MCS Insurance in the UK

[RDMac]

Just wondering how everyone in the UK is finding insurance prices.

I know it depends on a load of things but check this out:

32years old, no claims, full no bonus, company director, 6,000 miles a year, wife insured, married Fully Comp, Derby postcode, garaged

Direct Line: £391
Elephant: £381
Churchill: £346
NorwichUnion: £275

Now the guy on the phone at Norwich Union said that it was cheap because the system knew I already had a policy with them (on my classic Cooper) so I got a discount? But I was concerned that the system showed the car as 2003 BMW MINI COOPER AUTO !! - I checked with him and he changed it to manual S and the price remained the same.

That is cheaper than my J reg Mazda MX3 1.6 Auto (group 12), which is DEAD slow! I Can't believe it

[chancer]

awesome prices

im expecting to get spanked when my S arrives

up until April this year i was on 10 points. down to 3 now but will still be expected to drop my trousers and touch my toes. currently paying £650 for a cooper

[bobnobski]

I'm with Tesco & have nearly identical vital stats like you. They came in at £290 - but they do specify the Chili pack on the MCS - so it might be worth giving them a shout!!.

[RDMac]

10 Points and you're getting a Cooper S

Thanks for the Tesco info, we actually went individually throught the extras list but I got the impression he wasn't writting them down I will need to check the policy.

[northandy]

they seem great prices to me, I paid £690 for my S.... thats 29, 12 years NCD, zero points or accidents ever, garaged, 20k miles a year, but a slightly dodgy postcode !!.... unfortunatley Cleveland was car crime capital of England a few years back, its much better now but we still pay the price !!!!

[Kinster]

u tried axamotor.co.uk?

[Phantom]

Some of those prices are brill, I have just paid £620.00 with Footman James.

I am 36, have full protected no claims, no points, and my Husband is also insured.

Next year i shall ring around, what a rip off

[GTT 280]

i am 27, 1y ncd, manchester, garaged.

£1,800 per year

Touch your toes and hold your breath !!!!!!!!!!!!!!!!!!!!!!!!!

[duncanbanana]

Mine is due begining of October , just got quote of £582.53 off Norwich Union , I thought they would have quoted me happy but they have not . Got a quote off More Than for £50 less !!!

I currentley pay £570 - 9 points for speeding max no claims but with a £450 excess, wheels declared (and I can add an exhaust and lower it without it effecting the premium)

I'm 31, male and live down near southampton the cars garaged at night (didn't make any difference to the price) and I am covered for bussines use.

J.

[MICKEY]

Just renewed my Insurance today,
39, male, 9yrs ncd, 3 points speeding.
£472.00 ncd protected with the Halifax (bank), sounds expensive to me, but Direct line etc wanted between 100 to 200 more, so I snatched the hands of the halifax,
truth to be told, I got fed up calling around after the 7th or 8th Insurance company.

[edesignuk]

I wouldn't even think of asking for a quote!

Me: 19, 1 yr driving, 1 accident (just me, black ice > spin > ditch!!!) 6,000 a year, garaged, ok area. They would whoop my ass baby!!

I'll have to stick with the Cooper for a few more years yet, still I do love it all the same!

[jasonfields007]

www.screentrade.co.uk

[Andyb-NW]

£1300 from NatWest, nobody else would touch me . except for Eagle Star £6500 - me thinks not !

NO NCD :-( points 5 years ago ! mind you i did get a discount for being a member of the bank.

[Ziggy]

Quote: Originally Posted by RDMac

Just wondering how everyone in the UK is finding insurance prices.

I know it depends on a load of things but check this out:

32years old, no claims, full no bonus, company director, 6,000 miles a year, wife insured, married Fully Comp, Derby postcode, garaged

Direct Line: £391
Elephant: £381
Churchill: £346
NorwichUnion: £275

Now the guy on the phone at Norwich Union said that it was cheap because the system knew I already had a policy with them (on my classic Cooper) so I got a discount? But I was concerned that the system showed the car as 2003 BMW MINI COOPER AUTO !! - I checked with him and he changed it to manual S and the price remained the same.

That is cheaper than my J reg Mazda MX3 1.6 Auto (group 12), which is DEAD slow! I Can't believe it

Same price for an automatic Cooper and a Cooper S! That surprises me as we're talking about a group 8 to a group 15 jump. I'd check he hasn't got it down as a standard Cooper - if he doesn't know about the MINI, he may not appreciate what a difference that one letter makes