Motor Insurance for Men going DOWN this December? - MINI Cooper Forum
Go Back   MINI Cooper Forum > All Models & Variants > Finance & Insurance


Finance & Insurance Use this forum to discuss financing and insuring your MINI

Mini2.com is the premier Mini Cooper Forum on the internet. Registered Users do not see the above ads.
Reply
 
LinkBack Thread Tools Rate Thread
  #1 (permalink)  
Old Sep 19th, 2012, 08:10 PM
MINI2 Newbie
Offline
 
Join Date: Sep 2012
Posts: 1
Local Time: 09:09 AM
United Kingdom
Motor Insurance for Men going DOWN this December?

Is anyone aware of how much motor insurance for women is likely to go up when the EU Gender Directive comes in in December?

As I understand it, it's going to be illegal for insurers to differentiate on the grounds of gender.

So... Women are going to pay more for critical illness insurance, and men are going to pay up to 25% more (!!!) for income protection.

Personally, I think it's political correctness working the WRONG way, but.. what about motor insurance?

Historically, men have paid a lot more than women for car insurance - for good reason! But does this mean that car insurance for males is going to go down?

Does anyone know the facts? Should we all be thinking about renewing our motor insurance in December?
Reply With Quote
Sponsored Links
Advertisement
 
  #2 (permalink)  
Old Sep 20th, 2012, 01:56 PM
MINI2 Premium Member
MINI2 Master
Offline
 
Join Date: Mar 2012
Posts: 3,076
Local Time: 09:09 AM
United Kingdom Male
Going down? you must be joking.
The only things going down as far as cars are concerned are its value and its tyres.
Reply With Quote
  #3 (permalink)  
Old Sep 20th, 2012, 05:30 PM
minicore's Avatar
MINI2 Premium Member
Super Moderator
Offline
 
Join Date: Jul 2005
Location: Lancashire
Posts: 4,638
Local Time: 10:09 AM
United Kingdom Male View minicore's Chili Red & Body Color 2nd Gen MINI John Cooper Works Profile
I'm sure that insurers, especially car insurance companies, will find some way around the directive. There is bound to be a loophole which can be exploited, at least in the short term.

I can't imagine they'll whack a (potentially massive) premium on all ladies' car insurance, but they're hardly going to knock hundreds of pounds OFF every bloke's insurance policy, especially the youngsters and boy racers!

Will be interesting to see what happens, but I don't anticipate paying any less come renewal!
Reply With Quote
  #4 (permalink)  
Old Nov 25th, 2012, 05:49 PM
MINI2 Newbie
Offline
 
Join Date: Oct 2012
Posts: 2
Local Time: 09:09 AM
Ecuador
You work hard to buy an automobile to enjoy your trips or may be to support your business needs. Any uncertainty can lead to damage resulting in huge losses. And you are aware the costs to get your automobile repaired in the event of a damage or even replacing just in case it is stolen, can be huge. Hence it makes sense to buy a comprehensive Motor Insurance Policy to give you the all round protection.
Reply With Quote
  #5 (permalink)  
Old Nov 25th, 2012, 06:25 PM
MINI's are BANG TIDY
Offline
 
Join Date: Apr 2012
Posts: 397
Local Time: 10:09 AM
United Kingdom
I'd say women's premiums will go up. These situations are never seen as ways to charge people less, it's unfortunately seen as a way as ripping people off. Having said that its wound me up for a long time that women do get cheaper insurance. I sold my old SportKa to a girl who was 20 and had written off 2 other standard ka's and declared both incidents yet was still able to obtain a reasonably priced policy for a higher powered car... I on the other hand at the time had 3 years NCB and no accidents was driving longer than her and was paying through the nose for it.

Fair?

I think not.


Sent from my iPhone using AutoGuide.com App
Reply With Quote
Sponsored Links
Advertisement
 
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Rate This Thread
Rate This Thread:

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On

» Recent Threads
Thinking about buying a 09 Mini Cooper S
Today 05:16 AM
by JNH2358
Last post by JNH2358
Today 05:16 AM
0 Replies, 59 Views
Issue with mini 2005 convertible roof
Oct 29th, 2014 03:16 PM
by boppu
Last post by burnstar
Today 05:12 AM
5 Replies, 392 Views
F56 how to get constant power from passenger side fuse box
Today 12:18 AM
Last post by skylight555
Today 12:18 AM
0 Replies, 93 Views
IMPORTANT. Have you had a power steering pump failure? Please vote YES or NO!!!
Jan 22nd, 2004 11:45 AM
by waynef
Last post by jowev
Yesterday 10:28 PM
1,112 Replies, 337,708 Views
2015 Countryman
Yesterday 09:15 PM
Last post by Canadianboy95
Yesterday 09:15 PM
0 Replies, 113 Views
What type of person drives a MCS
Oct 27th, 2006 02:14 PM
by popey
Last post by drmdtsap
Yesterday 08:38 PM
81 Replies, 4,191 Views
bolt on bhp
Yesterday 04:08 PM
Last post by The Nun
Yesterday 06:03 PM
2 Replies, 201 Views
Fitting a Bugaboo in a Mini Cooper 2011
Yesterday 02:37 PM
Last post by nidawaseem
Yesterday 02:37 PM
0 Replies, 166 Views
New comer with some questions..
Oct 29th, 2014 01:31 AM
by mcoop
Last post by davidscott
Yesterday 11:47 AM
3 Replies, 402 Views
H7r vs factory xenon
Yesterday 10:59 AM
by Nickgo
Last post by Nickgo
Yesterday 10:59 AM
0 Replies, 150 Views
Central locking problem Locks then unlocks straight away
Oct 29th, 2014 02:45 PM
by Skitos
Last post by heathwebbo
Yesterday 07:12 AM
2 Replies, 270 Views
No power under 4000 rpm and hard start
Oct 29th, 2014 10:39 PM
Last post by burnstar
Yesterday 06:59 AM
1 Replies, 268 Views
Winter Tire Recommendation
Oct 29th, 2014 12:21 AM
by Jason04
Last post by cristo
Oct 29th, 2014 07:58 PM
1 Replies, 401 Views
loss of radio reception
Oct 28th, 2014 07:00 PM
by k3fus
Last post by k3fus
Oct 29th, 2014 07:43 PM
2 Replies, 394 Views
How do you actually know if you have heated wing mirrors?
Oct 14th, 2014 12:32 PM
Last post by mj2k
Oct 29th, 2014 07:39 PM
6 Replies, 772 Views
Programming guide
Oct 29th, 2014 06:42 PM
Last post by Wheelnut3104
Oct 29th, 2014 06:42 PM
0 Replies, 247 Views
Best private / personalized plate?
Aug 14th, 2002 08:22 AM
Last post by french01
Oct 29th, 2014 05:34 PM
1,259 Replies, 91,681 Views
Things I've bought ,added or stolen
Oct 29th, 2014 04:03 PM
by sirron
Last post by The Nun
Oct 29th, 2014 04:17 PM
1 Replies, 262 Views
Engine Coolant Circulating?
Oct 28th, 2014 06:48 PM
by sp8600
Last post by sp8600
Oct 29th, 2014 11:57 AM
2 Replies, 383 Views
Times, they are a changing, or not.
Oct 29th, 2014 10:21 AM
Last post by The Nun
Oct 29th, 2014 11:06 AM
1 Replies, 259 Views
» Premium
» Auto Insurance
Wheel & Tire Center

Powered by vBadvanced CMPS v3.2.1

All times are GMT. The time now is 09:09 AM.



Powered by vBulletin® Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.
SEO by vBSEO 3.3.2