How much do you pay in insurance? - MINI Cooper Forum
Go Back   MINI Cooper Forum > All Models & Variants > Finance & Insurance


Finance & Insurance Use this forum to discuss financing and insuring your MINI

Mini2.com is the premier Mini Cooper Forum on the internet. Registered Users do not see the above ads.
Reply
Similar Threads
Thread Thread Starter Forum Replies Last Post
Pay As You Drive Insurance - UK Restyle Finance & Insurance 14 Jun 17th, 2008 09:40 PM
Insurance - How Much do you pay? Dave_Boost777 Finance & Insurance 44 Apr 16th, 2007 12:40 AM
Insurance GTT MCS - What do you pay and with who? REHW Finance & Insurance 18 Nov 13th, 2006 09:50 PM
Insurance companies - helpful and pay-up, or not? bwsCat Finance & Insurance 1 Nov 24th, 2005 12:47 PM
LONG wait for my Insurance to pay out!!!!!?? Ibb Finance & Insurance 11 Apr 26th, 2002 06:52 AM

 
LinkBack Thread Tools Rate Thread
  #1 (permalink)  
Old Jul 24th, 2010, 03:01 PM
MINI2 Regular
Offline
 
Join Date: Jul 2008
Posts: 55
Local Time: 04:45 PM
United Kingdom
How much do you pay in insurance?

Hoping to get a 2005 Cooper S next month,around 8k. I still currently live abroad and not in the uk for a few weeks so unable to ring around. Im 37 and havent had car insurance for 4 years so I dont think my no claims bonus stands anymore. I have tried to use Go compare but the cheapest on that is over 2,000 per year fully comp. I heard that certain companies that dont advertise on these sites are generally cheaper.

Any advice on insurance companies or how much you pay roughly in insurance per year.
Another thing I heard is that for every increased insurance group number you add 30 per number until group 15 which is what the S is. I used to own a Mini One in Spain and pay 400 which I think is a group 5.

Surely a realistic figure of 700 is what I want to be looking at for insurance otherwise I may need to buy the One or the Cooper.

Thoughts?
Reply With Quote
Sponsored Links
Advertisement
 
  #2 (permalink)  
Old Jul 24th, 2010, 03:27 PM
Adamini's Avatar
MINI2 Newbie
Offline
 
Join Date: Jun 2010
Posts: 37
Local Time: 05:45 PM
United Kingdom View Adamini's Classified Ads
1416 for my One conv, but i am 19. I hear alot of people get insured with Adrian flux and they do some good deals so id check them out.
Reply With Quote
  #3 (permalink)  
Old Jul 24th, 2010, 03:44 PM
MINI2 Newbie
Offline
 
Join Date: Jul 2010
Location: North West | UK
Posts: 6
Local Time: 04:45 PM
United Kingdom
I paid 707 with Admiral and I'm 26 (with only 2 years NCB). I know what you're on about though, I went back to uni at 22, got rid of my car and lost the NCB I'd built up since I was 19.

2,000 sounds a little much though...try confused.com, I got cheaper prices from them than gocompare, and that gocompare bloke irritates the hell out of me!

Good luck searching : )
Reply With Quote
  #4 (permalink)  
Old Jul 24th, 2010, 06:54 PM
Flash_Amber's Avatar
MINI2 Newbie
Offline
 
Join Date: Jun 2010
Posts: 41
Local Time: 04:45 PM
Scotland Female
Hi, I think 2000 is way too steep. I have had a motability car for the past 3 years but decided this time to go back to buying my own car. I went with MINI insurace as they gave me a great deal. They have honoured my 3yrs NCB with motability and if I stay claim free for a year they will bump it up 7yrs automatically. I have a 2007 Cooper and I pay 245 fully comp. I'm 38 years old.
Reply With Quote
  #5 (permalink)  
Old Aug 4th, 2010, 07:33 PM
R56_Ollie's Avatar
MINI2 Newbie
Offline
 
Join Date: Jul 2010
Location: Essex
Posts: 26
Local Time: 04:45 PM
United Kingdom View R56_Ollie's Classified Ads
19 , 2yrs Bonus , 2008 Cooper S , JCW Tuning kit , Comp , Worth 14.5k

1200 [Super Cheap as I work there :P ]

With HIC
Reply With Quote
  #6 (permalink)  
Old Aug 5th, 2010, 10:40 PM
MINImate's Avatar
Human version of The Stig
Offline
 
Join Date: Apr 2010
Location: Adelaide, S.A.
Posts: 73
Local Time: 02:15 AM
Australia Male
Glad I don't live in the UK... Here in Australia, I pay $1300 a year, fully comprehensive, and I'm only 20 on an unmodified (but highly specced) Cooper S! And i'm still a rating 3! That works out to what? 600 pounds-ish
Feel sorry for ya!

7 years in the making...
Reply With Quote
  #7 (permalink)  
Old Aug 26th, 2010, 02:37 PM
MINI2 Global Moderator
Offline
 
Join Date: Sep 2009
Location: Winnipeg. MB
Posts: 126
Local Time: 10:45 AM
Canada
I paid $1500 CDN (about 900 quid) for insurance here on a brand new cooper. $0 deductable if your not at fault. And people here complain they pay too much.
Reply With Quote
  #8 (permalink)  
Old Oct 17th, 2010, 09:26 AM
royandrew's Avatar
MINI2 Regular
Offline
 
Join Date: Oct 2010
Posts: 176
Local Time: 05:45 PM
United Kingdom
How on earth do you get cheap car insurance? Companies are qouting 4k and 5k for 2007 mini cooper worth 8.8k. I know i am only 23 years old with 1 year driving license and 1 year named driver no claim bonus. But 5-6k is way too much for a car thats worth 9k. Does it get cheaper after a few years or should i move to a different country?
Reply With Quote
  #9 (permalink)  
Old Oct 17th, 2010, 10:03 AM
ADAMLF's Avatar
MINI2 Newbie
Offline
 
Join Date: May 2010
Location: Oxford
Posts: 9
Local Time: 05:45 PM
United Kingdom Male
Iv just bought myself a cooper s 04 plate for 8k. im 20 have no claims or points, but no no claims bonus as i have been a named driver for 3 years. i added my Mum and Grandad as named drivers which brought it down??
im with admiral and i pay 1250 a year. but everyone els i tried were quoting me 2500 or more so shop around.

Reply With Quote
  #10 (permalink)  
Old Oct 17th, 2010, 12:35 PM
Scrounger's Avatar
MINI2 Regular
Offline
 
Join Date: Jul 2009
Posts: 207
Local Time: 05:45 PM
United Kingdom View Scrounger's Classified Ads
37 with 20 years ncb. 2009 cooper S pay 450 a year
Reply With Quote
  #11 (permalink)  
Old Oct 17th, 2010, 02:50 PM
MINI2 Newbie
Offline
 
Join Date: Jan 2007
Posts: 6
Local Time: 05:45 PM
Scotland View n_buchan's Midnight Black & Body Color 2nd Gen MINI One Diesel Profile
35 year old female with new mini one d, 7 years ncd, protected. 318 per year, with one other named driver. Also insured for business use.
Reply With Quote
  #12 (permalink)  
Old Oct 21st, 2010, 03:12 PM
MINI2 Regular
Offline
 
Join Date: May 2009
Location: Lincolnshire, UK
Posts: 124
Local Time: 04:45 PM
United Kingdom Female
I think that sounds far too much!! I'm 23 with 3 years NCB insured for business use and doing approx 13,000 miles/year and paid annual premium of 593.72. Shop around some more as there are plenty more websites you can compare prices. I use confused.com as they seem to cover most companies and have always offered me the best prices.
Reply With Quote
  #13 (permalink)  
Old Oct 21st, 2010, 06:42 PM
pete
Offline
 
Join Date: Dec 2008
Location: fife
Posts: 95
Local Time: 05:45 PM
Scotland Male View pete3055's Astro Black & Body Color 2nd Gen MINI Cooper S Profile View pete3055's Classified Ads
well older than you lot ! Can get 07 Cooper S Insurance from 230 with Direct Line ( not even going to mention Saga , who give me cup of tea if I break down ) with 9 points on licence but pay 400 on Admiral Multi Car so I can get my sons' Corsa insured ( he's 18 ) for 1200 instead of 2500 if he insured it himself !
Reply With Quote
  #14 (permalink)  
Old Nov 23rd, 2011, 09:31 PM
Hammo18
Offline
 
Join Date: Mar 2011
Posts: 78
Local Time: 05:45 PM
United Kingdom
United-Kingdom

Im 19 and paying 1300 per year with a 2007 MCS - With 2 years NCB - Quite happy with that considering my age!
Reply With Quote
  #15 (permalink)  
Old Nov 24th, 2011, 12:42 PM
madnikos's Avatar
MINI2 Regular
Offline
 
Join Date: Aug 2005
Posts: 112
Local Time: 04:45 PM
Greece
370 euros per year..Can't go any lower than this
Reply With Quote
Sponsored Links
Advertisement
 
Reply
Tags:



Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Rate This Thread
Rate This Thread:

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On

Similar Threads
Thread Thread Starter Forum Replies Last Post
Pay As You Drive Insurance - UK Restyle Finance & Insurance 14 Jun 17th, 2008 09:40 PM
Insurance - How Much do you pay? Dave_Boost777 Finance & Insurance 44 Apr 16th, 2007 12:40 AM
Insurance GTT MCS - What do you pay and with who? REHW Finance & Insurance 18 Nov 13th, 2006 09:50 PM
Insurance companies - helpful and pay-up, or not? bwsCat Finance & Insurance 1 Nov 24th, 2005 12:47 PM
LONG wait for my Insurance to pay out!!!!!?? Ibb Finance & Insurance 11 Apr 26th, 2002 06:52 AM

» Recent Threads
UK Big Brake fitment, what to do?
Yesterday 01:44 PM
Last post by ihughes
Today 03:55 PM
1 Replies, 180 Views
Rear wiper motor stem problem
Oct 18th, 2014 09:57 AM
Last post by ihughes
Today 03:48 PM
2 Replies, 277 Views
2001 Cooper wheel nut key
Yesterday 05:05 PM
Last post by ihughes
Today 03:35 PM
2 Replies, 217 Views
LED Side Lights
Oct 16th, 2014 10:34 PM
Last post by ihughes
Today 03:21 PM
3 Replies, 381 Views
Strange Noise
Oct 16th, 2014 10:28 PM
Last post by CCroker
Today 02:20 PM
2 Replies, 238 Views
Mini Cooper with Helicopter Turbine Jet Engine
Feb 29th, 2012 05:36 PM
by mab01uk
Last post by Aliraza852
Today 12:10 PM
5 Replies, 1,406 Views
Lights on warning not working
Today 11:42 AM
by S2dicky
Last post by S2dicky
Today 11:42 AM
0 Replies, 65 Views
JCW intercooler intake grille.
Oct 19th, 2014 08:06 PM
Last post by The Nun
Today 08:31 AM
3 Replies, 297 Views
New iPhone update messed up blue tooth, anyone else?!
Yesterday 02:35 PM
Last post by BeccaRoberts04
Today 07:37 AM
3 Replies, 218 Views
Automatic transmission - settle a bet!
Oct 18th, 2014 06:05 PM
Last post by whaap
Yesterday 11:49 PM
8 Replies, 549 Views
A pillar exterior trim Mini Cooper D 2011
Yesterday 06:49 PM
Last post by daniel_couch
Yesterday 06:49 PM
0 Replies, 170 Views
Mini One r56 engine rattle
Yesterday 06:41 PM
Last post by In Reverse
Yesterday 06:41 PM
0 Replies, 348 Views
R56 Aux input volume???????
Yesterday 04:00 PM
Last post by peteski2014
Yesterday 04:00 PM
0 Replies, 171 Views
engine fan on more frequently
Oct 16th, 2014 01:46 PM
Last post by heathwebbo
Yesterday 03:31 PM
2 Replies, 394 Views
Ac compressor
Yesterday 12:40 PM
by ronny
Last post by ronny
Yesterday 12:40 PM
0 Replies, 177 Views
MINI Roadster Headed to Frankfurt Auto Show?
May 19th, 2009 02:32 PM
Last post by angel10
Yesterday 09:02 AM
3 Replies, 4,133 Views
Automatic, won't shift out of park
Jun 30th, 2014 07:51 PM
Last post by Jazelmarie
Yesterday 12:00 AM
2 Replies, 1,018 Views
2001 Bini Central Locking key fob pairing?
Oct 19th, 2014 11:03 AM
Last post by mab01uk
Oct 19th, 2014 10:44 PM
1 Replies, 279 Views
» Premium
» Auto Insurance
Wheel & Tire Center

Powered by vBadvanced CMPS v3.2.1

All times are GMT. The time now is 04:45 PM.



Powered by vBulletin® Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.
SEO by vBSEO 3.3.2