JCW Cash Repair or Claim on Insurance?

[Sten]

Hi everyone,

Bad news i'm afraid. My MCS JCW is awaiting the estimator at the body shop. (Nobody injured and no other car involved btw) I would urgently like to know if it's worth paying out to repair it, rather than log my second fault claim in 3 years. (i'm 26 and have built up 2 yrs no-claims) I can't get any quotes on the Internet for premiums [after entering what my situation would be if I did claim again]. I would really appreciate it if anyone around my age driving a JCW or GP, with 2 fault claims in the last 3 years, would be willing to disclose their insurance premiums, so I can get an idea for how much this is likely to affect my insurance over the next few years? Any other advice gratefully received, as I am a complete mess at the mo.

[Prowse]

I'm just about to get my JCW. Sorry to hear about your accident, glad to hear that you're okay.

One of the lads in our office got a rough quote for the car I'll be receiving, he's had a couple of bumps and is in his mid-late 20's with an SP30 fine. He was looking at around £1,800/year.

You could try getting a quote from Adrian Flux. It will probably by a lot of cash, but probably less than the cost of repair to your MINI. Front-end repairs do tend to be expensive on MINI's due to the front panel frequently needing replacement.