Cooper S Insurance 19 Years Old - Page 2 - MINI Cooper Forum
Go Back   MINI Cooper Forum > All Models & Variants > Finance & Insurance


Finance & Insurance Use this forum to discuss financing and insuring your MINI

Mini2.com is the premier Mini Cooper Forum on the internet. Registered Users do not see the above ads.
Reply
Similar Threads
Thread Thread Starter Forum Replies Last Post
Cooper Insurance 18 Years Old |Sam| Finance & Insurance 5 Jul 5th, 2010 10:33 PM
Insurance for 17 years old new drivers on Cooper weeman Finance & Insurance 62 Feb 14th, 2006 11:28 PM
17 years old cooper uk insurance luke o'callaghan Finance & Insurance 27 Jul 26th, 2005 03:35 PM
Insurance for 19 years old on Cooper S Convertible roc888 Finance & Insurance 11 Feb 22nd, 2005 08:31 PM
Insurance for 17 years old new drivers on Cooper- Split Thread anthonyyule Finance & Insurance 9 Dec 16th, 2002 04:50 AM

 
LinkBack Thread Tools Rate Thread
  #16 (permalink)  
Old Mar 1st, 2011, 08:14 PM
MINI2 Newbie
Offline
 
Join Date: Sep 2009
Posts: 16
Local Time: 11:03 AM
England Male View Walter-Spitty's Dark Silver & Black 1st Gen MINI Cooper S Profile
United-Kingdom Adrian Flux

Adrian Flux is the company I am using now: Classic Car Insurance & Specialist Car Insurance | Adrian Flux

They were cheaper than all the others, they allow modifications to the car without ripping you off and they are familiar with dealing with customer enquiries about modifications. So thankfully you don't have to speak to the sort of brain-dead morons many of the big insurance brokers seem to employ.

When asking for an insurance quotation you should mention you are a registered member of Mini2.com or MiniTorque.com, as that can earn a small reduction in the premium.
Reply With Quote
Sponsored Links
Advertisement
 
  #17 (permalink)  
Old Mar 15th, 2011, 11:53 PM
MINI2 Newbie
Offline
 
Join Date: Mar 2011
Posts: 1
Local Time: 12:03 PM
United Kingdom
Arrow 20 Year old.

I have just got a quote on the MCS im buying - 04 plate.

I was on my mum's policy for a year on admiral a couple of years back (since then - direct line - but they won't touch me!)

Admiral gave me a years no claims and its 1200 from the DAY (and I mean the DAY I turn 21). Being 20 and 364 days means the policy would be 2200! I thought it'd be on a sliding scale - but obviously not!

Also had the Dillemma.. 1400 and DONT insure the missus or 1200 with her on. Not sure if that was a great idea... "ooppsss that was the kerb... ooops that was a road cone"! Soon will be 200 spent on repairs? :-P
Reply With Quote
  #18 (permalink)  
Old Mar 17th, 2011, 02:09 AM
MINI2 Newbie
Offline
 
Join Date: Mar 2011
Posts: 9
Local Time: 12:03 PM
View DanFST's Classified Ads
hello guys, just thought i'd add my 2p
i've just got a quote through from bell for 1042.77 for my policy a 19yr old male, with my dad and sister on the policy!

am halfway through a policy on my fiesta st with admiral (same company as bell) the fiesta is up for sale so i can buy an r53, so hopefully i will be paying less than on my fiesta st for the last sixth months!
Reply With Quote
  #19 (permalink)  
Old May 20th, 2012, 07:07 PM
MINI2 Senior
Offline
 
Join Date: Apr 2012
Location: Suffolk - UK
Posts: 387
Local Time: 12:03 PM
United Kingdom Male
United-Kingdom

Have you tried the compare the market / confused.com, that is prob the best place to see who will cover you, but you may find that anyone who will take you on will want a really high premium.

I am with Aviva but they will not to touch you youngest daughter as a named driver on it as she is under 21. I did get the 7 days free drive away insurance through the dealer and they were happy to add her on for that but they did want 3600 for the year with her as a named driver.

Good luck, let us know how you get on.
Reply With Quote
  #20 (permalink)  
Old May 21st, 2012, 11:03 AM
MINI2 Newbie
Offline
 
Join Date: Nov 2010
Posts: 10
Local Time: 12:03 PM
United Kingdom
The biggest gulp in this thread??? The amount of 19 year olds buying a brand new Cooper S and then asking for advice on cheap insurance?!

Buy a cheaper car! Lolz. Fair play to you all for being able to afford it, I'm clearly just jealous!
Reply With Quote
  #21 (permalink)  
Old May 21st, 2012, 11:10 AM
MINI2 Senior
Offline
 
Join Date: Apr 2012
Location: Suffolk - UK
Posts: 387
Local Time: 12:03 PM
United Kingdom Male
United-Kingdom

Must admit I got my girls to get Cheap & Cheerfull cars to start with and then rack up a couple of years bonus and then go onto the nicer cars so the insurance is not so much a shock.

But then again they are Girlies and dont suffer the huge premiums that boys dom well for the time being anyway.
Reply With Quote
  #22 (permalink)  
Old May 21st, 2012, 12:07 PM
MINI2 Newbie
Offline
 
Join Date: Feb 2012
Location: Preston
Posts: 15
Local Time: 12:03 PM
United Kingdom
Im currently insuring my girlfriends 2003 Cooper S as she got it half way through a policy and even tho she is 42 and had a license for 24 years, no points and no accidents LV wouldnt insure her as she only has 2 years no claims in her own name! Stupid thing is she can insure my RX8 which is more powerful and RWD.

I am currently paying 880 to Adrian Flux with 7 years no claims at 32 with no points or accidents ever, that to me seems really expensive especially when shes just been quoted 660 for the MCS when she renews in her name in mid june. Stupid thing is the cheapest quote she got was LV again who wouldnt insure her this year.

I looked at my insurance as when my girlfriend insures the mini i want to change to an M3 and they only want a 40 premium to change from the mini to the M3 so it highlights to me that some insurance companies look on the MCS very badly, far more expensive than its group suggests!
Reply With Quote
  #23 (permalink)  
Old May 21st, 2012, 03:17 PM
MINI2 Premium Member
MINI2 Master
Offline
 
Join Date: Mar 2012
Posts: 2,543
Local Time: 12:03 PM
United Kingdom Male
Quote: Originally Posted by Sanjaaay (original)
Hi, im 19, passed my test at the start of the month, picking my cooper D up next week, but no one will give me quotes! Am i buggered? Anyone in a similar situation, having a cooper of some kind for their first car?

Cant you get a years free insurance at the moment on a brand new Cooper D?
Reply With Quote
  #24 (permalink)  
Old May 21st, 2012, 03:20 PM
MINI2 Premium Member
MINI2 Master
Offline
 
Join Date: Mar 2012
Posts: 2,543
Local Time: 12:03 PM
United Kingdom Male
Quote: Originally Posted by rhys1501 (original)
Hi,

Does anyone know of any good/cheap insurance companies for the type of car and age? Ive heard adding a lady named driver helps?
Would appreciate any help.

Thanks,
Rhys.

Can I see lots of blokes turning transvestite here
Reply With Quote
  #25 (permalink)  
Old May 21st, 2012, 06:21 PM
MINI2 Senior
Offline
 
Join Date: Apr 2012
Location: Suffolk - UK
Posts: 387
Local Time: 12:03 PM
United Kingdom Male
United-Kingdom

Quote: Originally Posted by The Nun (original)
Can I see lots of blokes turning transvestite here

Not for much longer, from 21 December 2012 gender is not allowed to be used for rating car insurance, so with a fair wind us boys may get a better deal at the expense of the girlies.
Reply With Quote
  #26 (permalink)  
Old May 22nd, 2012, 09:56 AM
Hammo18
Offline
 
Join Date: Mar 2011
Posts: 78
Local Time: 12:03 PM
United Kingdom
United-Kingdom

Got an '07 MCS with Admiral, I'm 19 paying 1300 which by the sounds of things sounds quite good in comparison..I thought it's still far to expensive! 2 yrs NCB
Reply With Quote
  #27 (permalink)  
Old May 22nd, 2012, 06:48 PM
MINI2 Premium Member
MINI2 Master
Offline
 
Join Date: Mar 2012
Posts: 2,543
Local Time: 12:03 PM
United Kingdom Male
Quote: Originally Posted by Mid Life Mini (original)
Not for much longer, from 21 December 2012 gender is not allowed to be used for rating car insurance, so with a fair wind us boys may get a better deal at the expense of the girlies.

Thats quite interesting then, so Im thinking there will no longer be a need to enter Mr, Mrs, Miss, M, F or AC/DC on any insurance forms from then on then?
Reply With Quote
  #28 (permalink)  
Old Jul 29th, 2012, 04:04 PM
MINI2 Newbie
Offline
 
Join Date: Jul 2012
Posts: 1
Local Time: 12:03 PM
United Kingdom
Go with Admiral and put as many old people as named drivers as you can, if you can multicar it then even better , also for some reason i've always found that saying your car is parked on the road and not on your driveway brings it down abit more
Reply With Quote
  #29 (permalink)  
Old Jul 29th, 2012, 08:29 PM
MINI2 Premium Member
MINI2 Master
Offline
 
Join Date: Mar 2012
Posts: 2,543
Local Time: 12:03 PM
United Kingdom Male
With how much the costs are going up it might be worth considering going transvestite then
Reply With Quote
  #30 (permalink)  
Old Jul 30th, 2012, 07:54 AM
minicore's Avatar
MINI2 Premium Member
Super Moderator
Offline
 
Join Date: Jul 2005
Location: Lancashire
Posts: 4,637
Local Time: 11:03 AM
United Kingdom Male View minicore's Chili Red & Body Color 2nd Gen MINI John Cooper Works Profile
Quote: Originally Posted by ashje91 (original)
Go with Admiral and put as many old people as named drivers as you can, if you can multicar it then even better , also for some reason i've always found that saying your car is parked on the road and not on your driveway brings it down abit more

Not strictly true... I've found that adding a 4th driver (regardless of who it is) puts the policy up, rather than reducing it as 2nd and 3rd drivers often do, and obviously if you add someone who is more of a risk than yourself, that isn't going to help either.

I've also just switched from "parked on road" to "parked on driveway" and it has saved me about 50/year, although bizarrely adding "parked in garage" would save me nothing (I checked out of curiosity ).
Reply With Quote
Sponsored Links
Advertisement
 
Reply
Tags: , , , , ,



Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Rate This Thread
Rate This Thread:

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On

Similar Threads
Thread Thread Starter Forum Replies Last Post
Cooper Insurance 18 Years Old |Sam| Finance & Insurance 5 Jul 5th, 2010 10:33 PM
Insurance for 17 years old new drivers on Cooper weeman Finance & Insurance 62 Feb 14th, 2006 11:28 PM
17 years old cooper uk insurance luke o'callaghan Finance & Insurance 27 Jul 26th, 2005 03:35 PM
Insurance for 19 years old on Cooper S Convertible roc888 Finance & Insurance 11 Feb 22nd, 2005 08:31 PM
Insurance for 17 years old new drivers on Cooper- Split Thread anthonyyule Finance & Insurance 9 Dec 16th, 2002 04:50 AM

» Recent Threads
Low quality lounge leather? Retro better?
Yesterday 04:11 PM
by rvt50
Last post by NightfireCooper
Today 10:02 AM
1 Replies, 150 Views
Is Mini not good for long trips?
Yesterday 12:58 PM
Last post by NightfireCooper
Today 09:54 AM
10 Replies, 275 Views
Adding multiple 12v power sockets / cigarette lighters and USB
Apr 19th, 2014 11:47 AM
Last post by zero_cool
Today 09:37 AM
4 Replies, 961 Views
Fuel Guage stopped working
Mar 17th, 2009 10:26 PM
by SRRAE
Last post by The Nun
Today 08:39 AM
2 Replies, 430 Views
R57 Raio not turning on with ignition
Today 03:18 AM
by 7nut
Last post by burnstar
Today 08:07 AM
1 Replies, 81 Views
Tow Hitch for '13 Roadster
Feb 17th, 2014 05:56 AM
Last post by StarFlyr
Today 04:34 AM
7 Replies, 533 Views
Help, is this a cooper S??
Apr 18th, 2014 09:29 PM
by markdm
Last post by 1990crx
Today 01:40 AM
7 Replies, 349 Views
Does your Mini have a name?
Mar 25th, 2014 10:00 PM
Last post by avflinsch
Yesterday 11:43 PM
34 Replies, 1,810 Views
Offically The World's Quickest & Fastest MINI
Mar 4th, 2014 10:50 PM
by mab01uk
Last post by mab01uk
Yesterday 11:01 PM
7 Replies, 1,158 Views
Tunning a mini cooper Saround ESSEX??
Yesterday 09:04 PM
Last post by johnd-mkiv
Yesterday 09:04 PM
0 Replies, 91 Views
Wanna! Watch Neighbors Movie 2014 Online
Yesterday 05:30 PM
Last post by johnpogue2014
Yesterday 05:30 PM
0 Replies, 97 Views
R53 GPS and Head Unit qs.
Yesterday 01:17 PM
Last post by heathwebbo
Yesterday 05:23 PM
1 Replies, 136 Views
R56 cooper S wheel speed sensor fault - need genuine mini part?
Yesterday 05:19 PM
by DanN92
Last post by DanN92
Yesterday 05:19 PM
0 Replies, 124 Views
Cooper R50 rally lamp/fog light bulb type?
Yesterday 12:04 PM
Last post by Challinor
Yesterday 04:46 PM
2 Replies, 139 Views
Mini ONE 2006 Head Unit, Harman Kardon, Sat Nav??
Yesterday 02:53 PM
by gumbsy1
Last post by gumbsy1
Yesterday 03:03 PM
1 Replies, 145 Views
Radio CD Player Spare Part
Apr 17th, 2014 10:47 AM
by B20A
Last post by gumbsy1
Yesterday 02:56 PM
2 Replies, 200 Views
Mini Cooper R56 Radio Problem
Apr 1st, 2013 05:38 PM
Last post by gm_MiniCoopsta
Yesterday 01:45 PM
1 Replies, 1,085 Views
should I wait or not?
Apr 14th, 2014 12:07 AM
Last post by CoolioMcPimp
Yesterday 01:37 PM
9 Replies, 687 Views
Help with fault codes!
Oct 17th, 2008 06:38 PM
Last post by sepiareverb
Yesterday 01:12 PM
7 Replies, 28,809 Views
» Premium
» Auto Insurance
Wheel & Tire Center

Powered by vBadvanced CMPS v3.2.1

All times are GMT. The time now is 11:03 AM.



Powered by vBulletin® Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.
SEO by vBSEO 3.3.2