Help!

[mistersan]

I'm 22 years of age, been driving 4 years, 4 years NCB, thinking about buying an 05 reg cooper 's' but having trouble with this insurance malarky!

Was originally going to buy a mini cooper standards but got a good deal on the insurance (£380) with aviva but tried my luck with them on a cooper 's' and they only do it for drivers aged 25+ :/

I had my father down as a named driver hence why it was so cheap, read through the other threads in here and tried my luck with those and was getting quoted 1k+, anything im doing wrong or is that how much im generally expected to pay?

Cheers for your time and advice

[minicore]

Quote: Originally Posted by mistersan (original)

I had my father down as a named driver hence why it was so cheap, read through the other threads in here and tried my luck with those and was getting quoted 1k+, anything im doing wrong or is that how much im generally expected to pay?

£1000-ish seems about right... that's what I was paying at 21 (Cooper S Works, 3 years no claims if I remember correctly), and even now, 4 years later, I'm still paying roughly the same amount on a new JCW.

The Cooper S, Works and JCW are desirable, quick cars which are expensive to fix, hence a lot of us pay a premium when it comes to insurance. I was running a Fiesta ST last year and paid less than half what the MINI costs me for insurance. It's just one of those things I guess!

Try getting a quote on a GP... that might put the 'S' insurance into context.

[Malc6552UK]

The Cooper S is group 15 and the cooper is group 8 so may be its best to go with a cooper for afew years before moving onto the S .... both great cars and both give you that smile

[witches70]

Insurance is expensive on the cooper s, i had a VXR before, and that was nearly 150 quid cheaper. Im nearly 40 and still have to pay 400 pound for my mini.

[moktabe]

Mid 50's going on 15...but, clean licence and full no claims....£260 fully comp for mcs with More Than.

[witches70]

I just left more than as they were way to expensive for me, plus when you want to talk to them their call centre is in india, and we didnt understand eachother.