MINI2

Aurel · Mar 14th, 2002, 09:27 AM

Just called my Geico Insurance ... Even though they don't have the car listed in the database yet (one week before the sale starts?!?!?!) .. the lady was nice enough to give me a qoute on the car.

I am looking at around $1800 a year for full coverage here in NY ... almost double what I am paying for just liability on a 1990 Buick I know have.

I still think it is not bad, considering the sky high rates here.

What have you guys found?

MiniShuttle · Mar 14th, 2002, 10:45 AM

NationWide told me they would price based on vehicle cost. I forget the total, but it was $90 more then my 95 Miata. Basically, the same. Now, once they have some information about accident and injury rates, they will adjust it "appropriately". Who knows what that will be. I guess it will depend on how we all drive, how well DSC help to avoid those surprises, and how well those six airbags protect us.

S2000&CooperS · Mar 19th, 2002, 10:42 AM

Yesterday evening I went to see my Nationwide agent, but unfortunately based on the VIN I gave to her MINI was not yet in their system.

She quoted me $413 per 6 months for a Cooper, based on the BMW 318ti (well, the old one as BMW is waiting for the all-new version

)

Mini1380 two · Mar 19th, 2002, 11:03 AM

Geico does have the car listed in their database. Have the agent look under BMW. Apparently, some businesses are not aware that it actually is a seperate brand name yet. My price quote was very reasonable from Geico.

rwhite · Mar 19th, 2002, 11:05 AM

Quote:

Originally posted by Mini1380 two
Geico does have the car listed in their database. Have the agent look under BMW. Apparently, some businesses are not aware that it actually is a seperate brand name yet. My price quote was very reasonable from Geico.

Well, what was your price quote from Geico (if I can ask that question)?

Mini1380 two · Mar 19th, 2002, 11:59 AM

Without giving you too much information.

Arkansas
Married
40+
5 year Clean Driving record
Multiple car family
Cooper (not S)
less than $400 every 6 months.

S2000&CooperS · Mar 19th, 2002, 12:47 PM

We tried looking under BMW, but there was nothing there.

sdmidget · Mar 19th, 2002, 01:11 PM

State Farm Quote

Pennsylvania
50
Multi-Car
Clean Record
Cooper
$430/6 months

(Advantage of being 'old fart')

Mini1380 two · Mar 19th, 2002, 01:19 PM

Geico found the car under BMW. (about 4 weeks ago)

gromit · Mar 19th, 2002, 01:29 PM

40 this year
5 miles to/from work
Married
No tickets for years/last claim 3 years ago (hit a deer-unavoidable)
Cooper "S"
Multi car

$371 for 6 months

USAA rules!!!

S2000&CooperS · Mar 19th, 2002, 02:03 PM

Quote:

Originally posted by gromit
40 this year
5 miles to/from work
Married
No tickets for years/last claim 3 years ago (hit a deer-unavoidable)
Cooper "S"
Multi car

$371 for 6 months

USAA rules!!!

Great quote!

Sejanus · Mar 20th, 2002, 05:19 PM

Allstate
Sacramento
Multiple policies
Creeping up on middle aged and married
One claim (that blasted concrete pillar just leapt out and banged into me!)
$261 on top of existing policies per 6 months

RickB · Mar 20th, 2002, 05:56 PM

41
single
9000 mi per year, no commute
Negligent driving conviction, three years ago.
$1800/yr from GEICO, for S

soloKev · Mar 20th, 2002, 11:15 PM

30
single
clean record/ no claims
multi-policy discount
$471/6 mo.
Cooper

Edit for 6mo. not 1mo.

sdmidget · Mar 20th, 2002, 11:54 PM

soloKev

I hope you meant $471/6 months - if not - ouch!!

soloKev · Mar 21st, 2002, 12:46 AM

OOPS!! Yeah that is what I meant. Lemme edit that one.

RickB · Mar 28th, 2002, 12:41 PM

It definitley pays to shop around. The first quote that I received was by far the highest. Also, none of the five insurance companies that I've called, have heard of the MINI! 41, no commute, no convictions in last three (some wanted last five), 9000 miles/yr; Cooper S, per 12 months:
GEICO - $1,800
Progressive - $1,300
Allstate - $1,200
Nat'l Merit - $1,000
PEMCO - $850

BigMack · May 29th, 2002, 09:38 PM

Just called AARP to add my MINI to my current policy
51 years old
clean record
3000 miles per year
Garaged
$366.00 per 12 months!!
Finally a benefit to getting old!

Only thing is, they didn't know what a MINI was yet.
So my quote might get revised............
At $366.00 it's still higher than either of my other 2 cars.

sdmidget · May 29th, 2002, 09:49 PM

My actual cost turned out to be less too:

Original quote 430/6 months

Actual cost 350/6 months

(daily driver - 15,000+ miles/year)

wynnonna · May 30th, 2002, 09:43 AM

I must be some sort of huge liability... Liberty Mutual (daily driver) $1390/year.

I guess I'm paying for the 80% of people in Miami who don't have insurance (or driver's licenses for that matter)...

Mar 14th, 2002, 09:27 AM	#1
Aurel MINI2 Senior Join Date: Mar 2002 Location: New Amsterdamn Local Time: 07:15 PM Posts: 407 Offline	Insurance in the USA ... What rate did U get? Just called my Geico Insurance ... Even though they don't have the car listed in the database yet (one week before the sale starts?!?!?!) .. the lady was nice enough to give me a qoute on the car. I am looking at around $1800 a year for full coverage here in NY ... almost double what I am paying for just liability on a 1990 Buick I know have. I still think it is not bad, considering the sky high rates here. What have you guys found?

Mar 14th, 2002, 10:45 AM	#2 (permalink)
MiniShuttle MINI2 Regular Join Date: Feb 2002 Location: Apex, NC, USA Local Time: 06:15 PM Posts: 196 Offline	It all depends NationWide told me they would price based on vehicle cost. I forget the total, but it was $90 more then my 95 Miata. Basically, the same. Now, once they have some information about accident and injury rates, they will adjust it "appropriately". Who knows what that will be. I guess it will depend on how we all drive, how well DSC help to avoid those surprises, and how well those six airbags protect us. Indi Blue MCS, Born Sep-13 Sport, Premium, Roof Rack

Mar 19th, 2002, 10:42 AM	#3 (permalink)
S2000&CooperS MINI2 Master Join Date: Jul 2001 Location: Glen Allen, VA USA Local Time: 11:15 PM Posts: 956 Offline	Yesterday evening I went to see my Nationwide agent, but unfortunately based on the VIN I gave to her MINI was not yet in their system. She quoted me $413 per 6 months for a Cooper, based on the BMW 318ti (well, the old one as BMW is waiting for the all-new version ) 08 Smart ForTwo Passion Silver/Black/Red (Going on Ebay!) 07 Honda Accord V6 6-speed Taffeta White/Tan (wife's) 06 MINI Cooper S JCW Checkmate Astro Black/Silver

Mar 19th, 2002, 11:05 AM	#5 (permalink)
rwhite MINI2 Regular Join Date: Jun 2001 Location: us Local Time: 11:15 PM Posts: 90 Offline	Quote: Originally posted by Mini1380 two Geico does have the car listed in their database. Have the agent look under BMW. Apparently, some businesses are not aware that it actually is a seperate brand name yet. My price quote was very reasonable from Geico. Well, what was your price quote from Geico (if I can ask that question)? Rwhite

Mar 19th, 2002, 12:47 PM	#7 (permalink)
S2000&CooperS MINI2 Master Join Date: Jul 2001 Location: Glen Allen, VA USA Local Time: 11:15 PM Posts: 956 Offline	We tried looking under BMW, but there was nothing there. 08 Smart ForTwo Passion Silver/Black/Red (Going on Ebay!) 07 Honda Accord V6 6-speed Taffeta White/Tan (wife's) 06 MINI Cooper S JCW Checkmate Astro Black/Silver

MINI2

Fuel for your MINI obsession

Use this forum to discuss financing and insuring your MINI

Today
Sponsors	Sponsored Links Registered members do not see Google Ads posts, they can also post messages, pictures, and classified adverts. Register your free account today and become a member of MINI2 - MINI Forum

Mar 19th, 2002, 11:03 AM	#4 (permalink)
Mini1380 two MINI2 Newbie Join Date: Mar 2002 Location: Arkansas Local Time: 05:15 PM Posts: 27 Offline	Geico does have the car listed in their database. Have the agent look under BMW. Apparently, some businesses are not aware that it actually is a seperate brand name yet. My price quote was very reasonable from Geico.

Mar 19th, 2002, 11:59 AM	#6 (permalink)
Mini1380 two MINI2 Newbie Join Date: Mar 2002 Location: Arkansas Local Time: 05:15 PM Posts: 27 Offline	Without giving you too much information. Arkansas Married 40+ 5 year Clean Driving record Multiple car family Cooper (not S) less than $400 every 6 months.

Mar 19th, 2002, 01:11 PM	#8 (permalink)
sdmidget MINI2 Master Join Date: Aug 2001 Location: Lancaster, PA (USA) Local Time: 06:15 PM Posts: 931 Offline	State Farm Quote Pennsylvania 50 Multi-Car Clean Record Cooper $430/6 months (Advantage of being 'old fart') 2002 BRG/W [BRidGet] traded in on 2005 Jet Black/White/White Cooper [?name?] 2005 #1 wrecked by SUV on 6/03/05 2005 Jet Black/White/White Cooper (2005 #2) [?name?] picked up on 6/24/05

Mar 19th, 2002, 01:19 PM	#9 (permalink)
Mini1380 two MINI2 Newbie Join Date: Mar 2002 Location: Arkansas Local Time: 05:15 PM Posts: 27 Offline	Geico found the car under BMW. (about 4 weeks ago)

Mar 19th, 2002, 01:29 PM	#10 (permalink)
gromit Bad Dog, Moderator Join Date: Dec 2001 Location: Rochester, NY USA Local Time: 05:15 PM Posts: 838 Offline	*Everyone is gonna hate* me but...** 40 this year 5 miles to/from work Married No tickets for years/last claim 3 years ago (hit a deer-unavoidable) Cooper "S" Multi car $371 for 6 months USAA rules!!! Chili Red / Black Roof Cooper "S", delivered Aug 5, 2002. If you have read this far you are obsessed - Make a donation to MINI2 and become a sponsor! Enjoy every sandwich. - Warren Zevon

Mar 19th, 2002, 02:03 PM	#11 (permalink)
S2000&CooperS MINI2 Master Join Date: Jul 2001 Location: Glen Allen, VA USA Local Time: 11:15 PM Posts: 956 Offline	*Re: Everyone is gonna hate* me but...** Quote: Originally posted by gromit 40 this year 5 miles to/from work Married No tickets for years/last claim 3 years ago (hit a deer-unavoidable) Cooper "S" Multi car $371 for 6 months USAA rules!!! Great quote! 08 Smart ForTwo Passion Silver/Black/Red (Going on Ebay!) 07 Honda Accord V6 6-speed Taffeta White/Tan (wife's) 06 MINI Cooper S JCW Checkmate Astro Black/Silver

Mar 20th, 2002, 05:19 PM	#12 (permalink)
Sejanus Moderator Join Date: Feb 2002 Location: West Sacramento Local Time: 04:15 PM Posts: 4,222 Offline	Allstate Sacramento Multiple policies Creeping up on middle aged and married One claim (that blasted concrete pillar just leapt out and banged into me!) $261 on top of existing policies per 6 months

Mar 20th, 2002, 05:56 PM	#13 (permalink)
RickB MINI2 Master Join Date: Apr 2001 Location: Seattle, WA Local Time: 11:15 PM Posts: 777 Offline	41 single 9000 mi per year, no commute Negligent driving conviction, three years ago. $1800/yr from GEICO, for S

Mar 20th, 2002, 11:15 PM	#14 (permalink)
soloKev MINI2 Newbie Join Date: Jan 2002 Location: Gilbert AZ Local Time: 04:15 PM Posts: 39 Offline	decent quote from state farm 30 single clean record/ no claims multi-policy discount $471/6 mo. Cooper Edit for 6mo. not 1mo. Kevin currently in a 95 Golf Sport Last edited by soloKev : Mar 21st, 2002 at 12:47 AM.

Mar 20th, 2002, 11:54 PM	#15 (permalink)
sdmidget MINI2 Master Join Date: Aug 2001 Location: Lancaster, PA (USA) Local Time: 06:15 PM Posts: 931 Offline	soloKev I hope you meant $471/6 months - if not - ouch!! 2002 BRG/W [BRidGet] traded in on 2005 Jet Black/White/White Cooper [?name?] 2005 #1 wrecked by SUV on 6/03/05 2005 Jet Black/White/White Cooper (2005 #2) [?name?] picked up on 6/24/05

Mar 21st, 2002, 12:46 AM	#16 (permalink)
soloKev MINI2 Newbie Join Date: Jan 2002 Location: Gilbert AZ Local Time: 04:15 PM Posts: 39 Offline	OOPS!! Yeah that is what I meant. Lemme edit that one. Kevin currently in a 95 Golf Sport

Mar 28th, 2002, 12:41 PM	#17 (permalink)
RickB MINI2 Master Join Date: Apr 2001 Location: Seattle, WA Local Time: 11:15 PM Posts: 777 Offline	It definitley pays to shop around. The first quote that I received was by far the highest. Also, none of the five insurance companies that I've called, have heard of the MINI! 41, no commute, no convictions in last three (some wanted last five), 9000 miles/yr; Cooper S, per 12 months: GEICO - $1,800 Progressive - $1,300 Allstate - $1,200 Nat'l Merit - $1,000 PEMCO - $850

May 29th, 2002, 09:38 PM	#18 (permalink)
BigMack MINI2 Regular Join Date: May 2002 Location: Near Daytona Beach, FL Local Time: 06:15 PM Posts: 278 Offline	over 50? then go AARP Just called AARP to add my MINI to my current policy 51 years old clean record 3000 miles per year Garaged $366.00 per 12 months!! Finally a benefit to getting old! Only thing is, they didn't know what a MINI was yet. So my quote might get revised............ At $366.00 it's still higher than either of my other 2 cars. 2004 Pepper White Copoper S on order :white: 2002 Pepper White/Black Cooper, 9800 miles :white: 1972 Gunmetal Innocenti Cooper 1300, miles unknown

May 29th, 2002, 09:49 PM	#19 (permalink)
sdmidget MINI2 Master Join Date: Aug 2001 Location: Lancaster, PA (USA) Local Time: 06:15 PM Posts: 931 Offline	My actual cost turned out to be less too: Original quote 430/6 months Actual cost 350/6 months (daily driver - 15,000+ miles/year) 2002 BRG/W [BRidGet] traded in on 2005 Jet Black/White/White Cooper [?name?] 2005 #1 wrecked by SUV on 6/03/05 2005 Jet Black/White/White Cooper (2005 #2) [?name?] picked up on 6/24/05

May 30th, 2002, 09:43 AM	#20 (permalink)
wynnonna MINI2 Regular Join Date: Apr 2002 Location: Miami, FL Local Time: 07:15 PM Posts: 191 Offline	I must be some sort of huge liability... Liberty Mutual (daily driver) $1390/year. I guess I'm paying for the 80% of people in Miami who don't have insurance (or driver's licenses for that matter)...

Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)

Thread Tools	Search this Thread
Show Printable Version Email this Page	Search this Thread: Advanced Search
Rate This Thread
Rate This Thread:

Similar Threads
Thread	Thread Starter	Forum	Replies	Last Post
Mini insurance in the USA.	oo7indenver	Finance & Insurance	1	Nov 28th, 2005 04:51 AM
Cooper S insurance - going rate	Cheatin Jockey	Finance & Insurance	6	Jul 20th, 2004 04:47 PM
Ontario Insurance Rate	Disco	Canada	11	Mar 25th, 2004 02:12 AM
Crazy MCS Insurance rate in Colorado!	sergio rollerfunk	Finance & Insurance	26	Jul 10th, 2003 08:03 PM
Insurance Costs in the USA??	sdmidget	Finance & Insurance	9	Feb 20th, 2002 11:09 PM