Cooper S Insurance 19 Years Old - MINI Cooper Forum
Go Back   MINI Cooper Forum > All Models & Variants > Finance & Insurance


Finance & Insurance Use this forum to discuss financing and insuring your MINI

Mini2.com is the premier Mini Cooper Forum on the internet. Registered Users do not see the above ads.
Reply
Similar Threads
Thread Thread Starter Forum Replies Last Post
Cooper Insurance 18 Years Old |Sam| Finance & Insurance 5 Jul 5th, 2010 10:33 PM
Insurance for 17 years old new drivers on Cooper weeman Finance & Insurance 62 Feb 14th, 2006 11:28 PM
17 years old cooper uk insurance luke o'callaghan Finance & Insurance 27 Jul 26th, 2005 03:35 PM
Insurance for 19 years old on Cooper S Convertible roc888 Finance & Insurance 11 Feb 22nd, 2005 08:31 PM
Insurance for 17 years old new drivers on Cooper- Split Thread anthonyyule Finance & Insurance 9 Dec 16th, 2002 04:50 AM

 
LinkBack Thread Tools Rate Thread
  #1 (permalink)  
Old Jan 13th, 2011, 05:18 PM
rhys1501's Avatar
MINI2 Regular
Offline
 
Join Date: Sep 2010
Location: Abersoch
Posts: 71
Local Time: 12:16 AM
United Kingdom Male View rhys1501's Classified Ads
Cooper S Insurance 19 Years Old

Hi,

I am 19 and have a Mini Cooper S.
I know this will shock many people, but I have worked hard to be able to buy and drive this car!

The problem I have is that I had an Alfa Romeo 147 before the Mini and insurance was 850 for 12 months. But I decided to Purchase the Cooper S 6 months into the policy, so the insurance was an extra 400. (Not bad I hear you say)
In Feb 2011 my insurance ends and I will have to have a complete new policy. I have 3 years NCB.

Does anyone know of any good/cheap insurance companies for the type of car and age? Ive heard adding a lady named driver helps?
Would appreciate any help.

Thanks,
Rhys.
Reply With Quote
Sponsored Links
Advertisement
 
  #2 (permalink)  
Old Jan 13th, 2011, 09:26 PM
MINI2 Regular
Offline
 
Join Date: Sep 2009
Posts: 290
Local Time: 01:16 AM
United Kingdom View AMAUTOS7's Classified Ads
Thats cheap

I brought a brand new MINI One for my 19th it was my 1st car

My insurance was 2100 fully comp - I am the main driver

Yes its true if you put your mum or any female of any kind the price will drop

It took 500 off my policy

I am with Admiral they have been the cheapest for me all my driving life

I am getting a Brand MINI Works soon!!!

My insurance is going up again to 2000 for the works but at the moment i am driving a BMW 323i - 2.5L and its costing me 900 fully comp

I hope this helps

any chance of pics of your MCS
Reply With Quote
  #3 (permalink)  
Old Jan 13th, 2011, 09:42 PM
Has met Quack Quack Jack
Cooper S Aero Kit
Offline
 
Join Date: Oct 2010
Location: Gloucestershire
Posts: 4
Local Time: 12:16 AM
United Kingdom
Hi mate I'm 18 and have a 56 plate cooper s, I'm with elephant and pay 2000 a year I have both my parents on it as adding each one mate it about 300 each cheaper!
Cheers
Adam
Reply With Quote
  #4 (permalink)  
Old Jan 13th, 2011, 11:12 PM
MINI2 Newbie
Offline
 
Join Date: Nov 2010
Posts: 7
Local Time: 12:16 AM
United Kingdom View JCWTOM's Classified Ads
i have a cooper s jcw and im 19, i had same porblem as you i had a civic which payed 990 on and had to pay my insurence an extra 500
Reply With Quote
  #5 (permalink)  
Old Jan 14th, 2011, 10:09 AM
MINI2 Newbie
Offline
 
Join Date: Jan 2011
Posts: 1
Local Time: 12:16 AM
United Kingdom
hey im also 19 and have a mini cooper s jcw, i saved 80 a month by putting my parents on my policy! deffinatly worth doing it!
Reply With Quote
  #6 (permalink)  
Old Jan 14th, 2011, 11:27 AM
rhys1501's Avatar
MINI2 Regular
Offline
 
Join Date: Sep 2010
Location: Abersoch
Posts: 71
Local Time: 12:16 AM
United Kingdom Male View rhys1501's Classified Ads
Many thanks for all the comments!

I was thinking of putting my girlfriend on the insurance to drop the price. But as she is 18 it will probably increase it! And not sure having her driving my mini is a wise thing at all...

Here are some photo's of my mini.
MINI Galleries - Cooper - S - One - Diesel - Works - Cabrio - rhys1501 Gallery

P.S. Im sure all young Cooper S/ JCW mini drivers are the same and know that there is no better feeling than at traffic lights pulling away from kids in corsa's and saxo's

Rhys.
Reply With Quote
  #7 (permalink)  
Old Jan 29th, 2011, 07:47 PM
MINI2 Newbie
Offline
 
Join Date: Jan 2011
Posts: 2
Local Time: 12:16 AM
United Kingdom
United-Kingdom MINI Cooper S

Hey

i am 19 and going to buy my first car looking to get the Mini Cooper s brand new, anyone recommend what insurance company to go to and what to say to get my insurance cheap please!

also what must add on shall i have on the car?

Please reply to riz_wan@hotmail.co.uk

thanks
Reply With Quote
  #8 (permalink)  
Old Feb 4th, 2011, 11:12 AM
rhys1501's Avatar
MINI2 Regular
Offline
 
Join Date: Sep 2010
Location: Abersoch
Posts: 71
Local Time: 12:16 AM
United Kingdom Male View rhys1501's Classified Ads
Hi Rizwan.

Im 20 and have just had my renewal through whoch was 1200 something with Adrian Flux. When I was 19 I had the cooper s. But I was already half way through the policy with an Alfa Romeo so it was an extra 400 for the mini.

As for upgrades, I'm finding the mini cooper s as standard is quick enough! Any faster and I think uprated brakes would be needed..
It also depends if you are going for the R53 or the R56 newer mini. Supercharged or Turbocharged.

Rhys.
Reply With Quote
  #9 (permalink)  
Old Feb 4th, 2011, 11:55 AM
MINI2 Regular
Offline
Send a message via MSN to ScoobyChris
 
Join Date: Oct 2010
Location: Hampshire
Posts: 169
Local Time: 01:16 AM
United Kingdom Male
Quote: Originally Posted by rizwan (original)
i am 19 and going to buy my first car looking to get the Mini Cooper s brand new, anyone recommend what insurance company to go to and what to say to get my insurance cheap please!

If you do the IAM Skills for Life course, you'll be eligible for the IAM Surety insurance scheme (depending on what a low group car means) which apparently can save a small fortune, especially for young drivers...

No experience personally but friends with Focus ST's, etc speak of it very highly and say the course made them faster, safer drivers to boot.

More info at IAM Surety Car UK - IAM Surety

Chris
Reply With Quote
  #10 (permalink)  
Old Feb 8th, 2011, 05:35 PM
MINI2 Newbie
Offline
 
Join Date: Feb 2011
Posts: 13
Local Time: 01:16 AM
If its any consideration im 20 and paying the best part of 2400 for an 07 MCS.

3 Points and 3 Years no claims
Reply With Quote
  #11 (permalink)  
Old Feb 23rd, 2011, 10:42 AM
joanna.yardy's Avatar
MINI2 Newbie
Offline
 
Join Date: Feb 2011
Location: Cambrideshire
Posts: 12
Local Time: 01:16 AM
United Kingdom Female
Red face

I recently looking into upgrading to Cooper S... My insurance company won't insure anyone under 25 in one... Gutted!

Will have to wait till policy is up as I'm already half way through.
Reply With Quote
  #12 (permalink)  
Old Mar 1st, 2011, 12:16 PM
MINI2 Newbie
Offline
 
Join Date: Jan 2011
Location: South Wales
Posts: 36
Local Time: 01:16 AM
View M44TH X's Classified Ads
Hi guys,

im also a 19 year old boy, i pay 2000 fully comp with 2 years ncb. Im with admiral, i put my dad on the policy and it saved me 700 pound!! i put my girlfriend whos 18 onit and that also reduced it by 100quid. however like one of you said, its not very wise putting the misses on the policy sometimes i wish i paid the extra 100 quid! :L haha.

And about the beating kids in corsas and saos off the lights, i love that too!
Reply With Quote
  #13 (permalink)  
Old Mar 1st, 2011, 12:17 PM
MINI2 Newbie
Offline
 
Join Date: Jan 2011
Location: South Wales
Posts: 36
Local Time: 01:16 AM
View M44TH X's Classified Ads
forgot to say i got a MCS :L
Reply With Quote
  #14 (permalink)  
Old Mar 1st, 2011, 07:20 PM
MINI2 Newbie
Offline
 
Join Date: Feb 2011
Posts: 13
Local Time: 01:16 AM
Renewing mine with multi car came to 1430

admiral is by far the cheapest for me on a mcs
Reply With Quote
  #15 (permalink)  
Old Mar 1st, 2011, 07:37 PM
MINI2 Newbie
Offline
 
Join Date: Feb 2011
Location: Surrey
Posts: 6
Local Time: 12:16 AM
United Kingdom Male
Hi,

I had a Sierra Cosworth when I was 20, people thought I was nuts paying 1,200 FC (10 years ago) but I recommend you do what you have to do as you are only young once and when a crippling mortgage nails your finances at least you can reveal on how you enjoyed your youth??!! - Hopefully you will still have a Mini in years to come and the insurance will be much cheaper as 'age' will be in your favour.

....... back to real cars now ...... Minis'.....

We have been with Adrian Flux since 1998 and although we got a quote from Shelia's Wheels (my Wife owns the Mini) Adrian Flux smashed them on their price when we told them we could get the Mini CS insured elsewhere!

Just my 2p's worth!!

Regards MV
Reply With Quote
Sponsored Links
Advertisement
 
Reply
Tags: , , , , ,



Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Rate This Thread
Rate This Thread:

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On

Similar Threads
Thread Thread Starter Forum Replies Last Post
Cooper Insurance 18 Years Old |Sam| Finance & Insurance 5 Jul 5th, 2010 10:33 PM
Insurance for 17 years old new drivers on Cooper weeman Finance & Insurance 62 Feb 14th, 2006 11:28 PM
17 years old cooper uk insurance luke o'callaghan Finance & Insurance 27 Jul 26th, 2005 03:35 PM
Insurance for 19 years old on Cooper S Convertible roc888 Finance & Insurance 11 Feb 22nd, 2005 08:31 PM
Insurance for 17 years old new drivers on Cooper- Split Thread anthonyyule Finance & Insurance 9 Dec 16th, 2002 04:50 AM

» Recent Threads
PAS Fluid Leak HELP!!
Oct 15th, 2014 07:16 PM
Last post by SeanC
Yesterday 11:44 PM
8 Replies, 749 Views
MOT Advisories - Would you buy this car?
Yesterday 01:34 PM
Last post by SeanC
Yesterday 11:28 PM
2 Replies, 179 Views
Erratic engine speed when cold
Oct 19th, 2014 09:56 AM
Last post by tyred bob
Yesterday 08:37 PM
1 Replies, 286 Views
Clutch/engine problem
Yesterday 07:33 PM
Last post by jamieeccles123
Yesterday 07:33 PM
0 Replies, 79 Views
Key scratch to body work - Edinburgh
Yesterday 06:31 PM
by Dudlg0
Last post by Dudlg0
Yesterday 06:31 PM
0 Replies, 92 Views
MINI Remote Central Locking Won't Unlock
Yesterday 05:33 PM
by KrisL
Last post by KrisL
Yesterday 05:33 PM
0 Replies, 97 Views
help needed for choosing the tensioner
Yesterday 05:13 PM
by tianfa1
Last post by tianfa1
Yesterday 05:13 PM
0 Replies, 101 Views
R56 Footwell module dead
Jul 15th, 2014 04:19 AM
by miniuy
Last post by yourmate
Yesterday 04:19 PM
7 Replies, 1,372 Views
Annoying vibration in the dashboard
Feb 14th, 2012 12:38 AM
Last post by ryanharris
Yesterday 01:01 PM
8 Replies, 3,282 Views
LED Daytime running lights - retro fit
Apr 15th, 2014 06:08 PM
Last post by french01
Yesterday 12:57 PM
7 Replies, 1,494 Views
What Sat nav cd do I need?
Yesterday 11:47 AM
Last post by uk_ricky_uk
Yesterday 11:55 AM
1 Replies, 111 Views
Paint warrenty
Yesterday 10:16 AM
by Peter85
Last post by The Nun
Yesterday 11:52 AM
1 Replies, 127 Views
Drivers door actuator, fitment?
Oct 6th, 2014 05:13 PM
Last post by uk_ricky_uk
Yesterday 11:49 AM
2 Replies, 465 Views
Misfiring R55 JCW engine in 6th gear between 2k-3k RPM with throttle wide open
Oct 21st, 2014 10:30 AM
Last post by Mr Muffin
Yesterday 11:00 AM
8 Replies, 872 Views
R56 Aux and Usb
Yesterday 10:41 AM
by Redevo
Last post by Redevo
Yesterday 10:41 AM
0 Replies, 120 Views
Sprintbooster for MINI Cooper R56
May 14th, 2009 04:29 PM
Last post by Gacek191
Yesterday 07:41 AM
9 Replies, 3,511 Views
I need a tool to flash a JCW map to my 04 MCS ECU
Oct 24th, 2014 09:42 PM
Last post by djtmalta
Oct 24th, 2014 10:36 PM
2 Replies, 283 Views
Electric window stopped working
Jul 6th, 2006 03:48 PM
Last post by regarp
Oct 24th, 2014 06:22 PM
34 Replies, 66,036 Views
Bonnet touching body
Aug 15th, 2014 03:47 PM
Last post by The Nun
Oct 24th, 2014 03:58 PM
3 Replies, 489 Views
Facebook page selling mini parts around the uk
Oct 24th, 2014 11:50 AM
by Alex93x
Last post by Restyle
Oct 24th, 2014 03:25 PM
2 Replies, 196 Views
» Premium
» Auto Insurance
Wheel & Tire Center

Powered by vBadvanced CMPS v3.2.1

All times are GMT. The time now is 12:16 AM.



Powered by vBulletin® Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.
SEO by vBSEO 3.3.2