MINI2

shazam · Apr 20th, 2005, 08:42 PM

I just got my BBR 220 mods covered under new insurance from Greenlight- £659

Suspension and brake and non HP mods- £25 admin fee, but if I do all at once it will be only one charge.

Adrian Flux quoted £900.

My std MCS was £439- but my renewal was £650 both esure .

If MINI2 were to get a deal with an insurer, it makes sense to go for one which deals with mods- there is plenty of choice for std cars anyway.

V pleased

S

Wondaboy · Apr 21st, 2005, 02:59 PM

Great Deal!

I found it surprisingly hard to get anyone to cover me, ended up with Direct Line. I think if everyone who tuned their cars was honest, it might well emerge that there are a lot of undeclared mods out there, and with the insurers being so unfriendly, who can blame them. It cost me an extra £300, and some very painful long conversations with call centres off shore, trying to describe exactly what an oversized throttle body etc was. I hope your recommendation helps others. Good find.

Piers

shazam · Apr 21st, 2005, 09:52 PM

I got it from a Mini2 thread- cant take the credit, but taa.

wibbly · Apr 21st, 2005, 09:54 PM

Wasnt mine was it

I've just insured my Works with them for £350 less than it was with Liverpool Vic and that is including all mods...

neil@greenlight-Ins · Apr 26th, 2005, 02:11 PM

Thank you for your kind words or praise.

We are a family run insurance broker specialising in modified and performance cars so a tuned cooper s is perfect for us

We have had a number of members from this forum call for quotes so I thought I should register and check it out for myself.

My brother who is also my business partner has a 2003 Cooper S which I use regularly......It is the best handling car i have ever driven.

Regards
Neil
Greenlight Insurance

MartinSullivan · Apr 26th, 2005, 02:15 PM

Quote: Originally Posted by neil@greenlight-Ins

Thank you for your kind words or praise.

We are a family run insurance broker specialising in modified and performance cars so a tuned cooper s is perfect for us

We have had a number of members from this forum call for quotes so I thought I should register and check it out for myself.

My brother who is also my business partner has a 2003 Cooper S which I use regularly......It is the best handling car i have ever driven.

Regards
Neil
Greenlight Insurance

Neil

Welcome to the site, I think I will be giving you a call over the next few days

Cheers

Martin

kabulcooper · Nov 8th, 2005, 12:51 PM

Quote: Originally Posted by neil@greenlight-Ins

Thank you for your kind words or praise.

We are a family run insurance broker specialising in modified and performance cars so a tuned cooper s is perfect for us

We have had a number of members from this forum call for quotes so I thought I should register and check it out for myself.

My brother who is also my business partner has a 2003 Cooper S which I use regularly......It is the best handling car i have ever driven.

Regards
Neil
Greenlight Insurance

Just came round to renewal time again. First Alternative wanted to up my premium by 10% on my JCW because I have put spots and skirts on it.

Greenlight? No problems. They have matched my renewal but will get my business because they seem to understand that we care about our vehicles and see us as a good risk.

Very friendly team there it seems. Got to be worth thinking about for any Mini Modders, especially the BBR/GT brigade.

Cheers, Fraz

ButtonIt · Nov 8th, 2005, 01:13 PM

I am incredibly happy with Greenlight as my hyper blue 54 plate mcs is insured through them, with some minor mods

Thanks greenlight, you have made me a very happy customer and I will be using you for a long time, may our relationship be fruitfull for us both

dietcokeplease · Nov 8th, 2005, 01:34 PM

Rather than searching for direct online quotes, many of you should look at engaging the services of a good broker like Greenlight. Many brokers have special schemes that could be of benefit if your vehicle is modified or if you have unusual circumstances.

john_o · Nov 11th, 2005, 09:21 PM

Im gonna add to this with another thumbs up for Greenlight.
Insuring a MINI legally and getting it fully covered is just soooo difficult (esp if you have mods), I have just switched back to Greenlight (I had several years previously with them with other cars) and I am well pleased.
As things stand I would highly recommend them.
JohnO

RVW · Dec 11th, 2005, 08:27 PM

Just had a quote from them for my Works S with a few other added bits

Seems very competitive, especially when you take into account the mods.They where not frightenend by them at all. I think I will be taking up their offer when mine is due in a short while.

vickietots · Apr 23rd, 2006, 08:57 AM

After reading about Greenlight on this forum I thought I would give them a call regarding my insurance renewal. I am glad that I did!!! They have saved me £300!!! Plus my excess has dropped!! Questions on future mods didn't scare them, the fact that I have the aero kit side skirts didn't bother them!! All in all I am really glad that I rung them!!!

duncanbanana · Apr 23rd, 2006, 01:54 PM

Ive been insured with greenlight for last 2 years
With all my mods (which are alot) £699

RVW · Apr 23rd, 2006, 05:22 PM

I am insured with them now and can say I am more than pleased

Fevs · Apr 23rd, 2006, 06:24 PM

ray ramind me of them in july as mine is due again then

dogzilla · May 22nd, 2006, 10:55 PM

Pfft why is there nobody that offers decent insurance for younger drivers?

I've been driving 2 years and 4 months, unfortuantely as a named driver with my father as the primary, only because insurance was PROHIBITIVALY high otherwise.

I've been working since age 16 and have enough buying power to finance a £30k car quite easily.... what i dont have is £6k to spunk up the wall in insurance every year.

Why cant insurers take my named-driver experiance as no claims bonus? I havent claimed....clearly i should get a discount!

some people on here with MCS with quotes of £350/year? What the hell? Its like us young drivers are subsiding their motoring!!!

RVW · May 23rd, 2006, 06:08 AM

Quote: Originally Posted by dogzilla

Pfft why is there nobody that offers decent insurance for younger drivers?

I've been driving 2 years and 4 months, unfortuantely as a named driver with my father as the primary, only because insurance was PROHIBITIVALY high otherwise.

I've been working since age 16 and have enough buying power to finance a £30k car quite easily.... what i dont have is £6k to spunk up the wall in insurance every year.

Why cant insurers take my named-driver experiance as no claims bonus? I havent claimed....clearly i should get a discount!

some people on here with MCS with quotes of £350/year? What the hell? Its like us young drivers are subsiding their motoring!!!

Dont`t take this the wrong way but possibly reported facts as listed may have something to do with it.
By the way I am 58 drive a Works S FULL no claims and pay £ 650 /yr I would love to pay 350 but possibly I am paying more because of the younger generation??

An eighteen year old is three times as likely as his/her parents to have an accident whilst driving.Male drivers under 25 cause the most serious and fatal accidents of any age group.Young drivers often, fatally, ignore signs or symptoms of tiredness, resulting in serious motorway accidents. Research recently carried out by the RAC Foundation and Max Power magazine showed that one in four young drivers questioned had driven after being awake for more than 24 hours - which is very unsafe.

Be safe...
Visit the Royal Society for the Prevention of Accidents to find out more.
17-25 year olds hold just 10% of all driving licenses but cause more than 20% of car accidents.Young drivers are lax about drink driving: a scary 48% of young drivers said that they thought they would drive better after a few pints (Max Power survey).Inexperienced drivers are slower to recognise dangers and are also slower at driving manoeuvres. This makes them less likely to be able to dodge threats posed by other dangerous drivers, and so more likely to get into accidents.

vickietots · May 23rd, 2006, 06:15 AM

Quote: Originally Posted by dogzilla

Pfft why is there nobody that offers decent insurance for younger drivers?

I've been driving 2 years and 4 months, unfortuantely as a named driver with my father as the primary, only because insurance was PROHIBITIVALY high otherwise.

I've been working since age 16 and have enough buying power to finance a £30k car quite easily.... what i dont have is £6k to spunk up the wall in insurance every year.

Why cant insurers take my named-driver experiance as no claims bonus? I havent claimed....clearly i should get a discount!

some people on here with MCS with quotes of £350/year? What the hell? Its like us young drivers are subsiding their motoring!!!

We have all been there dogzilla!! I cna tell you before I changed to Greenlight I was paying a grand to insure my MCS and I am am 27 and a female!!! Prior to that I had a 172 and was paying about £850. Young driver car insurance has always been expensive and always will be. There is more risk that you will have an accident (as much as you think you won't). As nice as it is to have a great car, you are best to just get something old and easy to replace to get you on the ladder, you will be suprised what a difference 1 years NCB will make!!! Or get your Dad to change to Direct Line who will take into account the named drivers time on the policy into consideration (obviously only if you get a policy with them). Apart from that there is not much I can say. £6k is alot of money and I don't know anyone who is paying that so I would be interested to know what car you were looking at!!!

Vicks

dogzilla · May 23rd, 2006, 08:07 AM

As for driving a banger for a few years.... pfft no way

I ordered my MK5 Golf before i even passed my test! It arrived on the Friday... my test was on the SATURDAY! I passed and well the rest is history

2 and a bit years down the line im looking for a change, everything keeps telling me its too much money to spend.... and then i remember my test drive and phoar what a car

Admiral quoted me £2400 - that wasnt with me as the primary driver with my dad as a secondary! Expensive but what the hell.....you only live once!

Blusox · May 21st, 2007, 12:53 PM

I know this thread has been dead for almost a year but I just spoke to Greenlight and all I can saw is wow!!!!!

I've got a few mods (pulley, bigger tyres, remap, JCW Airfilter) so I thought I'd better be responisble and declare them. I was with swiftcover who are great on price but c**p on service and they wanted £445 and that included protecting my 5 years no claims, but I have forgotten to mention my mods

Anyway, I phone Greenlight, declare my mods and get ready for the price to start with a 6 or 7....................guess what?.................. £457.75! Now I'm a happy bunny. Renwal come up next month so I'll be going with them for sure. Only thing I can think of that you others haven't mentioned is putting your spouse or partner on as a named driver really helps.

Still can't get over it £457 and fully legal!!!!

Apr 20th, 2005, 08:42 PM	#1
shazam MINI2 Senior My Classifieds Join Date: Feb 2004 Local Time: 11:07 PM Posts: 416 Offline	Thank You Greenlight I just got my BBR 220 mods covered under new insurance from Greenlight- £659 Suspension and brake and non HP mods- £25 admin fee, but if I do all at once it will be only one charge. Adrian Flux quoted £900. My std MCS was £439- but my renewal was £650 both esure . If MINI2 were to get a deal with an insurer, it makes sense to go for one which deals with mods- there is plenty of choice for std cars anyway. V pleased S

Apr 21st, 2005, 02:59 PM	#2 (permalink)
Wondaboy Mini Bar! Join Date: Oct 2004 Location: It's a London Thing Local Time: 11:07 PM Posts: 159 Offline	Great Deal! I found it surprisingly hard to get anyone to cover me, ended up with Direct Line. I think if everyone who tuned their cars was honest, it might well emerge that there are a lot of undeclared mods out there, and with the insurers being so unfriendly, who can blame them. It cost me an extra £300, and some very painful long conversations with call centres off shore, trying to describe exactly what an oversized throttle body etc was. I hope your recommendation helps others. Good find. Piers Click her to read a review of my GTT 230BHP MCSa conversion

Apr 21st, 2005, 09:54 PM	#4 (permalink)
wibbly In my Classic Mk 1 :) Join Date: Jan 2004 Local Time: 11:07 PM Posts: 6,544 Offline	Wasnt mine was it I've just insured my Works with them for £350 less than it was with Liverpool Vic and that is including all mods... \| MINIaddiction \| \| For MIDLANDS Folk in their MINI's \|

Nov 8th, 2005, 12:51 PM	#7 (permalink)
kabulcooper MINI2 Regular Join Date: Aug 2003 Location: Hertfordshire Local Time: 11:07 PM Posts: 106 Offline	Quote: Originally Posted by neil@greenlight-Ins Thank you for your kind words or praise. We are a family run insurance broker specialising in modified and performance cars so a tuned cooper s is perfect for us We have had a number of members from this forum call for quotes so I thought I should register and check it out for myself. My brother who is also my business partner has a 2003 Cooper S which I use regularly......It is the best handling car i have ever driven. Regards Neil Greenlight Insurance Just came round to renewal time again. First Alternative wanted to up my premium by 10% on my JCW because I have put spots and skirts on it. Greenlight? No problems. They have matched my renewal but will get my business because they seem to understand that we care about our vehicles and see us as a good risk. Very friendly team there it seems. Got to be worth thinking about for any Mini Modders, especially the BBR/GT brigade. Cheers, Fraz The "WORKS"

Nov 8th, 2005, 01:34 PM	#9 (permalink)
dietcokeplease Official MINI2 Fluffer Join Date: Jul 2001 Location: Spearmint Rhino Local Time: 10:07 PM Posts: 5,315 Offline	Rather than searching for direct online quotes, many of you should look at engaging the services of a good broker like Greenlight. Many brokers have special schemes that could be of benefit if your vehicle is modified or if you have unusual circumstances. There is just one moon and one golden sun; And a smile mean friendship to ev'ryone; Through the mountains divide, and the oceans are wide; It's a small world after all.

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Apr 21st, 2005, 09:52 PM	#3 (permalink)
shazam MINI2 Senior My Classifieds Join Date: Feb 2004 Local Time: 11:07 PM Posts: 416 Offline	I got it from a Mini2 thread- cant take the credit, but taa.

Apr 26th, 2005, 02:11 PM	#5 (permalink)
neil@greenlight-Ins MINI2 Newbie Join Date: Apr 2005 Local Time: 11:07 PM Posts: 1 Offline	Thank you for your kind words or praise. We are a family run insurance broker specialising in modified and performance cars so a tuned cooper s is perfect for us We have had a number of members from this forum call for quotes so I thought I should register and check it out for myself. My brother who is also my business partner has a 2003 Cooper S which I use regularly......It is the best handling car i have ever driven. Regards Neil Greenlight Insurance

Apr 26th, 2005, 02:15 PM	#6 (permalink)
MartinSullivan MINI2 Regular Join Date: Nov 2003 Local Time: 11:07 PM Posts: 292 Offline	Quote: Originally Posted by neil@greenlight-Ins Thank you for your kind words or praise. We are a family run insurance broker specialising in modified and performance cars so a tuned cooper s is perfect for us We have had a number of members from this forum call for quotes so I thought I should register and check it out for myself. My brother who is also my business partner has a 2003 Cooper S which I use regularly......It is the best handling car i have ever driven. Regards Neil Greenlight Insurance Neil Welcome to the site, I think I will be giving you a call over the next few days Cheers Martin

Nov 8th, 2005, 01:13 PM	#8 (permalink)
ButtonIt The Disorganiser My Classifieds Join Date: Jul 2003 Location: Waiting for others Local Time: 11:07 PM Posts: 15,544 Offline	I am incredibly happy with Greenlight as my hyper blue 54 plate mcs is insured through them, with some minor mods Thanks greenlight, you have made me a very happy customer and I will be using you for a long time, may our relationship be fruitfull for us both

Nov 11th, 2005, 09:21 PM	#10 (permalink)
john_o MINI2 Regular My Classifieds Join Date: Oct 2004 Location: Glasgow UK Local Time: 11:07 PM Posts: 202 Offline	Im gonna add to this with another thumbs up for Greenlight. Insuring a MINI legally and getting it fully covered is just soooo difficult (esp if you have mods), I have just switched back to Greenlight (I had several years previously with them with other cars) and I am well pleased. As things stand I would highly recommend them. JohnO

Dec 11th, 2005, 08:27 PM	#11 (permalink)
RVW 003 On a Mission My Classifieds Join Date: Jan 2003 Location: Cabbage County Local Time: 11:07 PM Posts: 4,114 Offline	Just had a quote from them for my Works S with a few other added bits Seems very competitive, especially when you take into account the mods.They where not frightenend by them at all. I think I will be taking up their offer when mine is due in a short while. Mine is the POWER and the GLORY UNI ON JACK OWNERS CLUB GB006

Apr 23rd, 2006, 08:57 AM	#12 (permalink)
vickietots Countdown Queen! Join Date: Feb 2005 Location: Post Run Blues! Local Time: 11:07 PM Posts: 3,895 Offline	After reading about Greenlight on this forum I thought I would give them a call regarding my insurance renewal. I am glad that I did!!! They have saved me £300!!! Plus my excess has dropped!! Questions on future mods didn't scare them, the fact that I have the aero kit side skirts didn't bother them!! All in all I am really glad that I rung them!!!

Apr 23rd, 2006, 01:54 PM	#13 (permalink)
duncanbanana Yeah...I know !!! Join Date: Jun 2003 Location: North West Local Time: 11:07 PM Posts: 1,231 Offline	Ive been insured with greenlight for last 2 years With all my mods (which are alot) £699

Apr 23rd, 2006, 05:22 PM	#14 (permalink)
RVW 003 On a Mission My Classifieds Join Date: Jan 2003 Location: Cabbage County Local Time: 11:07 PM Posts: 4,114 Offline	I am insured with them now and can say I am more than pleased Mine is the POWER and the GLORY UNI ON JACK OWNERS CLUB GB006

Apr 23rd, 2006, 06:24 PM	#15 (permalink)
Fevs heading north !!!! Join Date: Aug 2003 Location: on the move Local Time: 11:07 PM Posts: 8,843 Offline	ray ramind me of them in july as mine is due again then Global motivator

May 22nd, 2006, 10:55 PM	#16 (permalink)
dogzilla MINI2 Newbie Join Date: May 2006 Local Time: 11:07 PM Posts: 7 Offline	Pfft why is there nobody that offers decent insurance for younger drivers? I've been driving 2 years and 4 months, unfortuantely as a named driver with my father as the primary, only because insurance was PROHIBITIVALY high otherwise. I've been working since age 16 and have enough buying power to finance a £30k car quite easily.... what i dont have is £6k to spunk up the wall in insurance every year. Why cant insurers take my named-driver experiance as no claims bonus? I havent claimed....clearly i should get a discount! some people on here with MCS with quotes of £350/year? What the hell? Its like us young drivers are subsiding their motoring!!!

May 23rd, 2006, 06:08 AM	#17 (permalink)
RVW 003 On a Mission My Classifieds Join Date: Jan 2003 Location: Cabbage County Local Time: 11:07 PM Posts: 4,114 Offline	Quote: Originally Posted by dogzilla Pfft why is there nobody that offers decent insurance for younger drivers? I've been driving 2 years and 4 months, unfortuantely as a named driver with my father as the primary, only because insurance was PROHIBITIVALY high otherwise. I've been working since age 16 and have enough buying power to finance a £30k car quite easily.... what i dont have is £6k to spunk up the wall in insurance every year. Why cant insurers take my named-driver experiance as no claims bonus? I havent claimed....clearly i should get a discount! some people on here with MCS with quotes of £350/year? What the hell? Its like us young drivers are subsiding their motoring!!! Dont`t take this the wrong way but possibly reported facts as listed may have something to do with it. By the way I am 58 drive a Works S FULL no claims and pay £ 650 /yr I would love to pay 350 but possibly I am paying more because of the younger generation?? An eighteen year old is three times as likely as his/her parents to have an accident whilst driving.Male drivers under 25 cause the most serious and fatal accidents of any age group.Young drivers often, fatally, ignore signs or symptoms of tiredness, resulting in serious motorway accidents. Research recently carried out by the RAC Foundation and Max Power magazine showed that one in four young drivers questioned had driven after being awake for more than 24 hours - which is very unsafe. Be safe... Visit the Royal Society for the Prevention of Accidents to find out more. 17-25 year olds hold just 10% of all driving licenses but cause more than 20% of car accidents.Young drivers are lax about drink driving: a scary 48% of young drivers said that they thought they would drive better after a few pints (Max Power survey).Inexperienced drivers are slower to recognise dangers and are also slower at driving manoeuvres. This makes them less likely to be able to dodge threats posed by other dangerous drivers, and so more likely to get into accidents. Mine is the POWER and the GLORY UNI ON JACK OWNERS CLUB GB006

May 23rd, 2006, 06:15 AM	#18 (permalink)
vickietots Countdown Queen! Join Date: Feb 2005 Location: Post Run Blues! Local Time: 11:07 PM Posts: 3,895 Offline	Quote: Originally Posted by dogzilla Pfft why is there nobody that offers decent insurance for younger drivers? I've been driving 2 years and 4 months, unfortuantely as a named driver with my father as the primary, only because insurance was PROHIBITIVALY high otherwise. I've been working since age 16 and have enough buying power to finance a £30k car quite easily.... what i dont have is £6k to spunk up the wall in insurance every year. Why cant insurers take my named-driver experiance as no claims bonus? I havent claimed....clearly i should get a discount! some people on here with MCS with quotes of £350/year? What the hell? Its like us young drivers are subsiding their motoring!!! We have all been there dogzilla!! I cna tell you before I changed to Greenlight I was paying a grand to insure my MCS and I am am 27 and a female!!! Prior to that I had a 172 and was paying about £850. Young driver car insurance has always been expensive and always will be. There is more risk that you will have an accident (as much as you think you won't). As nice as it is to have a great car, you are best to just get something old and easy to replace to get you on the ladder, you will be suprised what a difference 1 years NCB will make!!! Or get your Dad to change to Direct Line who will take into account the named drivers time on the policy into consideration (obviously only if you get a policy with them). Apart from that there is not much I can say. £6k is alot of money and I don't know anyone who is paying that so I would be interested to know what car you were looking at!!! Vicks

May 23rd, 2006, 08:07 AM	#19 (permalink)
dogzilla MINI2 Newbie Join Date: May 2006 Local Time: 11:07 PM Posts: 7 Offline	As for driving a banger for a few years.... pfft no way I ordered my MK5 Golf before i even passed my test! It arrived on the Friday... my test was on the SATURDAY! I passed and well the rest is history 2 and a bit years down the line im looking for a change, everything keeps telling me its too much money to spend.... and then i remember my test drive and phoar what a car Admiral quoted me £2400 - that wasnt with me as the primary driver with my dad as a secondary! Expensive but what the hell.....you only live once!

May 21st, 2007, 12:53 PM	#20 (permalink)
Blusox MINI2 Regular My Classifieds Join Date: May 2002 Location: South East Local Time: 11:07 PM Posts: 279 Offline	I know this thread has been dead for almost a year but I just spoke to Greenlight and all I can saw is wow!!!!! I've got a few mods (pulley, bigger tyres, remap, JCW Airfilter) so I thought I'd better be responisble and declare them. I was with swiftcover who are great on price but c**p on service and they wanted £445 and that included protecting my 5 years no claims, but I have forgotten to mention my mods Anyway, I phone Greenlight, declare my mods and get ready for the price to start with a 6 or 7....................guess what?.................. £457.75! Now I'm a happy bunny. Renwal come up next month so I'll be going with them for sure. Only thing I can think of that you others haven't mentioned is putting your spouse or partner on as a named driver really helps. Still can't get over it £457 and fully legal!!!!

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