MINI2

FLiPSiDE · Jun 21st, 2002, 01:41 AM

just outa curiosity i went on the nrma website the other day to check if the cooper S was there and sure enough it was.. but what suprised me is how cheap the rates were on comprehensive insurance.. i hope this isnt a mistake in thier online system.. i havent rang about it yet as the cars a few months off
but by comaprison im 25 (well will b in a coupla months )good record and living in a low crime area etc and the premium suprised me at being $1300 and i checked for a laugh how much it would b to insure a wrx and it was over 3 grand
what makes this even more bizare is my last car was only worth half of this one and cost me just a little less than the quote on the S to insure, im young so im used 2 being ripped off on insurance, but this seems just a little 2 good 2 b true from my stand point

im still sure this must be a mistake

Boo · Jun 21st, 2002, 01:49 AM

I hope it's true, wonder what the Works Kit will add to it?
Where abouts in Sydney do you live?
Northern Beaches here....

eltel · Jun 22nd, 2002, 08:16 AM

I am already insured with AAMI and got a quote for $750 approx for my 'S'. But I'm on rating 1 for life, and well over 25, and live in a low crime suburb.

Regards, ElTel

MINICS · Jun 22nd, 2002, 07:24 PM

I have received two quotes so far:

BMW - $1100
RACV - $600

OK so I'm a bit over 25 (40!!!!)and live in a low crime rate area and hold a rating 1.

Think I'll stick with RACV.

Andy

Basil · Jun 22nd, 2002, 09:33 PM

Quote:

Originally posted by eltel
I am already insured with AAMI and got a quote for $750 approx for my 'S'. But I'm on rating 1 for life, and well over 25, and live in a low crime suburb.

Regards, ElTel

Ditto, except the best quote was through BMW themselves. Good policy, and restricted to drivers of 39 or more. Which just so happens to suit me just fine.

The best thing about the BMW policy is that it goes to a BMW approved repair shop should the worst happen.

Basil · Jun 22nd, 2002, 09:36 PM

Quote:

Originally posted by FLiPSiDE
just outa curiosity i went on the nrma website the other day to check if the cooper S was there and sure enough it was.. but what suprised me is how cheap the rates were on comprehensive insurance.. i hope this isnt a mistake in thier online system.. i havent rang about it yet as the cars a few months off
but by comaprison im 25 (well will b in a coupla months )good record and living in a low crime area etc and the premium suprised me at being $1300 and i checked for a laugh how much it would b to insure a wrx and it was over 3 grand
what makes this even more bizare is my last car was only worth half of this one and cost me just a little less than the quote on the S to insure, im young so im used 2 being ripped off on insurance, but this seems just a little 2 good 2 b true from my stand point

im still sure this must be a mistake

I think your right. $1300 for cooper S and $3000 for a WRX is simply not right. Your in WRX territory insurance wise for a Cooper S. In queensland at least, and at the time of writing. This may change when underwriters here get a better handle on things.

Darryl · Jun 22nd, 2002, 10:13 PM

Careful with the Insurance thing expecially if you want your choice of repairer - from past dealings BMW insurance and finance for that matter are really good people to deal with, AAMI aren't, as the car just gets taken to the cheapest repairer on the day - not good.

AAMI's response to myself "well what do you expect you only took the policy out with us because we were cheap.

You make your own decision.

WAY · Jun 22nd, 2002, 11:53 PM

Quote:

Originally posted by MINICS
I have received two quotes so far:

BMW - $1100
RACV - $600

OK so I'm a bit over 25 (40!!!!)and live in a low crime rate area and hold a rating 1.

Think I'll stick with RACV.

Andy

I am 27 and RACV quoted me $1088.11!!! I live in a low crime area as well. Just because you are 40 doesn't mean you hoon less than me!!! Will find out when we eventually go on a drive day.

Spazz · Jun 23rd, 2002, 01:43 AM

Im 23 and rating 1, called RACV a month or so ago, and they wont insure me because the car is "supercharged" and I am under 25. Strange that, I can insure a car with a greater power to weight ratio, but a supercharger on a lower P/W car is a big NO???

Anyway, spoke to BMW, and quoted me $1900 for agreed value of $54,000. A little steep but I dont think Ill do any better!

swamos · Jun 23rd, 2002, 04:37 PM

I'm 32, and BMW quoted $625. I don't think I'm even going to bother shopping around at that price for quality insurance.

Basil · Jun 23rd, 2002, 05:43 PM

Quote:

Originally posted by swamos
I'm 32, and BMW quoted $625. I don't think I'm even going to bother shopping around at that price for quality insurance.

wow, that's an improvement on mine($717AU). Well done. Absolute bargain.

CoopeR · Jun 23rd, 2002, 06:04 PM

Try Shannons insurance. As long as you are a member of a car club they will insure you.

I am 24 good record and got a quote from shannons of about $ 1300. Not bad considering I havent got to the all important 25 mark.

WAY · Jul 2nd, 2002, 07:56 PM

I finally got a quote from BMW insurance. They want $1100 on rating 1 (I'm 27). Looking at some of your prices above, it seems a bit stiff. Wonder why? I live in a low crime area too. Maybe I should try AAMI or RACV again??? My TT Roadster was $1870, so I guess this is still a lot cheaper. BTW, my bloody car looks like it's taking it's own sweet time. Can anyone confirm if a boat load of MCS has arrived in Australia on 24th June? Maybe it hasn't even docked in Australia yet!!!

snoopy · Jul 2nd, 2002, 10:21 PM

Way

Do you know what ship your MCS is on?

Because the vessel Boheme is at the Port of Brisbane right now. and then off to Nz.

swamos · Jul 2nd, 2002, 11:12 PM

I got another insurance quote last week with RACQ. They quoted aus$589.40, or aus$565.80 ($350 excess) when combined with our other car. Shannons, when combined with the Elan were aus$1184 ouch!

WAY · Jul 2nd, 2002, 11:51 PM

Quote:

Originally posted by snoopy
Way

Do you know what ship your MCS is on?

Because the vessel Boheme is at the Port of Brisbane right now. and then off to Nz.

No idea what ship my car is in.

But it was originally scheduled to arrive on 24th, but cannot confirm if it actually did. If it did, then the bloody customs and compliance is taking forever!!!

WAY · Jul 2nd, 2002, 11:53 PM

Quote:

Originally posted by swamos
I got another insurance quote last week with RACQ. They quoted aus$589.40, or aus$565.80 ($350 excess) when combined with our other car. Shannons, when combined with the Elan were aus$1184 ouch!

What!!! That is outrages!!! It's so little it's not funny. I don't get it, why am I having to pay double what you pay??? Maybe it's cheaper up in Queensland? Even your excess is less!!!

snoopy · Jul 3rd, 2002, 01:10 AM

Quote:

Originally posted by WAY

What!!! That is outrages!!! It's so little it's not funny. I don't get it, why am I having to pay double what you pay??? Maybe it's cheaper up in Queensland? Even your excess is less!!!

Way do you know your VIN then you can use the WW site to find out were your car is? If the ship was due in on the 24 I say that was it, as the few i have tracked from the UK can be a few days late.

Yes insurance is good value you up here. What was odd was the RACQ quote for the S was only $100 more than a cooper for me.

Basil · Jul 3rd, 2002, 04:06 AM

Hmmm, have to try my broker again, though I'm keen on the BMW insurance policy.

swamos · Jul 3rd, 2002, 04:24 AM

Quote:

Originally posted by Basil
Hmmm, have to try my broker again, though I'm keen on the BMW insurance policy.

I don't know what I've done of late, but the insurance complanies sure love me at the moment. I think I'll still go for the BMW insurance deal, so that I get access to the BMW approved repairers.

Jun 21st, 2002, 01:41 AM	#1
FLiPSiDE I am Jacks wasted life Join Date: Feb 2002 Location: Sydney Local Time: 10:51 PM Posts: 579 Offline	Any aussies looked into insurance yet? just outa curiosity i went on the nrma website the other day to check if the cooper S was there and sure enough it was.. but what suprised me is how cheap the rates were on comprehensive insurance.. i hope this isnt a mistake in thier online system.. i havent rang about it yet as the cars a few months off but by comaprison im 25 (well will b in a coupla months )good record and living in a low crime area etc and the premium suprised me at being $1300 and i checked for a laugh how much it would b to insure a wrx and it was over 3 grand what makes this even more bizare is my last car was only worth half of this one and cost me just a little less than the quote on the S to insure, im young so im used 2 being ripped off on insurance, but this seems just a little 2 good 2 b true from my stand point im still sure this must be a mistake

Jun 21st, 2002, 01:49 AM	#2 (permalink)
Boo Sponsor and Widget Join Date: Jun 2002 Location: Nth Beaches, Sydney Local Time: 10:51 PM Posts: 1,752 Offline	I hope it's true, wonder what the Works Kit will add to it? Where abouts in Sydney do you live? Northern Beaches here.... The original SWORKS

Jun 22nd, 2002, 07:24 PM	#4 (permalink)
MINICS MINI2 Regular Join Date: Aug 2001 Location: Melbourne - Australia Local Time: 12:51 PM Posts: 89 Offline	I have received two quotes so far: BMW - $1100 RACV - $600 OK so I'm a bit over 25 (40!!!!)and live in a low crime rate area and hold a rating 1. Think I'll stick with RACV. Andy It's here (8/11/02) - Cooper S - Black/white, 16" Alloy x-lite - Having heaps of fun

Jun 22nd, 2002, 09:36 PM	#6 (permalink)
Basil MINI2 Master Join Date: Nov 2001 Local Time: 10:51 PM Posts: 5,956 Offline	Re: Any aussies looked into insurance yet? Quote: Originally posted by FLiPSiDE just outa curiosity i went on the nrma website the other day to check if the cooper S was there and sure enough it was.. but what suprised me is how cheap the rates were on comprehensive insurance.. i hope this isnt a mistake in thier online system.. i havent rang about it yet as the cars a few months off but by comaprison im 25 (well will b in a coupla months )good record and living in a low crime area etc and the premium suprised me at being $1300 and i checked for a laugh how much it would b to insure a wrx and it was over 3 grand what makes this even more bizare is my last car was only worth half of this one and cost me just a little less than the quote on the S to insure, im young so im used 2 being ripped off on insurance, but this seems just a little 2 good 2 b true from my stand point im still sure this must be a mistake I think your right. $1300 for cooper S and $3000 for a WRX is simply not right. Your in WRX territory insurance wise for a Cooper S. In queensland at least, and at the time of writing. This may change when underwriters here get a better handle on things.

Jun 22nd, 2002, 11:53 PM	#8 (permalink)
WAY MINI2 Senior Join Date: May 2002 Location: Melbourne Local Time: 10:51 PM Posts: 470 Offline	Hey no fair!!! Quote: Originally posted by MINICS I have received two quotes so far: BMW - $1100 RACV - $600 OK so I'm a bit over 25 (40!!!!)and live in a low crime rate area and hold a rating 1. Think I'll stick with RACV. Andy I am 27 and RACV quoted me $1088.11!!! I live in a low crime area as well. Just because you are 40 doesn't mean you hoon less than me!!! Will find out when we eventually go on a drive day.

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Jun 22nd, 2002, 08:16 AM	#3 (permalink)
eltel MINIstry of Fun Join Date: Dec 2001 Location: Eastern Suburbs, Mel Local Time: 10:51 PM Posts: 1,593 Offline	I am already insured with AAMI and got a quote for $750 approx for my 'S'. But I'm on rating 1 for life, and well over 25, and live in a low crime suburb. Regards, ElTel

Jun 22nd, 2002, 09:33 PM	#5 (permalink)
Basil MINI2 Master Join Date: Nov 2001 Local Time: 10:51 PM Posts: 5,956 Offline	Quote: Originally posted by eltel I am already insured with AAMI and got a quote for $750 approx for my 'S'. But I'm on rating 1 for life, and well over 25, and live in a low crime suburb. Regards, ElTel Ditto, except the best quote was through BMW themselves. Good policy, and restricted to drivers of 39 or more. Which just so happens to suit me just fine. The best thing about the BMW policy is that it goes to a BMW approved repair shop should the worst happen.

Jun 22nd, 2002, 10:13 PM	#7 (permalink)
Darryl MINI2 Regular Join Date: Jun 2002 Location: Sydney Local Time: 10:51 PM Posts: 255 Offline	Careful with the Insurance thing expecially if you want your choice of repairer - from past dealings BMW insurance and finance for that matter are really good people to deal with, AAMI aren't, as the car just gets taken to the cheapest repairer on the day - not good. AAMI's response to myself "well what do you expect you only took the policy out with us because we were cheap. You make your own decision.

Jun 23rd, 2002, 01:43 AM	#9 (permalink)
Spazz MINI2 Regular Join Date: Apr 2002 Location: Melbourne Local Time: 11:51 PM Posts: 169 Offline	Im 23 and rating 1, called RACV a month or so ago, and they wont insure me because the car is "supercharged" and I am under 25. Strange that, I can insure a car with a greater power to weight ratio, but a supercharger on a lower P/W car is a big NO??? Anyway, spoke to BMW, and quoted me $1900 for agreed value of $54,000. A little steep but I dont think Ill do any better!

Jun 23rd, 2002, 04:37 PM	#10 (permalink)
swamos MINI Traitor Join Date: Mar 2002 Location: Brisbane, Australia Local Time: 10:51 PM Posts: 5,538 Offline	I'm 32, and BMW quoted $625. I don't think I'm even going to bother shopping around at that price for quality insurance. Clubman less....

Jun 23rd, 2002, 05:43 PM	#11 (permalink)
Basil MINI2 Master Join Date: Nov 2001 Local Time: 10:51 PM Posts: 5,956 Offline	Quote: Originally posted by swamos I'm 32, and BMW quoted $625. I don't think I'm even going to bother shopping around at that price for quality insurance. wow, that's an improvement on mine($717AU). Well done. Absolute bargain. Last edited by Basil : Jun 23rd, 2002 at 06:09 PM.

Jun 23rd, 2002, 06:04 PM	#12 (permalink)
CoopeR MINI2 Regular Join Date: May 2002 Location: Geelong Local Time: 11:51 PM Posts: 191 Offline	Try Shannons insurance. As long as you are a member of a car club they will insure you. I am 24 good record and got a quote from shannons of about $ 1300. Not bad considering I havent got to the all important 25 mark. We have a full tank of gas, half a pack of cigarettes, its dark and we're wearing sun glasses. Hit it!

Jul 2nd, 2002, 07:56 PM	#13 (permalink)
WAY MINI2 Senior Join Date: May 2002 Location: Melbourne Local Time: 10:51 PM Posts: 470 Offline	I finally got a quote from BMW insurance. They want $1100 on rating 1 (I'm 27). Looking at some of your prices above, it seems a bit stiff. Wonder why? I live in a low crime area too. Maybe I should try AAMI or RACV again??? My TT Roadster was $1870, so I guess this is still a lot cheaper. BTW, my bloody car looks like it's taking it's own sweet time. Can anyone confirm if a boat load of MCS has arrived in Australia on 24th June? Maybe it hasn't even docked in Australia yet!!!

Jul 2nd, 2002, 10:21 PM	#14 (permalink)
snoopy MINI2 Master Join Date: Sep 2001 Location: au Local Time: 10:51 PM Posts: 1,166 Offline	Way Do you know what ship your MCS is on? Because the vessel Boheme is at the Port of Brisbane right now. and then off to Nz.

Jul 2nd, 2002, 11:12 PM	#15 (permalink)
swamos MINI Traitor Join Date: Mar 2002 Location: Brisbane, Australia Local Time: 10:51 PM Posts: 5,538 Offline	I got another insurance quote last week with RACQ. They quoted aus$589.40, or aus$565.80 ($350 excess) when combined with our other car. Shannons, when combined with the Elan were aus$1184 ouch! Clubman less....

Jul 2nd, 2002, 11:51 PM	#16 (permalink)
WAY MINI2 Senior Join Date: May 2002 Location: Melbourne Local Time: 10:51 PM Posts: 470 Offline	Quote: Originally posted by snoopy Way Do you know what ship your MCS is on? Because the vessel Boheme is at the Port of Brisbane right now. and then off to Nz. No idea what ship my car is in. But it was originally scheduled to arrive on 24th, but cannot confirm if it actually did. If it did, then the bloody customs and compliance is taking forever!!!

Jul 2nd, 2002, 11:53 PM	#17 (permalink)
WAY MINI2 Senior Join Date: May 2002 Location: Melbourne Local Time: 10:51 PM Posts: 470 Offline	Quote: Originally posted by swamos I got another insurance quote last week with RACQ. They quoted aus$589.40, or aus$565.80 ($350 excess) when combined with our other car. Shannons, when combined with the Elan were aus$1184 ouch! What!!! That is outrages!!! It's so little it's not funny. I don't get it, why am I having to pay double what you pay??? Maybe it's cheaper up in Queensland? Even your excess is less!!!

Jul 3rd, 2002, 01:10 AM	#18 (permalink)
snoopy MINI2 Master Join Date: Sep 2001 Location: au Local Time: 10:51 PM Posts: 1,166 Offline	Quote: Originally posted by WAY What!!! That is outrages!!! It's so little it's not funny. I don't get it, why am I having to pay double what you pay??? Maybe it's cheaper up in Queensland? Even your excess is less!!! Way do you know your VIN then you can use the WW site to find out were your car is? If the ship was due in on the 24 I say that was it, as the few i have tracked from the UK can be a few days late. Yes insurance is good value you up here. What was odd was the RACQ quote for the S was only $100 more than a cooper for me.

Jul 3rd, 2002, 04:06 AM	#19 (permalink)
Basil MINI2 Master Join Date: Nov 2001 Local Time: 10:51 PM Posts: 5,956 Offline	Hmmm, have to try my broker again, though I'm keen on the BMW insurance policy.

Jul 3rd, 2002, 04:24 AM	#20 (permalink)
swamos MINI Traitor Join Date: Mar 2002 Location: Brisbane, Australia Local Time: 10:51 PM Posts: 5,538 Offline	Quote: Originally posted by Basil Hmmm, have to try my broker again, though I'm keen on the BMW insurance policy. I don't know what I've done of late, but the insurance complanies sure love me at the moment. I think I'll still go for the BMW insurance deal, so that I get access to the BMW approved repairers. Clubman less....

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