MINI2

SteveStella · Feb 15th, 2004, 07:56 PM

Hi everybody,
Thinking of getting myself a MCS but am a bit put off with the jump in insurance premiums. £600 for a MC and between £900 and £1500 for a MCS

Any specialist insurers anyone can recommend. Would appreciate the help as there's a cherished MCS with my name written all over it!

GeoffMM · Feb 15th, 2004, 08:03 PM

900 souns about right for cooper s if you paying 600 already. remeber it is a group 15a.

SCB · Feb 16th, 2004, 05:41 PM

Quote: Originally Posted by SteveStella

Hi everybody,
Thinking of getting myself a MCS but am a bit put off with the jump in insurance premiums. £600 for a MC and between £900 and £1500 for a MCS

Any specialist insurers anyone can recommend. Would appreciate the help as there's a cherished MCS with my name written all over it!

I managed to get £394 for MCS with maximum noc-claims discount (age 45) with wife as 2nd driver (age 31) and my wife had a recent 3 points for speeding in her Mini Cooper...

Give them a go and let us know how you get on....oh and I think thy don't do the Works if you are thinking of this as an option (they said it was not on their list).

Hope this helps...
StevieB

monkeynuts · Feb 16th, 2004, 05:42 PM

im 25 - 26 in may live in manchester and been quoted 1500 (!!!!)

I am also looking for an insurance company which offers low premium

minibee · Feb 16th, 2004, 07:06 PM

Hope this helps

www.esure.com

Save an extra 10% when you buy online

£430 fully comp

Neil.......

Goonery · Feb 16th, 2004, 07:14 PM

Quote: Originally Posted by SteveStella

Hi everybody,
Thinking of getting myself a MCS but am a bit put off with the jump in insurance premiums. £600 for a MC and between £900 and £1500 for a MCS

Any specialist insurers anyone can recommend. Would appreciate the help as there's a cherished MCS with my name written all over it!

Have you tried MINI's own insurance, it can be very competitive in many cases.

Adrian Flux gave some good quotes on a well modified classic , 1400cc, 14" Wheels, BIg Bore , springs, brakes , deseamed etc etc. They offered good rates on a Mini Cooper with JC Upgrade too.

minibee · Feb 16th, 2004, 07:19 PM

Hello

mini insurance was £570 on the mcs
esure £430..

neil....

monkeynuts · Feb 16th, 2004, 07:34 PM

is there anyone around the age of 25 that can steer me in right direction.

tried an esure on line quote but they said i dont have enough no claims.

driving since age of 17 and have 3 years NCB

Any idea on what insurance i should pay - Direct Line quote 1500

minibee · Feb 16th, 2004, 07:37 PM

www.sainsburysbank.com

£5 more then esure.com

hope it helps

NEIL...

SteveStella · Feb 16th, 2004, 10:34 PM

Thanks for the help everybody.

SIMES · Feb 20th, 2004, 01:37 PM

Quote: Originally Posted by SCB

I managed to get £394 for MCS with maximum noc-claims discount (age 45) with wife as 2nd driver (age 31) and my wife had a recent 3 points for speeding in her Mini Cooper...

Give them a go and let us know how you get on....oh and I think thy don't do the Works if you are thinking of this as an option (they said it was not on their list).

Hope this helps...
StevieB

Hi Stevie,

Can you confirm, that price was £394!!

I have just got my other half to rinf them, she has 7 yrs no claims bonus, she is 27, I would be the second driver, I am 33 and I had 3 yrs no claims, and no points. Are quote was £531 pa, with a £120 excesss , that was on a brand new mcs worth £18.995

What did you tell them to get to 390 squid!!!!

SIMES

M11NYL · Feb 20th, 2004, 01:52 PM

These may sound silly but try them any way

Tesco.com/finance
or
egg.com

worth a go

John29 · Feb 26th, 2004, 09:59 PM

Axa Insurance was £120 cheaper than any other insurer at £473 for two 29 year old drivers with full protected no claims. Mini insurance was over £700!! This was for a new cooper s.

Ta

John

tablist · Feb 26th, 2004, 10:12 PM

Try elephant.co.uk - I got a quote of £700 (10 month bonus accelerator) for an '04 MCS. I'm 26 with 2yrs NCD living in Cardiff (city centre)

scooperman_uk · Feb 27th, 2004, 06:20 AM

personally i would check some the threads re insurance on here first. u only pay for what u get. quite a few insurers (cant recall all of them) dont pay out any more than on a standard MINI. so if u chilli then u arent covered. check the small print. i know BMW/MINI insurance is more expensive, but it inspires confidence... thats the way i went.

RichBrown · Feb 28th, 2004, 08:57 AM

Pleased to say that after over month of ringing-around, getting quotes of upto £900, I've just taken-up a policy with AXA Direct, for £498!! That's for myself and my wife, both 29, with no claims/penalties, on an MCS, value £17K. I've got 6 yrs NCD which obviously helps, but I'd recommend them to everyone!

And, they also cover all factory/dealer options, so there's no problem with speccing CHILI, etc.

Give 'em a go - 0800 328 6354.

Apparently there's an extra 5% disc. to be had on-line, though when I tried it told me they couldn't quote for me - guess this because I clicked to 'Yes' the car is modified from the basic spec...

dietcokeplease · Feb 28th, 2004, 09:08 AM

I'm with AXA too. Can't remember what the premium is. AXA are one of the few companies that allow protected No-Claims after only 3 years. Very worthwhile IMHO. As an aside AXA were one of the worst performing Insurers for answering claims calls. Let's just hope we never have to call them.

phil portlock · Feb 28th, 2004, 09:39 AM

Quote: Originally Posted by SCB

I managed to get £394 for MCS with maximum noc-claims discount (age 45) with wife as 2nd driver (age 31) and my wife had a recent 3 points for speeding in her Mini Cooper...

Give them a go and let us know how you get on....oh and I think thy don't do the Works if you are thinking of this as an option (they said it was not on their list).

Hope this helps...
StevieB

Hi StevieB well being middle aged helps - cheers from a forty eighter.
PhilSporty

RichBrown · Feb 28th, 2004, 12:34 PM

Quote: Originally Posted by dietcokeplease

I'm with AXA too. Can't remember what the premium is. AXA are one of the few companies that allow protected No-Claims after only 3 years. Very worthwhile IMHO. As an aside AXA were one of the worst performing ...Insurers for answering claims calls. Let's just hope we never have to call them.

Best keep our fingers crossed then, eh!!!

Where did that info about AXA come from Dietcokeplease?

dietcokeplease · Feb 28th, 2004, 01:45 PM

It was in most of the national newspapers about a month or two ago. The researchers called, emailed and wrote to Insurers to test their claims departments. Some companies such as More Than (Royal Sun Alliance) answered their phones within seconds whereas AXA took about 18-20 minutes.

I think the worst company took over 40 minutes.

Feb 15th, 2004, 07:56 PM	#1
SteveStella MINI2 Newbie Join Date: Feb 2004 Local Time: 10:12 PM Posts: 37 Offline	MCS Help with Insurance £££££ Hi everybody, Thinking of getting myself a MCS but am a bit put off with the jump in insurance premiums. £600 for a MC and between £900 and £1500 for a MCS Any specialist insurers anyone can recommend. Would appreciate the help as there's a cherished MCS with my name written all over it!

Feb 15th, 2004, 08:03 PM	#2 (permalink)
GeoffMM COOPER S LOCAL Join Date: Dec 2003 Location: LINCOLN Local Time: 11:12 PM Posts: 310 Offline	900 souns about right for cooper s if you paying 600 already. remeber it is a group 15a. If all goes well soon to have a GTT 210bhp !!!!!

Feb 16th, 2004, 05:41 PM	#3 (permalink)
SCB StevieB Join Date: Dec 2003 Location: Bedford Local Time: 11:12 PM Posts: 129 Offline	Norwich Union Direct om 08705143177 Quote: Originally Posted by SteveStella Hi everybody, Thinking of getting myself a MCS but am a bit put off with the jump in insurance premiums. £600 for a MC and between £900 and £1500 for a MCS Any specialist insurers anyone can recommend. Would appreciate the help as there's a cherished MCS with my name written all over it! I managed to get £394 for MCS with maximum noc-claims discount (age 45) with wife as 2nd driver (age 31) and my wife had a recent 3 points for speeding in her Mini Cooper... Give them a go and let us know how you get on....oh and I think thy don't do the Works if you are thinking of this as an option (they said it was not on their list). Hope this helps... StevieB

Feb 16th, 2004, 05:42 PM	#4 (permalink)
monkeynuts my ponies have escaped!!! My Classifieds Join Date: Feb 2004 Location: TBC Local Time: 11:12 PM Posts: 5,100 Offline	im 25 - 26 in may live in manchester and been quoted 1500 (!!!!) I am also looking for an insurance company which offers low premium m o n k e y : n u t s

Feb 16th, 2004, 07:06 PM	#5 (permalink)
minibee up the reds Join Date: May 2003 Location: moving house Local Time: 11:12 PM Posts: 3,029 Offline	insurance..help Hope this helps www.esure.com Save an extra 10% when you buy online £430 fully comp Neil.......

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Feb 16th, 2004, 07:14 PM	#6 (permalink)
Goonery Time for CHANGE ! My Classifieds Join Date: Aug 2003 Local Time: 11:12 PM Posts: 13,530 Offline	Quote: Originally Posted by SteveStella Hi everybody, Thinking of getting myself a MCS but am a bit put off with the jump in insurance premiums. £600 for a MC and between £900 and £1500 for a MCS Any specialist insurers anyone can recommend. Would appreciate the help as there's a cherished MCS with my name written all over it! Have you tried MINI's own insurance, it can be very competitive in many cases. Adrian Flux gave some good quotes on a well modified classic , 1400cc, 14" Wheels, BIg Bore , springs, brakes , deseamed etc etc. They offered good rates on a Mini Cooper with JC Upgrade too.

Feb 16th, 2004, 07:19 PM	#7 (permalink)
minibee up the reds Join Date: May 2003 Location: moving house Local Time: 11:12 PM Posts: 3,029 Offline	insurance Hello mini insurance was £570 on the mcs esure £430.. neil....

Feb 16th, 2004, 07:34 PM	#8 (permalink)
monkeynuts my ponies have escaped!!! My Classifieds Join Date: Feb 2004 Location: TBC Local Time: 11:12 PM Posts: 5,100 Offline	is there anyone around the age of 25 that can steer me in right direction. tried an esure on line quote but they said i dont have enough no claims. driving since age of 17 and have 3 years NCB Any idea on what insurance i should pay - Direct Line quote 1500 m o n k e y : n u t s

Feb 16th, 2004, 07:37 PM	#9 (permalink)
minibee up the reds Join Date: May 2003 Location: moving house Local Time: 11:12 PM Posts: 3,029 Offline	help. www.sainsburysbank.com £5 more then esure.com hope it helps NEIL...

Feb 16th, 2004, 10:34 PM	#10 (permalink)
SteveStella MINI2 Newbie Join Date: Feb 2004 Local Time: 10:12 PM Posts: 37 Offline	Thanks for the help everybody.

Feb 20th, 2004, 01:37 PM	#11 (permalink)
SIMES MINI2 Regular Join Date: Feb 2004 Local Time: 11:12 PM Posts: 60 Offline	Quote: Originally Posted by SCB I managed to get £394 for MCS with maximum noc-claims discount (age 45) with wife as 2nd driver (age 31) and my wife had a recent 3 points for speeding in her Mini Cooper... Give them a go and let us know how you get on....oh and I think thy don't do the Works if you are thinking of this as an option (they said it was not on their list). Hope this helps... StevieB Hi Stevie, Can you confirm, that price was £394!! I have just got my other half to rinf them, she has 7 yrs no claims bonus, she is 27, I would be the second driver, I am 33 and I had 3 yrs no claims, and no points. Are quote was £531 pa, with a £120 excesss , that was on a brand new mcs worth £18.995 What did you tell them to get to 390 squid!!!! SIMES

Feb 20th, 2004, 01:52 PM	#12 (permalink)
M11NYL obsessive Join Date: Mar 2003 Location: Hedingham Local Time: 11:12 PM Posts: 86 Offline	These may sound silly but try them any way Tesco.com/finance or egg.com worth a go

Feb 26th, 2004, 09:59 PM	#13 (permalink)
John29 MINI2 Newbie Join Date: Dec 2003 Location: Milnthorpe, Cumbria Local Time: 10:12 PM Posts: 48 Offline	Axa Insurance was £120 cheaper than any other insurer at £473 for two 29 year old drivers with full protected no claims. Mini insurance was over £700!! This was for a new cooper s. Ta John

Feb 26th, 2004, 10:12 PM	#14 (permalink)
tablist MINI2 Newbie Join Date: Feb 2004 Location: Cardiff Local Time: 10:12 PM Posts: 5 Offline	Try elephant.co.uk - I got a quote of £700 (10 month bonus accelerator) for an '04 MCS. I'm 26 with 2yrs NCD living in Cardiff (city centre) ...counting down the days to delivery of my blk/blk MCS

Feb 27th, 2004, 06:20 AM	#15 (permalink)
scooperman_uk almost 59k Join Date: Sep 2003 Location: Reading / Berks / Uk Local Time: 11:12 PM Posts: 5,242 Offline	personally i would check some the threads re insurance on here first. u only pay for what u get. quite a few insurers (cant recall all of them) dont pay out any more than on a standard MINI. so if u chilli then u arent covered. check the small print. i know BMW/MINI insurance is more expensive, but it inspires confidence... thats the way i went.

Feb 28th, 2004, 08:57 AM	#16 (permalink)
RichBrown So much fun it hurts! Join Date: Jan 2004 Location: Tunbridge Wells Local Time: 11:12 PM Posts: 21 Offline	Pleased to say that after over month of ringing-around, getting quotes of upto £900, I've just taken-up a policy with AXA Direct, for £498!! That's for myself and my wife, both 29, with no claims/penalties, on an MCS, value £17K. I've got 6 yrs NCD which obviously helps, but I'd recommend them to everyone! And, they also cover all factory/dealer options, so there's no problem with speccing CHILI, etc. Give 'em a go - 0800 328 6354. Apparently there's an extra 5% disc. to be had on-line, though when I tried it told me they couldn't quote for me - guess this because I clicked to 'Yes' the car is modified from the basic spec...

Feb 28th, 2004, 09:08 AM	#17 (permalink)
dietcokeplease Official MINI2 Fluffer Join Date: Jul 2001 Location: Spearmint Rhino Local Time: 10:12 PM Posts: 5,315 Offline	I'm with AXA too. Can't remember what the premium is. AXA are one of the few companies that allow protected No-Claims after only 3 years. Very worthwhile IMHO. As an aside AXA were one of the worst performing Insurers for answering claims calls. Let's just hope we never have to call them. There is just one moon and one golden sun; And a smile mean friendship to ev'ryone; Through the mountains divide, and the oceans are wide; It's a small world after all.

Feb 28th, 2004, 09:39 AM	#18 (permalink)
phil portlock PhilSporty Join Date: Jan 2004 Location: Warwick Local Time: 11:12 PM Posts: 135 Offline	Insurance Quote: Originally Posted by SCB I managed to get £394 for MCS with maximum noc-claims discount (age 45) with wife as 2nd driver (age 31) and my wife had a recent 3 points for speeding in her Mini Cooper... Give them a go and let us know how you get on....oh and I think thy don't do the Works if you are thinking of this as an option (they said it was not on their list). Hope this helps... StevieB Hi StevieB well being middle aged helps - cheers from a forty eighter. PhilSporty

Feb 28th, 2004, 12:34 PM	#19 (permalink)
RichBrown So much fun it hurts! Join Date: Jan 2004 Location: Tunbridge Wells Local Time: 11:12 PM Posts: 21 Offline	Quote: Originally Posted by dietcokeplease I'm with AXA too. Can't remember what the premium is. AXA are one of the few companies that allow protected No-Claims after only 3 years. Very worthwhile IMHO. As an aside AXA were one of the worst performing ...Insurers for answering claims calls. Let's just hope we never have to call them. Best keep our fingers crossed then, eh!!! Where did that info about AXA come from Dietcokeplease?

Feb 28th, 2004, 01:45 PM	#20 (permalink)
dietcokeplease Official MINI2 Fluffer Join Date: Jul 2001 Location: Spearmint Rhino Local Time: 10:12 PM Posts: 5,315 Offline	It was in most of the national newspapers about a month or two ago. The researchers called, emailed and wrote to Insurers to test their claims departments. Some companies such as More Than (Royal Sun Alliance) answered their phones within seconds whereas AXA took about 18-20 minutes. I think the worst company took over 40 minutes. There is just one moon and one golden sun; And a smile mean friendship to ev'ryone; Through the mountains divide, and the oceans are wide; It's a small world after all.

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