MINI2

KillerByte · Dec 18th, 2006, 05:19 PM

So, I was running an errand today in my MINI when something awful happened. I was on a three lane road in the centre of Nottingham in the middle lane, when I noticed parked cars blocking the path of the driver just ahead in the left hand lane. I slowed down to allow him into my lane, which he did without signalling. He then proceeded to brake harshly to pull in amongst these park cars (again without signalling). I had to slow down quite quickly because of this and a woman in a Golf GTI behind ended up going into the back of me. The damage to my car is a cracked rear bumper under the chrome piece (see attachment). This has also caused the reverse light to stop working. She suffered a few scratches to her front bumper and her front number plate came off.

We swapped details and I've informed my insurance company who are arranging for someone to come and look at the damage to my MINI before they take it in for repair. While I'll not lose any no-claims and I won't have to pay any excess I'm still annoyed because I'll end up losing my MINI over the Chrismas period. I'm away visiting family for 12 days from Saturday which I'll need a car for. My insurance company have said they will replace my car with a like-for-like replacement while mine is being repaired although whether they mean another MINI or a different 1.6 litre engine car I do not know.

Ok rant over!

Benmk · Dec 18th, 2006, 05:31 PM

sorry to hear but at least you have the details and it will be repaired at no cost to you.

Two days after owning my MCS somebody rear ended me and turned out to have no tax and no insurance.

The police then took two months to do anything and i had to present the proof that he was un taxed and un insured (so much for the police national computer).

When they finally decided to do something, he had fled the country and left false details for the car!!

I am in a position where i can not do anything.

At least you can claim from someone.

Vitesse · Dec 18th, 2006, 05:33 PM

If she has hit you from behind then surely you should be claiming off of her insurance, not yours. She either wasn't paying attention or was too close?

KillerByte · Dec 18th, 2006, 05:39 PM

Quote: Originally Posted by Vitesse (original)

If she has hit you from behind then surely you should be claiming off of her insurance, not yours. She either wasn't paying attention or was too close?

I am claiming off her insurance. My insurance company is doing that on my behalf. That's why there is no excess to pay and no no-claims loss.

She admitted fault straight away as soon as she got out of the car.

I'm just ranting because no-one likes to see their pride and joy get damaged.

IH1 · Dec 18th, 2006, 06:13 PM

Sorry to hear about your accident! Thankfully you have her details and your MINI will be on the mend very soon!

Dec 18th, 2006, 05:19 PM	#1
KillerByte Custom User Title? Join Date: May 2006 Location: Nottingham Local Time: 04:28 AM Posts: 9,586 Offline	MINI Rear-ended! So, I was running an errand today in my MINI when something awful happened. I was on a three lane road in the centre of Nottingham in the middle lane, when I noticed parked cars blocking the path of the driver just ahead in the left hand lane. I slowed down to allow him into my lane, which he did without signalling. He then proceeded to brake harshly to pull in amongst these park cars (again without signalling). I had to slow down quite quickly because of this and a woman in a Golf GTI behind ended up going into the back of me. The damage to my car is a cracked rear bumper under the chrome piece (see attachment). This has also caused the reverse light to stop working. She suffered a few scratches to her front bumper and her front number plate came off. We swapped details and I've informed my insurance company who are arranging for someone to come and look at the damage to my MINI before they take it in for repair. While I'll not lose any no-claims and I won't have to pay any excess I'm still annoyed because I'll end up losing my MINI over the Chrismas period. I'm away visiting family for 12 days from Saturday which I'll need a car for. My insurance company have said they will replace my car with a like-for-like replacement while mine is being repaired although whether they mean another MINI or a different 1.6 litre engine car I do not know. Ok rant over! Attached Thumbnails

Dec 18th, 2006, 05:31 PM	#2 (permalink)
Benmk MINI2 Regular My Classifieds Join Date: Jun 2006 Location: London Local Time: 04:28 AM Posts: 221 Offline	sorry to hear but at least you have the details and it will be repaired at no cost to you. Two days after owning my MCS somebody rear ended me and turned out to have no tax and no insurance. The police then took two months to do anything and i had to present the proof that he was un taxed and un insured (so much for the police national computer). When they finally decided to do something, he had fled the country and left false details for the car!! I am in a position where i can not do anything. At least you can claim from someone. Viper Stripes\| DPSM \| Recaros \| Miltek \| Aero \| GP Intercooler \| JCW R56 Brakes \| Alpina Dynamics

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Dec 18th, 2006, 05:33 PM	#3 (permalink)
Vitesse MINI2 Senior Join Date: Oct 2002 Location: Biggin Hill Local Time: 04:28 AM Posts: 613 Offline	If she has hit you from behind then surely you should be claiming off of her insurance, not yours. She either wasn't paying attention or was too close?

Dec 18th, 2006, 05:39 PM	#4 (permalink)
KillerByte Custom User Title? Join Date: May 2006 Location: Nottingham Local Time: 04:28 AM Posts: 9,586 Offline	Quote: Originally Posted by Vitesse (original) If she has hit you from behind then surely you should be claiming off of her insurance, not yours. She either wasn't paying attention or was too close? I am claiming off her insurance. My insurance company is doing that on my behalf. That's why there is no excess to pay and no no-claims loss. She admitted fault straight away as soon as she got out of the car. I'm just ranting because no-one likes to see their pride and joy get damaged.

Dec 18th, 2006, 06:13 PM	#5 (permalink)
IH1 I Love My MINI! Join Date: Mar 2006 Location: Hertfordshire Local Time: 04:28 AM Posts: 733 Offline	Sorry to hear about your accident! Thankfully you have her details and your MINI will be on the mend very soon!

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