Motor Insurance for Men going DOWN this December? - MINI Cooper Forum
Go Back   MINI Cooper Forum > All Models & Variants > Finance & Insurance


Finance & Insurance Use this forum to discuss financing and insuring your MINI

Mini2.com is the premier Mini Cooper Forum on the internet. Registered Users do not see the above ads.
Reply
 
LinkBack Thread Tools Rate Thread
  #1 (permalink)  
Old Sep 19th, 2012, 08:10 PM
MINI2 Newbie
Offline
 
Join Date: Sep 2012
Posts: 1
Local Time: 01:31 PM
United Kingdom
Motor Insurance for Men going DOWN this December?

Is anyone aware of how much motor insurance for women is likely to go up when the EU Gender Directive comes in in December?

As I understand it, it's going to be illegal for insurers to differentiate on the grounds of gender.

So... Women are going to pay more for critical illness insurance, and men are going to pay up to 25% more (!!!) for income protection.

Personally, I think it's political correctness working the WRONG way, but.. what about motor insurance?

Historically, men have paid a lot more than women for car insurance - for good reason! But does this mean that car insurance for males is going to go down?

Does anyone know the facts? Should we all be thinking about renewing our motor insurance in December?
Reply With Quote
Sponsored Links
Advertisement
 
  #2 (permalink)  
Old Sep 20th, 2012, 01:56 PM
MINI2 Premium Member
MINI2 Master
Offline
 
Join Date: Mar 2012
Posts: 2,899
Local Time: 02:31 PM
United Kingdom Male
Going down? you must be joking.
The only things going down as far as cars are concerned are its value and its tyres.
Reply With Quote
  #3 (permalink)  
Old Sep 20th, 2012, 05:30 PM
minicore's Avatar
MINI2 Premium Member
Super Moderator
Offline
 
Join Date: Jul 2005
Location: Lancashire
Posts: 4,638
Local Time: 02:31 PM
United Kingdom Male View minicore's Chili Red & Body Color 2nd Gen MINI John Cooper Works Profile
I'm sure that insurers, especially car insurance companies, will find some way around the directive. There is bound to be a loophole which can be exploited, at least in the short term.

I can't imagine they'll whack a (potentially massive) premium on all ladies' car insurance, but they're hardly going to knock hundreds of pounds OFF every bloke's insurance policy, especially the youngsters and boy racers!

Will be interesting to see what happens, but I don't anticipate paying any less come renewal!
Reply With Quote
  #4 (permalink)  
Old Nov 25th, 2012, 05:49 PM
MINI2 Newbie
Offline
 
Join Date: Oct 2012
Posts: 2
Local Time: 01:31 PM
Ecuador
You work hard to buy an automobile to enjoy your trips or may be to support your business needs. Any uncertainty can lead to damage resulting in huge losses. And you are aware the costs to get your automobile repaired in the event of a damage or even replacing just in case it is stolen, can be huge. Hence it makes sense to buy a comprehensive Motor Insurance Policy to give you the all round protection.
Reply With Quote
  #5 (permalink)  
Old Nov 25th, 2012, 06:25 PM
MINI's are BANG TIDY
Offline
 
Join Date: Apr 2012
Posts: 397
Local Time: 02:31 PM
United Kingdom
I'd say women's premiums will go up. These situations are never seen as ways to charge people less, it's unfortunately seen as a way as ripping people off. Having said that its wound me up for a long time that women do get cheaper insurance. I sold my old SportKa to a girl who was 20 and had written off 2 other standard ka's and declared both incidents yet was still able to obtain a reasonably priced policy for a higher powered car... I on the other hand at the time had 3 years NCB and no accidents was driving longer than her and was paying through the nose for it.

Fair?

I think not.


Sent from my iPhone using AutoGuide.com App
Reply With Quote
Sponsored Links
Advertisement
 
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Rate This Thread
Rate This Thread:

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On

» Recent Threads
How long does an order take
Today 12:47 PM
Last post by Tony Peirs
Today 12:47 PM
0 Replies, 4 Views
opening the boot - am i being special??
May 4th, 2014 12:20 AM
Last post by martapart
Today 12:14 PM
15 Replies, 1,268 Views
Wind deflectors
Today 08:09 AM
by Jo42
Last post by Mid Life Mini
Today 11:40 AM
2 Replies, 102 Views
Mystery rattle on Roadster solved!
Today 11:38 AM
Last post by David T-H
Today 11:38 AM
0 Replies, 33 Views
Have fun with your friends and family on Christmas
Today 11:19 AM
Last post by Spainchristmas
Today 11:19 AM
0 Replies, 37 Views
2009 Radio Software Update
Jul 29th, 2014 03:30 PM
by Tom_P
Last post by kurleecobra
Today 10:50 AM
4 Replies, 287 Views
URGENT - Crash in France
Today 09:47 AM
Last post by MiniIssue
Today 09:47 AM
0 Replies, 68 Views
URGENT - Crash in France
Today 09:46 AM
Last post by MiniIssue
Today 09:46 AM
0 Replies, 74 Views
Rear spoiler for Mini Cooper 2007-2013 - Yes or no?
Today 09:18 AM
by carid
Last post by carid
Today 09:18 AM
0 Replies, 70 Views
Body Flex - roof wont raise !
Jul 29th, 2014 08:52 PM
Last post by The Nun
Today 08:53 AM
3 Replies, 297 Views
automatic transmission fluid
Jul 28th, 2014 12:03 PM
Last post by Valvashon
Today 05:54 AM
1 Replies, 299 Views
R50 Crankshaft replacement @ 51387 Miles
Apr 26th, 2010 02:38 PM
by rab-67
Last post by David.R53
Today 03:41 AM
13 Replies, 5,192 Views
The wifes cooper (eventually)
Jul 28th, 2014 11:40 PM
Last post by cantfindthegenepool
Yesterday 08:04 PM
2 Replies, 335 Views
Brake Mods? Opinions wanted
Yesterday 07:18 PM
Last post by neilmimi
Yesterday 07:18 PM
0 Replies, 138 Views
How much should i sell my mini for?!?!?
Yesterday 06:55 PM
Last post by kimrosexx
Yesterday 06:55 PM
0 Replies, 154 Views
MINI Trailer project?
Jul 29th, 2014 06:27 PM
by mab01uk
Last post by Angib
Yesterday 04:39 PM
3 Replies, 278 Views
First Left-Hand Drive Driving School
Jul 29th, 2014 06:46 PM
by mab01uk
Last post by Angib
Yesterday 04:25 PM
2 Replies, 259 Views
Mini JCW buying advice needed!
Yesterday 03:57 PM
Last post by Sidisking
Yesterday 04:04 PM
2 Replies, 162 Views
DIY catalytic coverter questions
Yesterday 03:38 PM
Last post by Burkee52
Yesterday 03:44 PM
1 Replies, 140 Views
Mini Cooper Clubman Power Loss
Jul 19th, 2014 04:14 PM
Last post by marque
Yesterday 03:09 PM
2 Replies, 400 Views
» Premium
» Auto Insurance
Wheel & Tire Center

Powered by vBadvanced CMPS v3.2.1

All times are GMT. The time now is 01:31 PM.



Powered by vBulletin® Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.
SEO by vBSEO 3.3.2