Buying a cat D insurance loss - MINI Cooper Forum
Go Back   MINI Cooper Forum > MINI Technical Forums > MINI Faults & Fixes > First Generation Faults & Fixes


First Generation Faults & Fixes MINI faults and fixes 2001 - 2006

Mini2.com is the premier Mini Cooper Forum on the internet. Registered Users do not see the above ads.
Reply
 
LinkBack Thread Tools Rate Thread
  #1 (permalink)  
Old Apr 4th, 2014, 09:12 PM
MINI2 Newbie
Offline
 
Join Date: Mar 2014
Location: Southampton
Posts: 17
Local Time: 12:40 AM
Male
Buying a cat D insurance loss

Okay, so about 2 weeks ago we bought a 2005 Mini One from a Mini breakers in West Mids somewhere. It was a cat D insurance loss, so came to us fairly cheap, or so I thought.
I've bought cars over the internet before, on the strength of photos, and although there's inevitably more wrong than you're told, I find I can fix most things.

SO...
the car is bought on the understanding that the repairs required are
1 - new bonnet
2 - new n/s headlight
3 - new bumper
no structural damage, air con still works, tidy little car, in a very popular colour (pepper white)

watch this space...
Reply With Quote
Sponsored Links
Advertisement
 
  #2 (permalink)  
Old Apr 4th, 2014, 09:19 PM
MINI2 Newbie
Offline
 
Join Date: Mar 2014
Location: Southampton
Posts: 17
Local Time: 12:40 AM
Male
I ordered a pattern bonnet (BIG MISTAKE!!!), pattern aero bumper and genuine aero bumper/bonnet grilles (another big mistake)

**don't mix pattern and genuine parts **

Anyway, on lifting the bonnet it was clear the slam panel was smashed to pieces, the n/s fog light was gone and the wheel arch liner was missing.

Oh yeah, and there are two odd dents in the leading edge of the roof (not a major problem) and the n/s mirror is hanging off.

So a trip to the local breakers (where I should have got my bonnet from!!) and my wallet is £70 odd lighter, but I have the wheel arch liner, mirror, wheel arch and bonnet trim (did I mention they were missing too?)

The slam panel cost another £35, complete with horns and (huge bonus) a pair of foglights!!
Reply With Quote
  #3 (permalink)  
Old Apr 4th, 2014, 09:30 PM
MINI2 Newbie
Offline
 
Join Date: Mar 2014
Location: Southampton
Posts: 17
Local Time: 12:40 AM
Male
Did I mention that the front tyres were like slicks?

Another trip to my local breakers (I should really have my own parking space!) and I have two "part worns" (obviously never used spares from a salvage car's boot, as they both still have the nobbly bits on them) for £50, fitted and balanced...

So I'm desperately trying to fit the radiator panel, without disconnecting the rads, as I didn't want to have to fork out for an air con regas unnecessarily.
After several hours and numerous skinned knuckles, I decide it can't be done and take both rads off, fit the panel, and put the rads back on.

Fill up with water/antifreeze and start the engine to find....



a MASSIVE hole in the bottom of the radiator (and all my antifreeze on the driveway)

So I'm thinking... "If the water rad has gone, maybe the aircon one has too? Although the nice chap that sold it to me said the air con was nice and cold"

SO I checked... and guess what?
Yup. No refrigerant. Maybe it was nice and cold because he was sitting in the car with the fan on cold with the windows open in his chuffing underpants.

So where do I go?


Yup, you guessed it; back to Silverlake (thought they deserve a mention seeing as they've been so helpful to me!)

£120 for the rad pack (both rads and the fan housing) - a bit steep, but cheaper than new, and a new fan housing, in case mine is cracked/bent/broken (as everything else seems to be)

Fitting tomorrow, as I've run out of light. The bonnet, bumper and wheel arch trims are all off at the paintshop waiting for a few coats of pepper white to be applied (painting is something I cannot do)
Reply With Quote
  #4 (permalink)  
Old Apr 17th, 2014, 04:04 AM
MINI2 Newbie
Offline
 
Join Date: Mar 2014
Location: Southampton
Posts: 17
Local Time: 12:40 AM
Male
Another update folks!

The water rad that I bought from the scrap yard? It had a leak. Not a huge one, but a leak nonetheless, so back it went, and I ordered an overnight brand new one from some ebay company.

It arrived the following morning (not bad for a 3pm order) and was duly fitted along with the second hand aircon rad and fan housing. Result?

All working fine (obviously no aircon as it's not been charged)

The parts came back from the body shop, and I have to say I'm a little disappointed. The wheelarch trims haven't been flatted particularly well and the scuffs have just been blown over. The main issue is that the pepper white that the painter applied appears to be much whiter than the rest of the car :-(

We're off away in the car at the weekend though, so it'll have to go back next week to be re done.
Reply With Quote
  #5 (permalink)  
Old Apr 17th, 2014, 04:05 AM
MINI2 Newbie
Offline
 
Join Date: Mar 2014
Location: Southampton
Posts: 17
Local Time: 12:40 AM
Male
I guess it's about time I uploaded some pictures...
Reply With Quote
  #6 (permalink)  
Old Apr 17th, 2014, 07:37 AM
MINI2 Premium Member
MINI2 Master
Offline
 
Join Date: Mar 2012
Posts: 2,902
Local Time: 12:40 AM
United Kingdom Male
By a write off cheap and repair it ok, but it will always be cheap, even when you come to sell it again in the future it has the history.
Reply With Quote
  #7 (permalink)  
Old Apr 18th, 2014, 04:03 AM
MINI2 Newbie
Offline
 
Join Date: Mar 2014
Location: Southampton
Posts: 17
Local Time: 12:40 AM
Male
Quote: Originally Posted by The Nun (original)
By a write off cheap and repair it ok, but it will always be cheap, even when you come to sell it again in the future it has the history.

That is true. However, I bought it cheap so that my 17 year old daughter could learn to drive in something nice, that didn't cost the earth. It's a nice car, that will last (hopefully) for quite some time for her.
Plus some people can't afford to buy brand new or nearly new Minis
Reply With Quote
  #8 (permalink)  
Old Apr 18th, 2014, 04:10 AM
MINI2 Newbie
Offline
 
Join Date: Mar 2014
Location: Southampton
Posts: 17
Local Time: 12:40 AM
Male
Before...
Attached Thumbnails
Click image for larger version

Name:	Screenshot_2014-03-18-17-48-17.jpg
Views:	35
Size:	44.1 KB
ID:	172570  
Reply With Quote
  #9 (permalink)  
Old Apr 18th, 2014, 04:13 AM
MINI2 Newbie
Offline
 
Join Date: Mar 2014
Location: Southampton
Posts: 17
Local Time: 12:40 AM
Male
Trial fitting the panels...
Attached Thumbnails
Click image for larger version

Name:	20140324_175853.jpg
Views:	28
Size:	41.8 KB
ID:	172578  
Reply With Quote
  #10 (permalink)  
Old Apr 18th, 2014, 04:18 AM
MINI2 Newbie
Offline
 
Join Date: Mar 2014
Location: Southampton
Posts: 17
Local Time: 12:40 AM
Male
and after... (obviously, I still have the badge to fit, but the car has to go back to the paintshop for the white to be "yellowed" slightly to match the rest of the paintwork)

I'm quite pleased with the way it looks
Attached Thumbnails
Click image for larger version

Name:	20140404_154523.jpg
Views:	34
Size:	43.0 KB
ID:	172594  
Reply With Quote
  #11 (permalink)  
Old Apr 22nd, 2014, 09:45 PM
MINI2 Newbie
Offline
 
Join Date: Apr 2014
Posts: 13
Local Time: 12:40 AM
United Kingdom
Looks like you have don a good job.

Interested to know if the price you paid + the price to fix it up comes anywhere need the price for an undamaged Mini One of the same year / condition???

I have seen damaged /repairables myself (also for my daughter ) but have always been afraid of hidden problems taht only come out when repairing leading to a Cat D that costs more than one with a clean record...
Reply With Quote
Sponsored Links
Advertisement
 
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Rate This Thread
Rate This Thread:

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On

» Recent Threads
URGENT - Crash in France
Today 09:47 AM
Last post by mab01uk
Today 11:06 PM
2 Replies, 166 Views
Chirping noise driving me mad!
Today 09:43 PM
Last post by chipcooper
Today 09:43 PM
0 Replies, 39 Views
Union Jack wing mirrors on Pepper White?
Today 08:52 PM
Last post by Irish Viking
Today 09:20 PM
2 Replies, 57 Views
Twitchy steering
Jul 1st, 2014 03:39 AM
by arp32
Last post by arp32
Today 09:14 PM
3 Replies, 626 Views
How much should i sell my mini for?!?!?
Yesterday 06:55 PM
Last post by k3fus
Today 09:02 PM
2 Replies, 207 Views
JCW Newbie Needs Advice!
Today 08:56 PM
Last post by RikPowell
Today 08:56 PM
0 Replies, 43 Views
Mini Cooper Clubman Power Loss
Jul 19th, 2014 04:14 PM
Last post by Stevetv175
Today 06:28 PM
3 Replies, 431 Views
Wind deflectors
Today 08:09 AM
by Jo42
Last post by redditchmini
Today 06:12 PM
3 Replies, 185 Views
Champ2 Feature Validation Project
Today 06:10 PM
by ATak623
Last post by ATak623
Today 06:10 PM
0 Replies, 73 Views
Champ2 Feature Validation Project
Today 06:07 PM
by ATak623
Last post by ATak623
Today 06:07 PM
0 Replies, 70 Views
automatic transmission fluid
Jul 28th, 2014 12:03 PM
Last post by cantfindthegenepool
Today 06:06 PM
2 Replies, 338 Views
Mini One D ABS light
Today 02:14 PM
by ///MAZI
Last post by The Nun
Today 03:13 PM
1 Replies, 100 Views
How long does an order take
Today 12:47 PM
Last post by The Nun
Today 02:45 PM
1 Replies, 134 Views
Mini Cooper N/A rally build
Apr 10th, 2012 02:08 PM
Last post by Rally370
Today 02:43 PM
92 Replies, 34,369 Views
How much do you pay in insurance?
Jul 24th, 2010 03:01 PM
Last post by SeanC
Today 02:04 PM
83 Replies, 28,999 Views
opening the boot - am i being special??
May 4th, 2014 12:20 AM
Last post by martapart
Today 12:14 PM
15 Replies, 1,333 Views
Mystery rattle on Roadster solved!
Today 11:38 AM
Last post by David T-H
Today 11:38 AM
0 Replies, 102 Views
Have fun with your friends and family on Christmas
Today 11:19 AM
Last post by Spainchristmas
Today 11:19 AM
0 Replies, 97 Views
2009 Radio Software Update
Jul 29th, 2014 03:30 PM
by Tom_P
Last post by kurleecobra
Today 10:50 AM
4 Replies, 324 Views
URGENT - Crash in France
Today 09:46 AM
Last post by MiniIssue
Today 09:46 AM
0 Replies, 134 Views
» Premium
» Auto Insurance
» Wheel & Tire Center

Powered by vBadvanced CMPS v3.2.1

All times are GMT. The time now is 11:40 PM.



Powered by vBulletin® Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.
SEO by vBSEO 3.3.2