Motor Insurance for Men going DOWN this December? - MINI Cooper Forum
Go Back   MINI Cooper Forum > All Models & Variants > Finance & Insurance


Finance & Insurance Use this forum to discuss financing and insuring your MINI

Mini2.com is the premier Mini Cooper Forum on the internet. Registered Users do not see the above ads.
Reply
 
LinkBack Thread Tools Rate Thread
  #1 (permalink)  
Old Sep 19th, 2012, 08:10 PM
MINI2 Newbie
Offline
 
Join Date: Sep 2012
Posts: 1
Local Time: 06:23 AM
United Kingdom
Motor Insurance for Men going DOWN this December?

Is anyone aware of how much motor insurance for women is likely to go up when the EU Gender Directive comes in in December?

As I understand it, it's going to be illegal for insurers to differentiate on the grounds of gender.

So... Women are going to pay more for critical illness insurance, and men are going to pay up to 25% more (!!!) for income protection.

Personally, I think it's political correctness working the WRONG way, but.. what about motor insurance?

Historically, men have paid a lot more than women for car insurance - for good reason! But does this mean that car insurance for males is going to go down?

Does anyone know the facts? Should we all be thinking about renewing our motor insurance in December?
Reply With Quote
Sponsored Links
Advertisement
 
  #2 (permalink)  
Old Sep 20th, 2012, 01:56 PM
MINI2 Premium Member
MINI2 Master
Offline
 
Join Date: Mar 2012
Posts: 3,050
Local Time: 07:23 AM
United Kingdom Male
Going down? you must be joking.
The only things going down as far as cars are concerned are its value and its tyres.
Reply With Quote
  #3 (permalink)  
Old Sep 20th, 2012, 05:30 PM
minicore's Avatar
MINI2 Premium Member
Super Moderator
Offline
 
Join Date: Jul 2005
Location: Lancashire
Posts: 4,638
Local Time: 07:23 AM
United Kingdom Male View minicore's Chili Red & Body Color 2nd Gen MINI John Cooper Works Profile
I'm sure that insurers, especially car insurance companies, will find some way around the directive. There is bound to be a loophole which can be exploited, at least in the short term.

I can't imagine they'll whack a (potentially massive) premium on all ladies' car insurance, but they're hardly going to knock hundreds of pounds OFF every bloke's insurance policy, especially the youngsters and boy racers!

Will be interesting to see what happens, but I don't anticipate paying any less come renewal!
Reply With Quote
  #4 (permalink)  
Old Nov 25th, 2012, 05:49 PM
MINI2 Newbie
Offline
 
Join Date: Oct 2012
Posts: 2
Local Time: 06:23 AM
Ecuador
You work hard to buy an automobile to enjoy your trips or may be to support your business needs. Any uncertainty can lead to damage resulting in huge losses. And you are aware the costs to get your automobile repaired in the event of a damage or even replacing just in case it is stolen, can be huge. Hence it makes sense to buy a comprehensive Motor Insurance Policy to give you the all round protection.
Reply With Quote
  #5 (permalink)  
Old Nov 25th, 2012, 06:25 PM
MINI's are BANG TIDY
Offline
 
Join Date: Apr 2012
Posts: 397
Local Time: 07:23 AM
United Kingdom
I'd say women's premiums will go up. These situations are never seen as ways to charge people less, it's unfortunately seen as a way as ripping people off. Having said that its wound me up for a long time that women do get cheaper insurance. I sold my old SportKa to a girl who was 20 and had written off 2 other standard ka's and declared both incidents yet was still able to obtain a reasonably priced policy for a higher powered car... I on the other hand at the time had 3 years NCB and no accidents was driving longer than her and was paying through the nose for it.

Fair?

I think not.


Sent from my iPhone using AutoGuide.com App
Reply With Quote
Sponsored Links
Advertisement
 
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Rate This Thread
Rate This Thread:

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On

» Recent Threads
Mini Clubman Barn Doors Won't Lock
Today 03:51 AM
Last post by chrysler300
Today 03:51 AM
0 Replies, 56 Views
Will I get jipped?
Yesterday 11:14 PM
Last post by whaap
Today 03:03 AM
2 Replies, 109 Views
2015 Roadster S Backup Light(s)?
Oct 11th, 2014 12:19 PM
Last post by StarFlyr
Today 01:06 AM
1 Replies, 379 Views
Anyone rented Mini to drive around Europe?
Jun 25th, 2011 01:55 PM
by MarkLaw
Last post by chistacha2
Today 12:24 AM
7 Replies, 1,842 Views
2001 Cooper wheel nut key
Oct 20th, 2014 05:05 PM
Last post by Caveman
Yesterday 10:51 PM
4 Replies, 344 Views
Lights on warning not working
Yesterday 11:42 AM
by S2dicky
Last post by S2dicky
Yesterday 10:32 PM
1 Replies, 154 Views
R56 Aux input volume???????
Oct 20th, 2014 04:00 PM
Last post by peteski2014
Yesterday 09:04 PM
2 Replies, 284 Views
New iPhone update messed up blue tooth, anyone else?!
Oct 20th, 2014 02:35 PM
Last post by chris0074
Yesterday 08:31 PM
5 Replies, 331 Views
Fuel Consumption in Mini Cooper D 2014
Yesterday 08:09 PM
Last post by chris0074
Yesterday 08:13 PM
1 Replies, 126 Views
Start/Stop engine button illuminated when car is locked
Yesterday 08:07 PM
Last post by chris0074
Yesterday 08:07 PM
0 Replies, 109 Views
Build up of rain water...
Yesterday 05:15 PM
Last post by chris0074
Yesterday 07:35 PM
2 Replies, 140 Views
PAS Fluid Leak HELP!!
Oct 15th, 2014 07:16 PM
Last post by JollyRotten
Yesterday 06:14 PM
6 Replies, 519 Views
speed displayed on tachometer is a little bit higher than actual speed! Help!
Yesterday 06:45 AM
by tianfa1
Last post by Angib
Yesterday 05:58 PM
4 Replies, 262 Views
LED Side Lights
Oct 16th, 2014 10:34 PM
Last post by mab01uk
Yesterday 05:49 PM
4 Replies, 477 Views
Misfiring R55 JCW engine in 6th gear between 2k-3k RPM with throttle wide open
Yesterday 10:30 AM
Last post by Mr Muffin
Yesterday 04:33 PM
6 Replies, 370 Views
UK Big Brake fitment, what to do?
Oct 20th, 2014 01:44 PM
Last post by ihughes
Yesterday 03:55 PM
1 Replies, 290 Views
Rear wiper motor stem problem
Oct 18th, 2014 09:57 AM
Last post by ihughes
Yesterday 03:48 PM
2 Replies, 377 Views
Strange Noise
Oct 16th, 2014 10:28 PM
Last post by CCroker
Yesterday 02:20 PM
2 Replies, 306 Views
Mini Cooper with Helicopter Turbine Jet Engine
Feb 29th, 2012 05:36 PM
by mab01uk
Last post by Aliraza852
Yesterday 12:10 PM
5 Replies, 1,465 Views
JCW intercooler intake grille.
Oct 19th, 2014 08:06 PM
Last post by The Nun
Yesterday 08:31 AM
3 Replies, 371 Views
» Premium
» Auto Insurance
Wheel & Tire Center

Powered by vBadvanced CMPS v3.2.1

All times are GMT. The time now is 06:23 AM.



Powered by vBulletin® Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.
SEO by vBSEO 3.3.2