MINI2

crunchie · Oct 28th, 2002, 01:25 PM

Hi
My Wife and I will be getting our mini ONE at the end of November and would br grateful for any valuable advice on insurance. She has no NCB but has been driving on my insurance as a second driver for too long.
I'm also concerned about protecting the full cost of the car inc. extras.
What about Minis' own insurance?any good?
Thanks in advance
Crunchie

dietcokeplease · Oct 28th, 2002, 01:43 PM

Looking at your profile, you're the ideal risk for most mainstream insurers - i.e. you're married, old and drive a relatively low group car!

You shouldn't have any problems in getting insured. Most on-line insurers (Admiral, Churchill & Direct Line) give you an introductory discount if you have not had any claims on other policies. Admiral/Elephant also have "Bonus Accelerator Policies" too.

craigb · Oct 28th, 2002, 04:56 PM

I insured my ONE with MINI Cover. They were very competitive (cheaper that i'd paid for my previous Ford ka) so I was well chuffed. I also liked the idea that any repairs would be done at MINI dealer without any hassle.
Hope the next month flys by for you!

IgorTheHunchback · Oct 29th, 2002, 04:49 AM

Igor thinks you should speak to an Insurance Broker. Igor has done that in the past and had good rates.

Igor thinks though it might be better for you to be put on her insurance

.

Igor knows a Traffic Poliemans wife and she gets lower insurance than husband

.

Igor does thinks that Mini insurance is good though.

Igor

ScottyHP · Oct 29th, 2002, 11:37 AM

Try www.axa.co.uk it was the cheapest I could find for my Cooper.

purple56 · Oct 29th, 2002, 12:26 PM

Quote:

I insured my ONE with MINI Cover. They were very competitive (cheaper that i'd paid for my previous Ford ka)

Yep me too!

My Ka was insured with Directline who wanted loads more to change it to the Mini as they were adding lots for the slat pack, alloys etc....

Mini insurance gave me the lowest quote and it's somehow nice to have mini insurance to go with all the other mini stuff...

Andy_Aj · Oct 29th, 2002, 03:03 PM

MINI insurance beat local brokers for us quite easily (full NCB, mid thirties, wife named driver etc.) Impressed with their service both in arranging and when I had to sort out cover for a BMW loaner. They include BMW key insurance at no cost which was nice to find out a weeek or two later when a letter and key fob arrived. All in all I'm very impressed

(which is saying something when I really dislike insurance companies!). And yeah, it's nice to keep it all MINI

Good luck.

KenL · Oct 29th, 2002, 03:34 PM

MINI insurance were £130 more for me/wifey than Directline for similar cover. £240 V £370 so a big difference in percentage terms.

craigb · Oct 29th, 2002, 03:40 PM

Quote:

Originally posted by purple56

Yep me too!

My Ka was insured with Directline who wanted loads more to change it to the Mini as they were adding lots for the slat pack, alloys etc....

Mini insurance gave me the lowest quote and it's somehow nice to have mini insurance to go with all the other mini stuff...

Ive just thought, I don't think I ever told MINI cover about the salt pack and alloys and stuff but they never asked. I wonder if these are classed as modifications even though they're factory extras. Thats got me thinking now.

Andy_Aj · Oct 30th, 2002, 07:31 AM

I verified this when I received my policy. No additional premium was required for me, in fact they didn't seem too worried about it. I guess it would be the norm rather than the exception.

pmatuszczyk · Oct 30th, 2002, 07:49 AM

I recently got my new Cooper insured, having only just learned to drive few months ago (I left it late!) I was having real probalems with No NCB.

Cheapest quote I got, by far, was with Tescos bizarrely. Took out a policy.

Of course, service counts, and don't actually know what they'll be like if something goes wrong. But if it;s muchos cheapness you're looking for, get a quote from them.

Paul

Oct 28th, 2002, 01:25 PM	#1
crunchie MINI2 Regular Join Date: Apr 2002 Location: gloucester Local Time: 02:29 AM Posts: 176 Offline	Advice about Mini insurance. Hi My Wife and I will be getting our mini ONE at the end of November and would br grateful for any valuable advice on insurance. She has no NCB but has been driving on my insurance as a second driver for too long. I'm also concerned about protecting the full cost of the car inc. extras. What about Minis' own insurance?any good? Thanks in advance Crunchie

Oct 28th, 2002, 01:43 PM	#2 (permalink)
dietcokeplease Official MINI2 Fluffer Join Date: Jul 2001 Location: Spearmint Rhino Local Time: 01:29 AM Posts: 5,315 Offline	Looking at your profile, you're the ideal risk for most mainstream insurers - i.e. you're married, old and drive a relatively low group car! You shouldn't have any problems in getting insured. Most on-line insurers (Admiral, Churchill & Direct Line) give you an introductory discount if you have not had any claims on other policies. Admiral/Elephant also have "Bonus Accelerator Policies" too. There is just one moon and one golden sun; And a smile mean friendship to ev'ryone; Through the mountains divide, and the oceans are wide; It's a small world after all.

Oct 29th, 2002, 04:49 AM	#4 (permalink)
IgorTheHunchback MINI2 Regular Join Date: May 2002 Location: Hertfordshire Local Time: 01:29 AM Posts: 280 Offline	Igor thinks you should speak to an Insurance Broker. Igor has done that in the past and had good rates. Igor thinks though it might be better for you to be put on her insurance . Igor knows a Traffic Poliemans wife and she gets lower insurance than husband . Igor does thinks that Mini insurance is good though. Igor The Bells The Bells

Oct 29th, 2002, 11:37 AM	#5 (permalink)
ScottyHP MINI2 Senior Join Date: Mar 2002 Location: Telford Local Time: 01:29 AM Posts: 478 Offline	Try www.axa.co.uk it was the cheapest I could find for my Cooper. MINIless since 2nd of June @12:35pm 2003

Oct 29th, 2002, 12:26 PM	#6 (permalink)
purple56 MINI2 Regular Join Date: Aug 2002 Location: Birmingham Local Time: 01:29 AM Posts: 110 Offline	Quote: I insured my ONE with MINI Cover. They were very competitive (cheaper that i'd paid for my previous Ford ka) Yep me too! My Ka was insured with Directline who wanted loads more to change it to the Mini as they were adding lots for the slat pack, alloys etc.... Mini insurance gave me the lowest quote and it's somehow nice to have mini insurance to go with all the other mini stuff... Black ONE - Salt Pack, Boost, CD Changer, ASC&T, 8 Spokes, Alarm and Glovebox Arrived 16/10/02 and I love it Driving lights, aero spoiler and some chrome bits to follow...

MINI2

Fuel for your MINI obsession

Use this forum to discuss financing and insuring your MINI

Today
Sponsors	Sponsored Links Registered members do not see Google Ads posts, they can also post messages, pictures, and classified adverts. Register your free account today and become a member of MINI2 - MINI Forum

Oct 28th, 2002, 04:56 PM	#3 (permalink)
craigb MINI2 Regular Join Date: Aug 2002 Location: Sheffield Local Time: 01:29 AM Posts: 88 Offline	I insured my ONE with MINI Cover. They were very competitive (cheaper that i'd paid for my previous Ford ka) so I was well chuffed. I also liked the idea that any repairs would be done at MINI dealer without any hassle. Hope the next month flys by for you!

Oct 29th, 2002, 03:03 PM	#7 (permalink)
Andy_Aj MINI2 Regular Join Date: Jul 2002 Location: Hampshire, UK Local Time: 02:29 AM Posts: 175 Offline	MINI insurance beat local brokers for us quite easily (full NCB, mid thirties, wife named driver etc.) Impressed with their service both in arranging and when I had to sort out cover for a BMW loaner. They include BMW key insurance at no cost which was nice to find out a weeek or two later when a letter and key fob arrived. All in all I'm very impressed (which is saying something when I really dislike insurance companies!). And yeah, it's nice to keep it all MINI Good luck. Penfold, WAS a Chili Red One Salt, 8 spokes, CD changer, Manual A/C, Alarm, Mudflaps, Clear lights, Chrome pipe, OBC, Aero spoiler, '03 Leather wheel, Aux lights, Whalen shifter.....

Oct 29th, 2002, 03:34 PM	#8 (permalink)
KenL MINI2 Master Join Date: May 2002 Location: Edinburgh Local Time: 02:29 AM Posts: 5,226 Offline	MINI insurance were £130 more for me/wifey than Directline for similar cover. £240 V £370 so a big difference in percentage terms. Red/Black R56 Cooper

Oct 29th, 2002, 03:40 PM	#9 (permalink)
craigb MINI2 Regular Join Date: Aug 2002 Location: Sheffield Local Time: 01:29 AM Posts: 88 Offline	Quote: Originally posted by purple56 Yep me too! My Ka was insured with Directline who wanted loads more to change it to the Mini as they were adding lots for the slat pack, alloys etc.... Mini insurance gave me the lowest quote and it's somehow nice to have mini insurance to go with all the other mini stuff... Ive just thought, I don't think I ever told MINI cover about the salt pack and alloys and stuff but they never asked. I wonder if these are classed as modifications even though they're factory extras. Thats got me thinking now.

Oct 30th, 2002, 07:31 AM	#10 (permalink)
Andy_Aj MINI2 Regular Join Date: Jul 2002 Location: Hampshire, UK Local Time: 02:29 AM Posts: 175 Offline	I verified this when I received my policy. No additional premium was required for me, in fact they didn't seem too worried about it. I guess it would be the norm rather than the exception. Penfold, WAS a Chili Red One Salt, 8 spokes, CD changer, Manual A/C, Alarm, Mudflaps, Clear lights, Chrome pipe, OBC, Aero spoiler, '03 Leather wheel, Aux lights, Whalen shifter.....

Oct 30th, 2002, 07:49 AM	#11 (permalink)
pmatuszczyk MINI2 Newbie Join Date: Oct 2002 Location: Leeds Local Time: 01:29 AM Posts: 5 Offline	I recently got my new Cooper insured, having only just learned to drive few months ago (I left it late!) I was having real probalems with No NCB. Cheapest quote I got, by far, was with Tescos bizarrely. Took out a policy. Of course, service counts, and don't actually know what they'll be like if something goes wrong. But if it;s muchos cheapness you're looking for, get a quote from them. Paul Paul Matuszczyk

Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)

Thread Tools	Search this Thread
Show Printable Version Email this Page	Search this Thread: Advanced Search
Rate This Thread
Rate This Thread:

Similar Threads
Thread	Thread Starter	Forum	Replies	Last Post
insurance advice	A24MIS	Finance & Insurance	15	Aug 30th, 2006 09:20 PM
Insurance Advice Needed	JG.26	Finance & Insurance	8	Jan 15th, 2005 01:47 PM
Insurance advice please!	robster_uk	Finance & Insurance	9	Jun 23rd, 2004 08:47 PM
Insurance! Advice Required!	hairyhen	Finance & Insurance	16	Nov 5th, 2003 01:58 PM
Insurance: MINI Insurance V BMW Insurance	Paul	Finance & Insurance	5	Oct 30th, 2002 06:19 PM