MINI2

RDMac · Sep 23rd, 2003, 07:57 AM

Just wondering how everyone in the UK is finding insurance prices.

I know it depends on a load of things but check this out:

32years old, no claims, full no bonus, company director, 6,000 miles a year, wife insured, married

Fully Comp, Derby postcode, garaged

Direct Line: £391
Elephant: £381
Churchill: £346
NorwichUnion: £275

Now the guy on the phone at Norwich Union said that it was cheap because the system knew I already had a policy with them (on my classic Cooper) so I got a discount? But I was concerned that the system showed the car as 2003 BMW MINI COOPER AUTO !! - I checked with him and he changed it to manual S and the price remained the same.

That is cheaper than my J reg Mazda MX3 1.6 Auto (group 12), which is DEAD slow! I Can't believe it

chancer · Sep 23rd, 2003, 08:03 AM

awesome prices

im expecting to get spanked when my S arrives

up until April this year i was on 10 points. down to 3 now but will still be expected to drop my trousers and touch my toes. currently paying £650 for a cooper

bobnobski · Sep 23rd, 2003, 08:04 AM

I'm with Tesco & have nearly identical vital stats like you. They came in at £290 - but they do specify the Chili pack on the MCS - so it might be worth giving them a shout!!.

RDMac · Sep 23rd, 2003, 08:14 AM

10 Points and you're getting a Cooper S

Thanks for the Tesco info, we actually went individually throught the extras list but I got the impression he wasn't writting them down

I will need to check the policy.

northandy · Sep 23rd, 2003, 11:12 AM

they seem great prices to me, I paid £690 for my S.... thats 29, 12 years NCD, zero points or accidents ever, garaged, 20k miles a year, but a slightly dodgy postcode !!.... unfortunatley Cleveland was car crime capital of England a few years back, its much better now but we still pay the price !!!!

Kinster · Sep 23rd, 2003, 12:51 PM

u tried axamotor.co.uk?

Phantom · Sep 23rd, 2003, 03:11 PM

Some of those prices are brill, I have just paid £620.00 with Footman James.

I am 36, have full protected no claims, no points, and my Husband is also insured.

Next year i shall ring around, what a rip off

GTT 280 · Sep 23rd, 2003, 04:36 PM

i am 27, 1y ncd, manchester, garaged.

£1,800 per year

Touch your toes and hold your breath !!!!!!!!!!!!!!!!!!!!!!!!!

duncanbanana · Sep 23rd, 2003, 04:49 PM

Mine is due begining of October , just got quote of £582.53 off Norwich Union , I thought they would have quoted me happy but they have not . Got a quote off More Than for £50 less !!!

marriedblonde · Sep 23rd, 2003, 05:17 PM

I currentley pay £570 - 9 points for speeding max no claims but with a £450 excess, wheels declared (and I can add an exhaust and lower it without it effecting the premium)

I'm 31, male and live down near southampton the cars garaged at night (didn't make any difference to the price) and I am covered for bussines use.

J.

MICKEY · Sep 23rd, 2003, 06:52 PM

Just renewed my Insurance today,
39, male, 9yrs ncd, 3 points speeding.
£472.00 ncd protected with the Halifax (bank), sounds expensive to me, but Direct line etc wanted between 100 to 200 more, so I snatched the hands of the halifax,
truth to be told, I got fed up calling around after the 7th or 8th Insurance company.

edesignuk · Sep 23rd, 2003, 07:41 PM

I wouldn't even think of asking for a quote!

Me: 19, 1 yr driving, 1 accident (just me, black ice > spin > ditch!!!) 6,000 a year, garaged, ok area. They would whoop my ass baby!!

I'll have to stick with the Cooper for a few more years yet, still I do love it all the same!

jasonfields007 · Sep 23rd, 2003, 08:19 PM

www.screentrade.co.uk

Andyb-NW · Sep 23rd, 2003, 08:57 PM

£1300 from NatWest, nobody else would touch me . except for Eagle Star £6500 - me thinks not !

NO NCD :-( points 5 years ago ! mind you i did get a discount for being a member of the bank.

Ziggy · Sep 24th, 2003, 11:24 AM

Quote: Originally Posted by RDMac

Just wondering how everyone in the UK is finding insurance prices.

I know it depends on a load of things but check this out:

32years old, no claims, full no bonus, company director, 6,000 miles a year, wife insured, married

Fully Comp, Derby postcode, garaged

Direct Line: £391
Elephant: £381
Churchill: £346
NorwichUnion: £275

Now the guy on the phone at Norwich Union said that it was cheap because the system knew I already had a policy with them (on my classic Cooper) so I got a discount? But I was concerned that the system showed the car as 2003 BMW MINI COOPER AUTO !! - I checked with him and he changed it to manual S and the price remained the same.

That is cheaper than my J reg Mazda MX3 1.6 Auto (group 12), which is DEAD slow! I Can't believe it

Same price for an automatic Cooper and a Cooper S! That surprises me as we're talking about a group 8 to a group 15 jump. I'd check he hasn't got it down as a standard Cooper - if he doesn't know about the MINI, he may not appreciate what a difference that one letter makes

duncanbanana · Sep 24th, 2003, 11:36 AM

Quote: Originally Posted by Ziggy

Same price for an automatic Cooper and a Cooper S! That surprises me as we're talking about a group 8 to a group 15 jump. I'd check he hasn't got it down as a standard Cooper - if he doesn't know about the MINI, he may not appreciate what a difference that one letter makes

I ve had a few online quotes which when you put in your regerstration comes up with an auto cooper , did it with mine and I have a Cooper S . Have to be careful I randg them up about on and they amended it and it came to almost double the price . I think ther must be a fault somewere cos someone else mentioned this before and you could be driving around with the wrong insurance cover , even though its not your fault but the insurance companies mistake

RDMac · Sep 24th, 2003, 11:42 AM

I will be carefully checking the policy when it arrives! I'm also going to write to them to make sure they have covered the extras etc.

Cheers

duncanbanana · Sep 25th, 2003, 01:56 PM

Just got a quote from Halifax for £480 , just bought it .It was the cheepest by far

ButtonIt · Sep 25th, 2003, 02:03 PM

24 Years Old
2002 MCS EB/W Chilli pack
Guildford postcode
First insurance (goodbye company car!)
No points, no previous claims
Me as only driver.

MINI: £1700 (approx)
Elephant: £1480
Admiral: £1375

No one else wanted my business

(While I was calling Elephant a recorded announcement came on "You are being held in a queue, please wait for an Elephant Handler to become available"

Ha ha, oh how that made me chuckle)

RDMac · Sep 25th, 2003, 02:04 PM

Quote: Originally Posted by bobnobski

I'm with Tesco & have nearly identical vital stats like you. They came in at £290 - but they do specify the Chili pack on the MCS - so it might be worth giving them a shout!!.

Apart from bobnobski above, has anyone else had any dealing with Tesco. I've tried the online system but it just chucks me out at the end (gggrrrr

)

If my NU policy is wrong and they can't get me a good price I think I'll be trying Tesco.

Sep 23rd, 2003, 07:57 AM	#1
RDMac MINI2 Regular Join Date: Jul 2001 Location: Derby UK Local Time: 05:11 PM Posts: 142 Offline	MCS Insurance in the UK Just wondering how everyone in the UK is finding insurance prices. I know it depends on a load of things but check this out: 32years old, no claims, full no bonus, company director, 6,000 miles a year, wife insured, married Fully Comp, Derby postcode, garaged Direct Line: £391 Elephant: £381 Churchill: £346 NorwichUnion: £275 Now the guy on the phone at Norwich Union said that it was cheap because the system knew I already had a policy with them (on my classic Cooper) so I got a discount? But I was concerned that the system showed the car as 2003 BMW MINI COOPER AUTO !! - I checked with him and he changed it to manual S and the price remained the same. That is cheaper than my J reg Mazda MX3 1.6 Auto (group 12), which is DEAD slow! I Can't believe it

Sep 23rd, 2003, 08:03 AM	#2 (permalink)
chancer casual beancounter Join Date: Jul 2003 Location: High Wycombe Local Time: 04:11 PM Posts: 277 Offline	awesome prices im expecting to get spanked when my S arrives up until April this year i was on 10 points. down to 3 now but will still be expected to drop my trousers and touch my toes. currently paying £650 for a cooper xxxxxxxxxxxxxxllikxxxxxxxxxxxxxxxx xxxxxxxxxxxsevlesruoyxxxxxxxxxxxx

Sep 23rd, 2003, 11:12 AM	#5 (permalink)
northandy AWOL My Classifieds Join Date: Jan 2003 Local Time: 05:11 PM Posts: 14,608 Offline	they seem great prices to me, I paid £690 for my S.... thats 29, 12 years NCD, zero points or accidents ever, garaged, 20k miles a year, but a slightly dodgy postcode !!.... unfortunatley Cleveland was car crime capital of England a few years back, its much better now but we still pay the price !!!! Original Mini window stickers sold in Aid of CB 2008 http://www.mini2.com/forum/mini2-cha...ml#post3108341

Sep 23rd, 2003, 12:51 PM	#6 (permalink)
Kinster BarWeetGarNarWeetNinnyBon Join Date: Jan 2002 Location: Location: Location Local Time: 05:11 PM Posts: 2,820 Offline	u tried axamotor.co.uk? Hyper Blue/Blue MCSC with Chilli 'No man will make a great leader who wants to do it all himself' A. Carnegie

Sep 23rd, 2003, 05:17 PM	#10 (permalink)
marriedblonde MINI2 Master Join Date: Apr 2003 Location: hampshire Local Time: 04:11 PM Posts: 1,647 Offline	I currentley pay £570 - 9 points for speeding max no claims but with a £450 excess, wheels declared (and I can add an exhaust and lower it without it effecting the premium) I'm 31, male and live down near southampton the cars garaged at night (didn't make any difference to the price) and I am covered for bussines use. J. Not married, not blonde! Just a guy with a poor taste in user names.

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Sep 23rd, 2003, 08:04 AM	#3 (permalink)
bobnobski MINI2 Irritant Join Date: Jan 2003 Location: Worcestershire Local Time: 04:11 PM Posts: 1,030 Offline	I'm with Tesco & have nearly identical vital stats like you. They came in at £290 - but they do specify the Chili pack on the MCS - so it might be worth giving them a shout!!.

Sep 23rd, 2003, 08:14 AM	#4 (permalink)
RDMac MINI2 Regular Join Date: Jul 2001 Location: Derby UK Local Time: 05:11 PM Posts: 142 Offline	10 Points and you're getting a Cooper S Thanks for the Tesco info, we actually went individually throught the extras list but I got the impression he wasn't writting them down I will need to check the policy.

Sep 23rd, 2003, 03:11 PM	#7 (permalink)
Phantom Paying the price Join Date: Jul 2003 Location: Bromsgrove UK Local Time: 05:11 PM Posts: 55,622 Offline	Some of those prices are brill, I have just paid £620.00 with Footman James. I am 36, have full protected no claims, no points, and my Husband is also insured. Next year i shall ring around, what a rip off

Sep 23rd, 2003, 04:36 PM	#8 (permalink)
GTT 280 The Power Cube My Classifieds Join Date: Jan 2002 Local Time: 05:11 PM Posts: 2,580 Offline	i am 27, 1y ncd, manchester, garaged. £1,800 per year Touch your toes and hold your breath !!!!!!!!!!!!!!!!!!!!!!!!!

Sep 23rd, 2003, 04:49 PM	#9 (permalink)
duncanbanana Yeah...I know !!! Join Date: Jun 2003 Location: North West Local Time: 05:11 PM Posts: 1,253 Offline	Mine is due begining of October , just got quote of £582.53 off Norwich Union , I thought they would have quoted me happy but they have not . Got a quote off More Than for £50 less !!!

Sep 23rd, 2003, 06:52 PM	#11 (permalink)
MICKEY MINI2 Regular Join Date: Mar 2002 Location: Hillingdon Local Time: 04:11 PM Posts: 290 Offline	Just renewed my Insurance today, 39, male, 9yrs ncd, 3 points speeding. £472.00 ncd protected with the Halifax (bank), sounds expensive to me, but Direct line etc wanted between 100 to 200 more, so I snatched the hands of the halifax, truth to be told, I got fed up calling around after the 7th or 8th Insurance company.

Sep 23rd, 2003, 07:41 PM	#12 (permalink)
edesignuk I am; the one. Join Date: Apr 2003 Location: Essex, UK Local Time: 05:11 PM Posts: 24 Offline	I wouldn't even think of asking for a quote! Me: 19, 1 yr driving, 1 accident (just me, black ice > spin > ditch!!!) 6,000 a year, garaged, ok area. They would whoop my ass baby!! I'll have to stick with the Cooper for a few more years yet, still I do love it all the same! My Chili Red & White Mini Cooper Gallery

Sep 23rd, 2003, 08:19 PM	#13 (permalink)
jasonfields007 MINI2 Master My Classifieds Join Date: May 2003 Location: Radlett. Herts Local Time: 04:11 PM Posts: 2,054 Offline	www.screentrade.co.uk '06' Cooper S Convertible - Astro Black, '04' Mazda RX8 231 - Black

Sep 23rd, 2003, 08:57 PM	#14 (permalink)
Andyb-NW MINI2 Newbie Join Date: Jun 2003 Location: Manchester Local Time: 04:11 PM Posts: 38 Offline	£1300 from NatWest, nobody else would touch me . except for Eagle Star £6500 - me thinks not ! NO NCD :-( points 5 years ago ! mind you i did get a discount for being a member of the bank. Astro Black MCS Works

Sep 24th, 2003, 11:24 AM	#15 (permalink)
Ziggy MINI2 Newbie Join Date: Nov 2002 Location: London Local Time: 04:11 PM Posts: 49 Offline	Quote: Originally Posted by RDMac Just wondering how everyone in the UK is finding insurance prices. I know it depends on a load of things but check this out: 32years old, no claims, full no bonus, company director, 6,000 miles a year, wife insured, married Fully Comp, Derby postcode, garaged Direct Line: £391 Elephant: £381 Churchill: £346 NorwichUnion: £275 Now the guy on the phone at Norwich Union said that it was cheap because the system knew I already had a policy with them (on my classic Cooper) so I got a discount? But I was concerned that the system showed the car as 2003 BMW MINI COOPER AUTO !! - I checked with him and he changed it to manual S and the price remained the same. That is cheaper than my J reg Mazda MX3 1.6 Auto (group 12), which is DEAD slow! I Can't believe it Same price for an automatic Cooper and a Cooper S! That surprises me as we're talking about a group 8 to a group 15 jump. I'd check he hasn't got it down as a standard Cooper - if he doesn't know about the MINI, he may not appreciate what a difference that one letter makes This is the self-preservation society

Sep 24th, 2003, 11:36 AM	#16 (permalink)
duncanbanana Yeah...I know !!! Join Date: Jun 2003 Location: North West Local Time: 05:11 PM Posts: 1,253 Offline	Quote: Originally Posted by Ziggy Same price for an automatic Cooper and a Cooper S! That surprises me as we're talking about a group 8 to a group 15 jump. I'd check he hasn't got it down as a standard Cooper - if he doesn't know about the MINI, he may not appreciate what a difference that one letter makes I ve had a few online quotes which when you put in your regerstration comes up with an auto cooper , did it with mine and I have a Cooper S . Have to be careful I randg them up about on and they amended it and it came to almost double the price . I think ther must be a fault somewere cos someone else mentioned this before and you could be driving around with the wrong insurance cover , even though its not your fault but the insurance companies mistake

Sep 24th, 2003, 11:42 AM	#17 (permalink)
RDMac MINI2 Regular Join Date: Jul 2001 Location: Derby UK Local Time: 05:11 PM Posts: 142 Offline	I will be carefully checking the policy when it arrives! I'm also going to write to them to make sure they have covered the extras etc. Cheers *MCS, DS/B, 17's, Skirts, Xenons, fogs, Privacy, White lights, Leather, Climate, Heated screen, 6 CD, Multi S/Wheel, Cruise, DSC, OBC, head bags ... think that's about it* My classic Mini site: www.minitalk.co.uk

Sep 25th, 2003, 01:56 PM	#18 (permalink)
duncanbanana Yeah...I know !!! Join Date: Jun 2003 Location: North West Local Time: 05:11 PM Posts: 1,253 Offline	Just got a quote from Halifax for £480 , just bought it .It was the cheepest by far

Sep 25th, 2003, 02:03 PM	#19 (permalink)
ButtonIt The Disorganiser My Classifieds Join Date: Jul 2003 Location: Waiting for others Local Time: 05:11 PM Posts: 16,066 Offline	24 Years Old 2002 MCS EB/W Chilli pack Guildford postcode First insurance (goodbye company car!) No points, no previous claims Me as only driver. MINI: £1700 (approx) Elephant: £1480 Admiral: £1375 No one else wanted my business (While I was calling Elephant a recorded announcement came on "You are being held in a queue, please wait for an Elephant Handler to become available" Ha ha, oh how that made me chuckle) Sponsor our Rickshaw team, please click here for info

Sep 25th, 2003, 02:04 PM	#20 (permalink)
RDMac MINI2 Regular Join Date: Jul 2001 Location: Derby UK Local Time: 05:11 PM Posts: 142 Offline	Quote: Originally Posted by bobnobski I'm with Tesco & have nearly identical vital stats like you. They came in at £290 - but they do specify the Chili pack on the MCS - so it might be worth giving them a shout!!. Apart from bobnobski above, has anyone else had any dealing with Tesco. I've tried the online system but it just chucks me out at the end (gggrrrr ) If my NU policy is wrong and they can't get me a good price I think I'll be trying Tesco. *MCS, DS/B, 17's, Skirts, Xenons, fogs, Privacy, White lights, Leather, Climate, Heated screen, 6 CD, Multi S/Wheel, Cruise, DSC, OBC, head bags ... think that's about it* My classic Mini site: www.minitalk.co.uk

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