I am collecting my new Mini tomorrow and wanted to share the details of a car/finance broker I used.
They specialise in finding the best deal on a car but do also offer just the finance side of it.
I managed to get 7.2% APR on a PCP deal the best the dealer could do was 10.6%.
Mini are offering low rate finance similar to this on Mini One models but if you are not buying a Mini One it is worth considering these guys.
Google brokers4cars
Telephone 01773 512806
For the sake of a few extra conversations on the phone it is well worth it.
Just be aware they charge a fixed arrangement fee which has to be paid only if you
go ahead with the deal it is around £295 so nothing to lose if you get declined or decide not to go ahead.
Hope this helps someone.