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post #1 of 15 (permalink) Old Feb 15th, 2012, 09:22 PM Thread Starter
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Insurance

Hi Guys,

Well I have taken the plunge and take delivery of my 04 Cooper S on Friday afternoon , I have been looking at insurance and it goes up a bit and with some companys a lot .

Who is everone insured with and at what sort of cost ???

I'm not exactly a boy racer I will be 43 in 7 days time and with an impecable driving record, my missus is 41 with 1 claim in the last 3 years.

Regards
Stan.

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post #2 of 15 (permalink) Old Feb 17th, 2012, 11:57 AM
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Hello, hope you enjoy the Cooper S!

I'm 22 with 5 years Driving experience, 2 years NCB, 3 points. Will be paying around £750 for 12 months with Admiral when I pick up my R56 Cooper S.

I know that probably doesn't help much given my lack of driving experience in comparison to you but hopefully you'll be paying a lot less!

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post #3 of 15 (permalink) Old Feb 18th, 2012, 07:11 AM Thread Starter
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Just been quoted £344 with privilege fully comp with business, can't get better than that I suppose.
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post #4 of 15 (permalink) Old Feb 18th, 2012, 02:17 PM
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Unfortunately, due to how the system works, I'm getting a pretty raw deal. I'm 36, and have been driving for 20 years. However, I recently moved to the UK so it's a technicality in how insurance companies see me. I might as well be 16 and have had multiple accidents.

Over £2k for a JCW is what I've been quoted from Admiral.
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post #5 of 15 (permalink) Old Feb 18th, 2012, 02:53 PM
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Iam 23 with 5 years driving and 2 years no claims. Got a quote off admiral for £900, went onto admiral multi car in the end with my 21 year old brother who has a fieseta st, he also has 2 years no claims. I pay £570 and he pays £1000. Both fully comp with 30 days international cover. And with multicar they only ask for convictions etc in the 3 years not 5.
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post #6 of 15 (permalink) Old Feb 18th, 2012, 06:23 PM
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Quote:
Originally Posted by Liam mini 35 View Post
Iam 23 with 5 years driving and 2 years no claims. Got a quote off admiral for £900, went onto admiral multi car in the end with my 21 year old brother who has a fieseta st, he also has 2 years no claims. I pay £570 and he pays £1000. Both fully comp with 30 days international cover. And with multicar they only ask for convictions etc in the 3 years not 5.
That's a pretty good price on the Multicar Policy! May look into doing something similar with the Mrs...
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post #7 of 15 (permalink) Old Feb 23rd, 2012, 10:32 PM
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Just insured an 2003 MCS works (73K miles) which I bought a couple of weeks ago. I'm 48 and have 2 yrs NCB (down from 4 owing to a claim for damage resulting from an attempted theft last october, grrr). Car is parked on street in a relatively high risk urban area. I had trouble finding a decent quote but after a bit of negotiating my current insurer Elephant.co.uk came through with a price of £560 for comprehensive including legal expenses, courtesy car and 2nd named driver (but theres a £150 mandatory excess and a £450 voluntary). This was a lot better than any other quote I could find.
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post #8 of 15 (permalink) Old Apr 27th, 2012, 03:38 PM
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I pay £300 with sheilas wheels!!
On a 2004 Cooper S 42 Year old nutter and 37 year old witch, both clean license and 11 years NCB and protected.
Parked on driveway in a low risk area.
£150 mandatory excess and a £100 voluntary
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post #9 of 15 (permalink) Old Apr 27th, 2012, 05:51 PM
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48, more than 7 years NCB and I am paying just on £200 (although it is a 2010 Cooper D Convertible) That is on an Aviva Multicar with my 2 daughters cars on it as well.

We were with Admiral, fantastic price on their multicar for 3 years but they were pipped this year by Aviva but I will give them a call next renewal.
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post #10 of 15 (permalink) Old May 2nd, 2012, 04:45 PM
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Am 20 and have had my licence just under 2 years - Got 1 years no claims and i pay £1198 on multicar with Admiral for a 05 Cooper S

Not bad for my age :P They wanted about £5000 on price comparison sites o_O

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post #11 of 15 (permalink) Old May 3rd, 2012, 08:37 AM
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I'd recommend admiral multicar, no other insurer seems to get close to their prices. I've got a Cooper and have been driving two years and coming up to three years no claims and I've just turned £20 and it's £500. My dads car is £200 to insure and my mums is £150. They are brilliant imo
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post #12 of 15 (permalink) Old May 3rd, 2012, 09:09 AM
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Iím with Admiral, 23 years old living in Devon. Iíve been driving for 4 years and had an accident last month. Cost me £700 fully comp for a 2004 Cooper S with 1 NCB.
(I had my cancellation certificate from my last insurer come through last week which said I still had 3 Years NCB after my accident? So told Admiral and they refunded my £31).
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post #13 of 15 (permalink) Old May 4th, 2012, 06:23 PM
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Im 21 and have just brought an '07 Cooper S and love it.

I work for an insurance company but unfortunately they wont insure me due to car categories and age. Im paying £900 for myself and my 22 yr old girlfriend with Admiral as they favour young drivers. Insuring with your spouse/partner will always make it cheaper.

Always best to search around but stay away from brokers!
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post #14 of 15 (permalink) Old May 10th, 2012, 01:22 PM
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Some Important Tips for your new car insurance

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The allowance company's 800 blast number, so you can get answers to questions you couldn't acquisition online.

The allowance company's transaction policy. When is the transaction due? What kinds of transaction affairs are available? What happens if you're backward in authoritative a payment?

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post #15 of 15 (permalink) Old Jun 22nd, 2014, 08:07 AM
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I found Swinton the cheapest when doing a search but stuck with the dearer MINI Insurance one as I couldnt be bothered faffing around with documentation etc, you have to sort out each time you change.
That said the MINI one was only £200 so not to worry.
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