How much do you pay in insurance? - MINI Cooper Forum
Go Back   MINI Cooper Forum > All Models & Variants > Finance & Insurance


Finance & Insurance Use this forum to discuss financing and insuring your MINI

Mini2.com is the premier Mini Cooper Forum on the internet. Registered Users do not see the above ads.
Reply
Similar Threads
Thread Thread Starter Forum Replies Last Post
Pay As You Drive Insurance - UK Restyle Finance & Insurance 14 Jun 17th, 2008 10:40 PM
Insurance - How Much do you pay? Dave_Boost777 Finance & Insurance 44 Apr 16th, 2007 01:40 AM
Insurance GTT MCS - What do you pay and with who? REHW Finance & Insurance 18 Nov 13th, 2006 10:50 PM
Insurance companies - helpful and pay-up, or not? bwsCat Finance & Insurance 1 Nov 24th, 2005 01:47 PM
LONG wait for my Insurance to pay out!!!!!?? Ibb Finance & Insurance 11 Apr 26th, 2002 07:52 AM

 
LinkBack Thread Tools Rate Thread
  #1 (permalink)  
Old Jul 24th, 2010, 04:01 PM
MINI2 Regular
Offline
 
Join Date: Jul 2008
Posts: 55
Local Time: 03:42 AM
United Kingdom
How much do you pay in insurance?

Hoping to get a 2005 Cooper S next month,around 8k. I still currently live abroad and not in the uk for a few weeks so unable to ring around. Im 37 and havent had car insurance for 4 years so I dont think my no claims bonus stands anymore. I have tried to use Go compare but the cheapest on that is over 2,000 per year fully comp. I heard that certain companies that dont advertise on these sites are generally cheaper.

Any advice on insurance companies or how much you pay roughly in insurance per year.
Another thing I heard is that for every increased insurance group number you add 30 per number until group 15 which is what the S is. I used to own a Mini One in Spain and pay 400 which I think is a group 5.

Surely a realistic figure of 700 is what I want to be looking at for insurance otherwise I may need to buy the One or the Cooper.

Thoughts?
Reply With Quote
Sponsored Links
Advertisement
 
  #2 (permalink)  
Old Jul 24th, 2010, 04:27 PM
Adamini's Avatar
MINI2 Newbie
Offline
 
Join Date: Jun 2010
Posts: 37
Local Time: 04:42 AM
United Kingdom View Adamini's Classified Ads
1416 for my One conv, but i am 19. I hear alot of people get insured with Adrian flux and they do some good deals so id check them out.
Reply With Quote
  #3 (permalink)  
Old Jul 24th, 2010, 04:44 PM
MINI2 Newbie
Offline
 
Join Date: Jul 2010
Location: North West | UK
Posts: 6
Local Time: 03:42 AM
United Kingdom
I paid 707 with Admiral and I'm 26 (with only 2 years NCB). I know what you're on about though, I went back to uni at 22, got rid of my car and lost the NCB I'd built up since I was 19.

2,000 sounds a little much though...try confused.com, I got cheaper prices from them than gocompare, and that gocompare bloke irritates the hell out of me!

Good luck searching : )
Reply With Quote
  #4 (permalink)  
Old Jul 24th, 2010, 07:54 PM
Flash_Amber's Avatar
MINI2 Newbie
Offline
 
Join Date: Jun 2010
Posts: 41
Local Time: 03:42 AM
Scotland Female
Hi, I think 2000 is way too steep. I have had a motability car for the past 3 years but decided this time to go back to buying my own car. I went with MINI insurace as they gave me a great deal. They have honoured my 3yrs NCB with motability and if I stay claim free for a year they will bump it up 7yrs automatically. I have a 2007 Cooper and I pay 245 fully comp. I'm 38 years old.
Reply With Quote
  #5 (permalink)  
Old Aug 4th, 2010, 08:33 PM
R56_Ollie's Avatar
MINI2 Newbie
Offline
 
Join Date: Jul 2010
Location: Essex
Posts: 26
Local Time: 03:42 AM
United Kingdom View R56_Ollie's Classified Ads
19 , 2yrs Bonus , 2008 Cooper S , JCW Tuning kit , Comp , Worth 14.5k

1200 [Super Cheap as I work there :P ]

With HIC
Reply With Quote
  #6 (permalink)  
Old Aug 5th, 2010, 11:40 PM
MINImate's Avatar
Human version of The Stig
Offline
 
Join Date: Apr 2010
Location: Adelaide, S.A.
Posts: 73
Local Time: 01:12 PM
Australia Male
Glad I don't live in the UK... Here in Australia, I pay $1300 a year, fully comprehensive, and I'm only 20 on an unmodified (but highly specced) Cooper S! And i'm still a rating 3! That works out to what? 600 pounds-ish
Feel sorry for ya!

7 years in the making...
Reply With Quote
  #7 (permalink)  
Old Aug 26th, 2010, 03:37 PM
MINI2 Global Moderator
Offline
 
Join Date: Sep 2009
Location: Winnipeg. MB
Posts: 126
Local Time: 09:42 PM
Canada
I paid $1500 CDN (about 900 quid) for insurance here on a brand new cooper. $0 deductable if your not at fault. And people here complain they pay too much.
Reply With Quote
  #8 (permalink)  
Old Oct 17th, 2010, 10:26 AM
royandrew's Avatar
MINI2 Regular
Offline
 
Join Date: Oct 2010
Posts: 176
Local Time: 04:42 AM
United Kingdom
How on earth do you get cheap car insurance? Companies are qouting 4k and 5k for 2007 mini cooper worth 8.8k. I know i am only 23 years old with 1 year driving license and 1 year named driver no claim bonus. But 5-6k is way too much for a car thats worth 9k. Does it get cheaper after a few years or should i move to a different country?
Reply With Quote
  #9 (permalink)  
Old Oct 17th, 2010, 11:03 AM
ADAMLF's Avatar
MINI2 Newbie
Offline
 
Join Date: May 2010
Location: Oxford
Posts: 9
Local Time: 04:42 AM
United Kingdom Male
Iv just bought myself a cooper s 04 plate for 8k. im 20 have no claims or points, but no no claims bonus as i have been a named driver for 3 years. i added my Mum and Grandad as named drivers which brought it down??
im with admiral and i pay 1250 a year. but everyone els i tried were quoting me 2500 or more so shop around.

Reply With Quote
  #10 (permalink)  
Old Oct 17th, 2010, 01:35 PM
Scrounger's Avatar
MINI2 Regular
Offline
 
Join Date: Jul 2009
Posts: 207
Local Time: 04:42 AM
United Kingdom View Scrounger's Classified Ads
37 with 20 years ncb. 2009 cooper S pay 450 a year
Reply With Quote
  #11 (permalink)  
Old Oct 17th, 2010, 03:50 PM
MINI2 Newbie
Offline
 
Join Date: Jan 2007
Posts: 6
Local Time: 04:42 AM
Scotland View n_buchan's Midnight Black & Body Color 2nd Gen MINI One Diesel Profile
35 year old female with new mini one d, 7 years ncd, protected. 318 per year, with one other named driver. Also insured for business use.
Reply With Quote
  #12 (permalink)  
Old Oct 21st, 2010, 04:12 PM
MINI2 Regular
Offline
 
Join Date: May 2009
Location: Lincolnshire, UK
Posts: 124
Local Time: 03:42 AM
United Kingdom Female
I think that sounds far too much!! I'm 23 with 3 years NCB insured for business use and doing approx 13,000 miles/year and paid annual premium of 593.72. Shop around some more as there are plenty more websites you can compare prices. I use confused.com as they seem to cover most companies and have always offered me the best prices.
Reply With Quote
  #13 (permalink)  
Old Oct 21st, 2010, 07:42 PM
pete
Offline
 
Join Date: Dec 2008
Location: fife
Posts: 97
Local Time: 03:42 AM
Scotland Male View pete3055's Astro Black & Body Color 2nd Gen MINI Cooper S Profile View pete3055's Classified Ads
well older than you lot ! Can get 07 Cooper S Insurance from 230 with Direct Line ( not even going to mention Saga , who give me cup of tea if I break down ) with 9 points on licence but pay 400 on Admiral Multi Car so I can get my sons' Corsa insured ( he's 18 ) for 1200 instead of 2500 if he insured it himself !
Reply With Quote
  #14 (permalink)  
Old Nov 23rd, 2011, 10:31 PM
Hammo18
Offline
 
Join Date: Mar 2011
Posts: 78
Local Time: 04:42 AM
United Kingdom
United-Kingdom

Im 19 and paying 1300 per year with a 2007 MCS - With 2 years NCB - Quite happy with that considering my age!
Reply With Quote
  #15 (permalink)  
Old Nov 24th, 2011, 01:42 PM
madnikos's Avatar
MINI2 Regular
Offline
 
Join Date: Aug 2005
Posts: 112
Local Time: 03:42 AM
Greece
370 euros per year..Can't go any lower than this
Reply With Quote
Sponsored Links
Advertisement
 
Reply
Tags:



Currently Active Users Viewing This Thread: 4 (0 members and 4 guests)
 
Thread Tools
Rate This Thread
Rate This Thread:

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On

Similar Threads
Thread Thread Starter Forum Replies Last Post
Pay As You Drive Insurance - UK Restyle Finance & Insurance 14 Jun 17th, 2008 10:40 PM
Insurance - How Much do you pay? Dave_Boost777 Finance & Insurance 44 Apr 16th, 2007 01:40 AM
Insurance GTT MCS - What do you pay and with who? REHW Finance & Insurance 18 Nov 13th, 2006 10:50 PM
Insurance companies - helpful and pay-up, or not? bwsCat Finance & Insurance 1 Nov 24th, 2005 01:47 PM
LONG wait for my Insurance to pay out!!!!!?? Ibb Finance & Insurance 11 Apr 26th, 2002 07:52 AM

» Recent Threads
Coolant leak only in winter
Today 02:59 AM
Last post by Daren sanford
Today 02:59 AM
0 Replies, 1 Views
What Clutch Kit ?
Today 12:51 AM
Last post by UtilityGuy
Today 12:51 AM
0 Replies, 32 Views
Wanted: ride in a NRF shod R56 Cooper S
Dec 21st, 2014 11:35 AM
by Farms
Last post by rodhot
Today 12:08 AM
1 Replies, 181 Views
PPI in Northern California?
Dec 21st, 2014 07:26 PM
Last post by MNEWRXN
Yesterday 11:55 PM
2 Replies, 175 Views
New Owner with a Question.
Dec 18th, 2014 01:44 AM
Last post by oldbrokenwind
Yesterday 11:33 PM
3 Replies, 612 Views
Anyone know what/where this goes?
Nov 29th, 2014 10:23 PM
Last post by max91
Yesterday 10:17 PM
7 Replies, 705 Views
2005 mini base starting issues
Dec 21st, 2014 09:12 PM
Last post by SeanC
Yesterday 08:32 PM
1 Replies, 219 Views
How To Fix Seat Tilt/Slide Mechanism
Oct 24th, 2011 10:13 PM
by MGFmad
Last post by Cleisthenes
Yesterday 05:59 PM
3 Replies, 18,313 Views
Looking for cars for online magazine
Yesterday 05:41 PM
Last post by DavidBlack
Yesterday 05:41 PM
0 Replies, 102 Views
Anyone know what this knob does?
Dec 20th, 2014 12:19 PM
Last post by Dermottdog
Yesterday 05:05 PM
12 Replies, 610 Views
Key button Door Unlock
Dec 19th, 2014 06:48 PM
Last post by ihughes
Yesterday 04:18 PM
3 Replies, 314 Views
Light loose steering then EML light. Possible hump back bridge issue
Dec 20th, 2014 04:44 PM
Last post by ihughes
Yesterday 04:09 PM
2 Replies, 422 Views
Rubbing/grinding noise from front wheel
Dec 17th, 2014 03:52 PM
Last post by ChaoticControl
Yesterday 03:18 PM
2 Replies, 285 Views
Fuel Door acutator bar broken
Yesterday 03:01 PM
Last post by Tommydragon
Yesterday 03:01 PM
0 Replies, 119 Views
Mini Cooper child car seats!!!ar
Feb 24th, 2011 04:31 PM
Last post by Silverado
Yesterday 01:35 PM
4 Replies, 7,600 Views
Drivers windows help
Dec 16th, 2014 09:08 PM
by Scotta
Last post by quadmaniac
Yesterday 12:23 PM
3 Replies, 434 Views
Mini Cooper cabriolet 2006 help
Yesterday 10:35 AM
Last post by Ashpotter1991
Yesterday 10:35 AM
0 Replies, 147 Views
Newbie help POWER SEEMS WEAK????
Dec 21st, 2014 09:33 PM
Last post by Antb1986
Yesterday 09:15 AM
1 Replies, 239 Views
Finance or lease?
Mar 19th, 2014 07:58 PM
by SeanC
Last post by Quinby
Yesterday 08:26 AM
14 Replies, 4,091 Views
my mini before and after
Sep 10th, 2013 09:42 AM
Last post by RckStrGrl21
Yesterday 06:57 AM
20 Replies, 7,252 Views
» Premium
» Auto Insurance
Wheel & Tire Center

Powered by vBadvanced CMPS v3.2.1

All times are GMT. The time now is 03:42 AM.



Powered by vBulletin® Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.
SEO by vBSEO 3.3.2