MINI2

Wondaboy · Jul 26th, 2005, 12:00 PM

I have a modified MCSa convertible, that I insured with Direct line, declaring all the modifications. Unfortunately they did not receive my no claims certificate, and have canceled the policy. I can reinstate the policy, but will have various additional charges added, which I am keen to avoid. Getting the original quote was very painful as the insurers kept having to go to the underwriters, who inevitably said no to the modifications. Also I found it impossible to get quotes including the mods on line.

I called Greenlight, as a few Mini2er's have said good things about them, but they require me to fit a tracking devise, which adds another £449 + £120 monitoring cost.

I know people will refer me to Adrian Flux, but last time they quoted me £1500. I have full no claims, 35 years old, and the car is kept in secure parking.

Please can anyone suggest a mod friendly insurer as my car is currently not covered.

Regards

Piers

Ian Clark · Jul 26th, 2005, 12:13 PM

Quote: Originally Posted by Wondaboy

I have a modified MCSa convertible, that I insured with Direct line, declaring all the modifications. Unfortunately they did not receive my no claims certificate, and have canceled the policy. I can reinstate the policy, but will have various additional charges added, which I am keen to avoid. Getting the original quote was very painful as the insurers kept having to go to the underwriters, who inevitably said no to the modifications. Also I found it impossible to get quotes including the mods on line.

I called Greenlight, as a few Mini2er's have said good things about them, but they require me to fit a tracking devise, which adds another £449 + £120 monitoring cost.

I know people will refer me to Adrian Flux, but last time they quoted me £1500. I have full no claims, 35 years old, and the car is kept in secure parking.

Please can anyone suggest a mod friendly insurer as my car is currently not covered.

Regards

Piers

www.quinn-direct.co.uk seemed quite happy about me having modded my car.

I have a Cooper, in a Liverpool Postcode. I'm 29 with full no claims.

Modifications include Pipercross Viper induction and PlayMINI Catback exhaust.

They quoted me £560 fully comp (as opposed Adrian Flux who wanted £1200 - they're a bleedin joke)

MartinSullivan · Jul 26th, 2005, 12:15 PM

First time I got a quote from greenlight - the quote came back with a requirement for a tracker, however I re did it yesterday and got a quote which didnt mention it. I havent called them to take it up yet - but we will see

Wondaboy · Jul 26th, 2005, 02:10 PM

Thanks chaps,

I'm on the case. I'll let you know how I get on

Regards

Piers

Wondaboy · Jul 26th, 2005, 02:16 PM

Quote: Originally Posted by Ian Clark

www.quinn-direct.co.uk seemed quite happy about me having modded my car.

I have a Cooper, in a Liverpool Postcode. I'm 29 with full no claims.

Modifications include Pipercross Viper induction and PlayMINI Catback exhaust.

They quoted me £560 fully comp (as opposed Adrian Flux who wanted £1200 - they're a bleedin joke)

Thanks for the tip Ian, sadley Quinn do not insure convertible cars

lukemini04 · Jul 26th, 2005, 03:33 PM

Im with elephant.co.uk, My car is 2004 cooper, with coilovers, non standard alloys, sound system induction kit declared, Im 19 and got 1 year no claims and it cost's me £1121 per year, in my own name!!!

Elephant dont care about mods, aslong as you declare them, Theres a huggge list on the site of extras!! Also, www.confused.com are usually good, They search about 20 diff companys who deal with your criteria! hope that helps!!

luke

Wondaboy · Jul 26th, 2005, 03:41 PM

Luke,

I used to be with Elephant, but I don't like their options policy. My car has a lot of factory options that elephant will not properly cover.

Thanks anyway

Piers

Paul · Jul 26th, 2005, 04:13 PM

Yes, watch out for Elephant and their replacement small print (anything not basic spec isn't covered in terms of replacement). There's a large thread on here about it.

Crouchy · Jul 26th, 2005, 05:15 PM

Try www.endsleigh.co.uk. They will insure non performance mods for free but you will have to ring for a quote if you have any performance mods. They are good though. They even paid my mate above book price when he totalled his car (he had only had the car 5 days and he got £1000 more than what he paid for it)

lukemini04 · Jul 28th, 2005, 07:48 AM

Try confused.com then fella, They look for about 20 diff insurers for u, Including Edsleigh etc!

Wondaboy · Jul 28th, 2005, 08:50 AM

Thanks All,

I have gone with Adrian Flux, as the dropped the original quote by £500.

Regards

Piers

Jul 26th, 2005, 12:00 PM	#1
Wondaboy Mini Bar! Join Date: Oct 2004 Location: It's a London Thing Local Time: 03:55 AM Posts: 159 Offline	who can recommend a mod frendly insurer? I have a modified MCSa convertible, that I insured with Direct line, declaring all the modifications. Unfortunately they did not receive my no claims certificate, and have canceled the policy. I can reinstate the policy, but will have various additional charges added, which I am keen to avoid. Getting the original quote was very painful as the insurers kept having to go to the underwriters, who inevitably said no to the modifications. Also I found it impossible to get quotes including the mods on line. I called Greenlight, as a few Mini2er's have said good things about them, but they require me to fit a tracking devise, which adds another £449 + £120 monitoring cost. I know people will refer me to Adrian Flux, but last time they quoted me £1500. I have full no claims, 35 years old, and the car is kept in secure parking. Please can anyone suggest a mod friendly insurer as my car is currently not covered. Regards Piers Click her to read a review of my GTT 230BHP MCSa conversion

Jul 26th, 2005, 02:10 PM	#4 (permalink)
Wondaboy Mini Bar! Join Date: Oct 2004 Location: It's a London Thing Local Time: 03:55 AM Posts: 159 Offline	Thanks chaps, I'm on the case. I'll let you know how I get on Regards Piers Click her to read a review of my GTT 230BHP MCSa conversion

Jul 26th, 2005, 02:16 PM	#5 (permalink)
Wondaboy Mini Bar! Join Date: Oct 2004 Location: It's a London Thing Local Time: 03:55 AM Posts: 159 Offline	Quote: Originally Posted by Ian Clark www.quinn-direct.co.uk seemed quite happy about me having modded my car. I have a Cooper, in a Liverpool Postcode. I'm 29 with full no claims. Modifications include Pipercross Viper induction and PlayMINI Catback exhaust. They quoted me £560 fully comp (as opposed Adrian Flux who wanted £1200 - they're a bleedin joke) Thanks for the tip Ian, sadley Quinn do not insure convertible cars Click her to read a review of my GTT 230BHP MCSa conversion

Jul 26th, 2005, 03:41 PM	#7 (permalink)
Wondaboy Mini Bar! Join Date: Oct 2004 Location: It's a London Thing Local Time: 03:55 AM Posts: 159 Offline	Luke, I used to be with Elephant, but I don't like their options policy. My car has a lot of factory options that elephant will not properly cover. Thanks anyway Piers Click her to read a review of my GTT 230BHP MCSa conversion

Jul 28th, 2005, 08:50 AM	#11 (permalink)
Wondaboy Mini Bar! Join Date: Oct 2004 Location: It's a London Thing Local Time: 03:55 AM Posts: 159 Offline	Thanks All, I have gone with Adrian Flux, as the dropped the original quote by £500. Regards Piers Click her to read a review of my GTT 230BHP MCSa conversion

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Jul 26th, 2005, 12:13 PM	#2 (permalink)
Ian Clark MINI2 Master Join Date: Nov 2003 Location: Liverpool, UK Local Time: 03:55 AM Posts: 1,768 Offline	Quote: Originally Posted by Wondaboy I have a modified MCSa convertible, that I insured with Direct line, declaring all the modifications. Unfortunately they did not receive my no claims certificate, and have canceled the policy. I can reinstate the policy, but will have various additional charges added, which I am keen to avoid. Getting the original quote was very painful as the insurers kept having to go to the underwriters, who inevitably said no to the modifications. Also I found it impossible to get quotes including the mods on line. I called Greenlight, as a few Mini2er's have said good things about them, but they require me to fit a tracking devise, which adds another £449 + £120 monitoring cost. I know people will refer me to Adrian Flux, but last time they quoted me £1500. I have full no claims, 35 years old, and the car is kept in secure parking. Please can anyone suggest a mod friendly insurer as my car is currently not covered. Regards Piers www.quinn-direct.co.uk seemed quite happy about me having modded my car. I have a Cooper, in a Liverpool Postcode. I'm 29 with full no claims. Modifications include Pipercross Viper induction and PlayMINI Catback exhaust. They quoted me £560 fully comp (as opposed Adrian Flux who wanted £1200 - they're a bleedin joke)

Jul 26th, 2005, 12:15 PM	#3 (permalink)
MartinSullivan MINI2 Regular Join Date: Nov 2003 Local Time: 03:55 AM Posts: 292 Offline	First time I got a quote from greenlight - the quote came back with a requirement for a tracker, however I re did it yesterday and got a quote which didnt mention it. I havent called them to take it up yet - but we will see

Jul 26th, 2005, 03:33 PM	#6 (permalink)
lukemini04 MINI2 Newbie Join Date: Apr 2005 Local Time: 03:55 AM Posts: 23 Offline	Im with elephant.co.uk, My car is 2004 cooper, with coilovers, non standard alloys, sound system induction kit declared, Im 19 and got 1 year no claims and it cost's me £1121 per year, in my own name!!! Elephant dont care about mods, aslong as you declare them, Theres a huggge list on the site of extras!! Also, www.confused.com are usually good, They search about 20 diff companys who deal with your criteria! hope that helps!! luke

Jul 26th, 2005, 04:13 PM	#8 (permalink)
Paul Trained Monkey My Classifieds Join Date: Jan 2001 Location: Bedfordshire Local Time: 03:55 AM Posts: 40,435 Offline	Yes, watch out for Elephant and their replacement small print (anything not basic spec isn't covered in terms of replacement). There's a large thread on here about it.

Jul 26th, 2005, 05:15 PM	#9 (permalink)
Crouchy Doncaster MINI Register Join Date: Jan 2005 Location: Barnsley/Lincoln Local Time: 03:55 AM Posts: 455 Offline	Try www.endsleigh.co.uk. They will insure non performance mods for free but you will have to ring for a quote if you have any performance mods. They are good though. They even paid my mate above book price when he totalled his car (he had only had the car 5 days and he got £1000 more than what he paid for it)

Jul 28th, 2005, 07:48 AM	#10 (permalink)
lukemini04 MINI2 Newbie Join Date: Apr 2005 Local Time: 03:55 AM Posts: 23 Offline	Try confused.com then fella, They look for about 20 diff insurers for u, Including Edsleigh etc!

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