Help insurance for 19 year old female

[brokenangel]

Anyone got a clue who will insure me for under 1.5k got the mini on the drive & so far cant get comprehensive insurance. Really dont want to go 3rd party if i can avoid it

Its a copper 2002 plate

[IanT]

There are other threads on this topic, but £1500 seems about par for the course. A friend of mine tried to insure his daughter on a MINI One and was quoted £1500 so bought her a Clio instead...sorry I know that's not what you want to hear.

[Kitis_1989]

i would try bell they seem to be good for my younger bro who has a polo and likes to crash into things!!

[RO51 BOZ]

Hi im only 20 and was 19 when i brought my 2004 Mini Cooper S JCW and i payed:

£1125 @ 19 1yr NCB
£942 @ 20 2yr NCB
£670 @ 21 3yr NCB (which i am in a couple of weeks...)

My insurance consists of car parked on the road (coz im lazy..)
Fully Comp with a £350 excess
8000miles a year
With my dad as a named driver (as he steals my car..)

Admiral is my insurance company..go only and do a quote they are the cheapest around for younger drivers...

Goodluck,

Ross.

[Fartin Martin]

Quote: Originally Posted by RO51 BOZ (original)

Hi im only 20 and was 19 when i brought my 2004 Mini Cooper S JCW and i payed:

£1125 @ 19 1yr NCB
£942 @ 20 2yr NCB
£670 @ 21 3yr NCB (which i am in a couple of weeks...)

My insurance consists of car parked on the road (coz im lazy..)
Fully Comp with a £350 excess
8000miles a year
With my dad as a named driver (as he steals my car..)

Admiral is my insurance company..go only and do a quote they are the cheapest around for younger drivers...

Goodluck,

Ross.

Im jealous..in my 3 years of driving, I have never been less than £1600..but, have always been a named driver..so swings in roundabouts really..and everytime I got a new car they got more expensive!

[24fan]

Also depends on the area you live too. I live in Lincolnshire and always pay about half of what my friends who live in Norwich pay and they have more underpowered cars than a mini cooper too.

[Fartin Martin]

tried Adrian Flux??..they've saved me a bomb!!

[minicore]

Quote: Originally Posted by Fartin Martin (original)

tried Adrian Flux??..they've saved me a bomb!!

I'm with Adrian Flux too... still paying a pretty penny, but they were far cheaper than everyone else for me (both on my Fiesta ST, and my new JCW).

They won't cover a Cooper though, as it's not classed as a performance vehicle...

Have you tried Endsleigh? They were cheapest when I had my MINI One, and did me a good deal on a couple of cars I had prior to that also.

[seanyboyuk]

hi im 25 been driving 4yrs now but 0 clb due to driving a motability car.

im insuring my gfs new mini under my name with quinn direct with her being 2nd driver fully comp for £1345 on a 2005 mini one diesel.

all other websites/companies were quoting 2k plus!

[Fartin Martin]

Quote: Originally Posted by minicore (original)

I'm with Adrian Flux too... still paying a pretty penny, but they were far cheaper than everyone else for me (both on my Fiesta ST, and my new JCW).

They won't cover a Cooper though, as it's not classed as a performance vehicle...

Have you tried Endsleigh? They were cheapest when I had my MINI One, and did me a good deal on a couple of cars I had prior to that also.

they do cover coopers..my last car was a cooper and they insured me no bother..I even cancelled my policy with admiral(£2400) to go with flux(£1600)

[minicore]

Quote: Originally Posted by Fartin Martin (original)

they do cover coopers..my last car was a cooper and they insured me no bother..I even cancelled my policy with admiral(£2400) to go with flux(£1600)

My bad... I was thinking of Greenlight Insurance.

They refused to continue my cover when I switched cars temporarily, because the car I was swapping into (very briefly) "wasn't fast enough" for them...

[Fartin Martin]

Quote: Originally Posted by minicore (original)

My bad... I was thinking of Greenlight Insurance.

They refused to continue my cover when I switched cars temporarily, because the car I was swapping into (very briefly) "wasn't fast enough" for them...

..no worries!

Ha ha..don't you just love that kind of chat!

[M.O.S]

Admiral saved me a killing. Ringing up is the way forward - my quote was £500 cheaper over the phone

[dieselcooperman]

Brokenangel you don't state where you are in the country, that is, how 'loaded' your premium will be, but just ask any insurer the question 'anything I can do to reduce?' You may find some additional driver training may help, IE Pass plus noting your age.

[Charllie]

Try Admiral, and get a quote on multicar insurance, my family saved literaly hundreds off their cars.