Motor Insurance for Men going DOWN this December? - MINI Cooper Forum
Go Back   MINI Cooper Forum > All Models & Variants > Finance & Insurance


Finance & Insurance Use this forum to discuss financing and insuring your MINI

Mini2.com is the premier Mini Cooper Forum on the internet. Registered Users do not see the above ads.
Reply
 
LinkBack Thread Tools Rate Thread
  #1 (permalink)  
Old Sep 19th, 2012, 09:10 PM
MINI2 Newbie
Offline
 
Join Date: Sep 2012
Posts: 1
Local Time: 10:00 PM
United Kingdom
Motor Insurance for Men going DOWN this December?

Is anyone aware of how much motor insurance for women is likely to go up when the EU Gender Directive comes in in December?

As I understand it, it's going to be illegal for insurers to differentiate on the grounds of gender.

So... Women are going to pay more for critical illness insurance, and men are going to pay up to 25% more (!!!) for income protection.

Personally, I think it's political correctness working the WRONG way, but.. what about motor insurance?

Historically, men have paid a lot more than women for car insurance - for good reason! But does this mean that car insurance for males is going to go down?

Does anyone know the facts? Should we all be thinking about renewing our motor insurance in December?
Reply With Quote
Sponsored Links
Advertisement
 
  #2 (permalink)  
Old Sep 20th, 2012, 02:56 PM
MINI2 Premium Member
MINI2 Master
Offline
 
Join Date: Mar 2012
Posts: 3,178
Local Time: 10:00 PM
United Kingdom Male
Going down? you must be joking.
The only things going down as far as cars are concerned are its value and its tyres.
Reply With Quote
  #3 (permalink)  
Old Sep 20th, 2012, 06:30 PM
minicore's Avatar
MINI2 Premium Member
Super Moderator
Offline
 
Join Date: Jul 2005
Location: Lancashire
Posts: 4,638
Local Time: 11:00 PM
United Kingdom Male View minicore's Chili Red & Body Color 2nd Gen MINI John Cooper Works Profile
I'm sure that insurers, especially car insurance companies, will find some way around the directive. There is bound to be a loophole which can be exploited, at least in the short term.

I can't imagine they'll whack a (potentially massive) premium on all ladies' car insurance, but they're hardly going to knock hundreds of pounds OFF every bloke's insurance policy, especially the youngsters and boy racers!

Will be interesting to see what happens, but I don't anticipate paying any less come renewal!
Reply With Quote
  #4 (permalink)  
Old Nov 25th, 2012, 06:49 PM
MINI2 Newbie
Offline
 
Join Date: Oct 2012
Posts: 2
Local Time: 10:00 PM
Ecuador
You work hard to buy an automobile to enjoy your trips or may be to support your business needs. Any uncertainty can lead to damage resulting in huge losses. And you are aware the costs to get your automobile repaired in the event of a damage or even replacing just in case it is stolen, can be huge. Hence it makes sense to buy a comprehensive Motor Insurance Policy to give you the all round protection.
Reply With Quote
  #5 (permalink)  
Old Nov 25th, 2012, 07:25 PM
MINI's are BANG TIDY
Offline
 
Join Date: Apr 2012
Posts: 397
Local Time: 11:00 PM
United Kingdom
I'd say women's premiums will go up. These situations are never seen as ways to charge people less, it's unfortunately seen as a way as ripping people off. Having said that its wound me up for a long time that women do get cheaper insurance. I sold my old SportKa to a girl who was 20 and had written off 2 other standard ka's and declared both incidents yet was still able to obtain a reasonably priced policy for a higher powered car... I on the other hand at the time had 3 years NCB and no accidents was driving longer than her and was paying through the nose for it.

Fair?

I think not.


Sent from my iPhone using AutoGuide.com App
Reply With Quote
Sponsored Links
Advertisement
 
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Rate This Thread
Rate This Thread:

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On

» Recent Threads
Lights on warning not working
Oct 21st, 2014 12:42 PM
by S2dicky
Last post by S2dicky
Today 09:22 PM
6 Replies, 921 Views
Expansion Tank - Alternatives?
Today 08:51 PM
Last post by Wildspark
Today 08:51 PM
0 Replies, 37 Views
Supercharger Oil
Today 08:34 PM
Last post by Wildspark
Today 08:34 PM
0 Replies, 38 Views
Bonnet Catch not Latching
Today 08:28 PM
Last post by Wildspark
Today 08:28 PM
0 Replies, 41 Views
Ch4 Hollyoaks Train Crash...... (with a Mini)
Nov 23rd, 2014 02:47 PM
by mab01uk
Last post by mab01uk
Today 07:43 PM
3 Replies, 263 Views
Powe steering pump fan
Aug 26th, 2014 06:42 PM
Last post by mab01uk
Today 07:37 PM
5 Replies, 839 Views
Will seats from a S fit my Cooper?
Yesterday 09:25 PM
Last post by mab01uk
Today 07:32 PM
1 Replies, 179 Views
egr valve?
Nov 19th, 2014 09:37 PM
Last post by jones2788
Today 06:56 PM
3 Replies, 361 Views
heated windscreen
Yesterday 11:19 AM
Last post by marque
Today 04:54 PM
3 Replies, 265 Views
Coolant leak uk
Yesterday 09:11 PM
Last post by Beefcake
Today 04:41 PM
3 Replies, 202 Views
R53 brake upgrade
Yesterday 10:29 PM
Last post by marque
Today 04:12 PM
1 Replies, 161 Views
What type of person drives a MCS
Oct 27th, 2006 03:14 PM
by popey
Last post by DD3
Today 04:07 PM
91 Replies, 6,400 Views
Dash light query
Today 02:03 PM
by Rab2766
Last post by The Nun
Today 02:54 PM
1 Replies, 101 Views
k&n air filters/induction kits - mini one r50
Nov 23rd, 2014 01:35 PM
by JDallow
Last post by JDallow
Today 02:19 PM
2 Replies, 209 Views
ABS,Disk Pad,Low tyre Pressure warning Lights
Today 06:37 AM
by stirlo
Last post by 3bars
Today 01:35 PM
4 Replies, 181 Views
OBC how do you display MPG?
May 4th, 2011 10:25 PM
Last post by Creepy coupe
Today 01:30 PM
4 Replies, 1,660 Views
Intermitant wipers
Today 10:28 AM
Last post by Creepy coupe
Today 11:15 AM
2 Replies, 129 Views
Help- bellowing smoke, now failures!!!!
Oct 28th, 2014 02:06 PM
Last post by The Nun
Today 11:03 AM
3 Replies, 521 Views
New near side wing mirror angle not correct
Yesterday 07:05 PM
by Gord-D
Last post by The Nun
Today 10:58 AM
3 Replies, 387 Views
Problems, problems, hopefully over.
Today 02:44 AM
by Alas
Last post by Alas
Today 02:44 AM
0 Replies, 176 Views
» Premium
» Auto Insurance
Wheel & Tire Center

Powered by vBadvanced CMPS v3.2.1

All times are GMT. The time now is 10:00 PM.



Powered by vBulletin® Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.
SEO by vBSEO 3.3.2