MCS with a JCW Engine Upgrade
Just a quick question, i'm currently driving an 05 Cooper, looking at purchasing an R53 with the JCW engine upgrade. I at first, thought the car was simply a MCS with a sound upgrade, however upon calling the bloke i've realised it's the full engine upgrade.
I'm assuming this essentially means, i'm really just looking at a JCW?
The reason I ask is because i'm 99.9% sure it wouldn't even be worth calling my insurance company looking for a quote on a JCW, I imagine i'd be laughed off the phone. However, will the car being an S with the JCW upgrade make any difference to the price? Or will they simply say "you're not insuring a MCS, you're insuring a JCW"..? Any help greatly appreciated, cheers.