Insurance Company (UK) Postcode Risks (Listing In Here)......

[FONTAL]

Thanks for the tip but ive done all that already and they just say thats what the computer is telling us so thats it.
Im going to wait and see what my next quote is as I dont think I have to declare my indorsment after this year, which will reduce my quote considerably.
I don't wont to change companies as these were almost half the price of any other company I phoned and I phoned just about them all, some wanted £2000
Cheers Fontal

[AntH]

Fontal - who are you insured with?

[FONTAL]

I am insured with privilidge (?spelling?)

Fontal

[AntH]

Well, so am I, so thats another chance of reducing my quote gone! Been with them for about 7 years, and just can't find anyone to match the renewal they send me (even Privilege.com is more expensive )

[jamiem]

My post code is refer...

IS this even worse than F??

[ricardo]

Quote:

Originally posted by jamiem
My post code is refer...

IS this even worse than F??

It means the underwriters will not offer quotations for risks in those areas without prior referral and acceptance. Basically because they're not keen to pick up business in those districts. They will look at the overall profile of the risk and make a decision at referral stage.

[Chris A]

I'm a C. And I thought I lived in a nice area.

Sorry to bump this, but I found it fascinating stuff!

[Tone]

Sorry to bump this, but I found it fascinating stuff![/quote]

Glad you did. Will be using it soon. Very useful.

[WarGod]

Quote: Originally Posted by dietbruking

Get the name of the person you spoke to, ask for their supervisor. Get their name, explain the unreasonableness of it and tell them your not wearing it. Speak to the manager etc etc... Don't lose your cool or be offensive, just say you'll take the complaint to the Insurance Ombudsman. They'll see sense, 'cause it'll cost them most time, money and hassle to respond to a formal complaint.

Always a good tactic to quote the Insurance Ombudsman - as if it gets to that stage the underwriters have to pay a fee!! Although i understand you have to have tried all the normal channels first.

Ps earlier in this thread someone mentioned that insurance guides arent produced on paper, not entirely correct, i work for a (motorcycle) broker and programme the guides onto our system and they always come in in paper form.

[Rosino]

Up !

I thought this thread could be very useful ... I just found out that the most posh places in London are rated F !!!!

Damn me who wanted to find a safe area where to live...