[nickw]

Hi, sorry to post another topic on my dilema of buying a MCS 05. Just wandered what your valuation would be on the following :

MCS June 05
9668 Miles
Black
TLC
Chilli pack - 17" Alloys, Half leather
Chrome wing mirrors
Panoramic Sunroof
Vipers
Rear Privacy glass
CAT D - Stolen and recovered

Seller is looking for £10,000

Thanks

Nick

[sef]

Any damage to the car?

[nickw]

Quote: Originally Posted by sef (original)

Any damage to the car?

No damage now as it has been repaired, also CAT D is the lowest catergory minor damage. It was written off as a financial loss as I believe it was recovered after the date the insurrance company decided to pay out hence written off. It has had no mechnical damage only panel work and replaced front 2 x alloys. I am having it inspected by Autolign tomorrow, so was wandering if this valuation is fair or should I be challenging it.

Thanks
Nick

[JAMIE1131]

Do you know how the thieves drove it?????

[Fevs]

Quote: Originally Posted by JAMIE1131 (original)

Do you know how the thieves drove it?????

from the drivers seat i am guessing

[Martin F]

Quote: Originally Posted by nickw (original)

No damage now as it has been repaired, also CAT D is the lowest catergory minor damage. It was written off as a financial loss as I believe it was recovered after the date the insurrance company decided to pay out hence written off. It has had no mechnical damage only panel work and replaced front 2 x alloys.

I feel uneasy about this Cat D business. According to the ABI website http://www.abi.org.uk/Display/File/C...March2007).pdf

a stolen vehicle which is recovered with only minor damage is notified to MIAFTR but not categorised. So the implication of Cat D is that the damage was more serious but the cost of repair was less than the value of the vehicle.

In these circumstances I think I would look elsewhere.

[TonyFoy]

£10K sounds a steaI

BUT

I would ask myself:

1. Is the seller an insurance company or if it is a private individual why are they selling?
2. Is the service history available?
3. Does it tell me what parts have been replaced and what work has been done after recovery?
4. Does this include labour? How long did the car take to fix?
5. What effect does being Category D have on resale in the future?
6. What would I pay if not Category D?
6. Am I happy with answers above?

Get it inspected by the AA / Third Party

Still happy?

[nickw]

Quote: Originally Posted by TonyFoy (original)

£10K sounds a steaI

BUT

I would ask myself:

1. Is the seller an insurance company or if it is a private individual why are they selling?
2. Is the service history available?
3. Does it tell me what parts have been replaced and what work has been done after recovery?
4. Does this include labour? How long did the car take to fix?
5. What effect does being Category D have on resale in the future?
6. What would I pay if not Category D?
6. Am I happy with answers above?

Get it inspected by the AA / Third Party

Still happy?

Thanks for your replies, firstly I ony know some this cars history regarding the CATD, as the current owner bought it repaired.
The seller is a private individual, hes selling as he bought it for his girlfriend and now they have split up and he took the car back to sell on.
Its 2 years old with 9000 miles, the first service was carried out on Tuesday.
I am told there was no mechanical damage only panels, apparently the car was recovered with the panels missing as opposed to actual damage, along with the stereo and two front alloys.
I have no idea what effect CATD has on resale, hence my previous posts for advice.
If not CATD this car is worth £14000, however this would then be way out of my budget, as I have only £10k to spend.

As mentioned I am getting the mini inspected by autolign tomorrow, so they will tell me if the car is ok, as they are appointed by HPI LTD and are authorised to change the category from Conditon alert to conditon inspected.

What I am after is if £10k a good price for this car with this spec, as I have to hand over the cash tomorrow.

Thanks
Nick

[jamiec]

a cat d car - VOLKSWAGEN GOLF 3.2 V6 R32 4MOTION With grey top sports leather - Auto Trader UK

you never know what it's been like!

[nickw]

Quote: Originally Posted by jamiec (original)

a cat d car - VOLKSWAGEN GOLF 3.2 V6 R32 4MOTION With grey top sports leather - Auto Trader UK

you never know what it's been like!

Thanks JamieC, I get your point - cheers.

However I was told the car was stolen recovered with panels missing, not involved in an accident. Oh well its being inspected tomorrow so will find out the professionals verdict if to buy or not.

[:: Jon ::]

10k is well worth it...

[NicPlusOne]

Quote: Originally Posted by Fevs (original)

from the drivers seat i am guessing

for all you know they could have drove it with a chair on the roof like mr bean did in his classic

[Suj999]

Quote: Originally Posted by nickw (original)

No damage now as it has been repaired, also CAT D is the lowest catergory minor damage. ...
Nick

No the lowest is CAT X, where its only a small panel damage.. CAT D is more..

Im not saying they make a bad car, but insurance damaged cars are worth a lot less than if not damaged.

[Scrogg]

Quote: Originally Posted by Suj999 (original)

Im not saying they make a bad car, but insurance damaged cars are worth a lot less than if not damaged.

Which is why this car, which would normally sell for around £14k, is available for £10k.

As I said in your other thread Nick, if you are happy with the results of the independent inspection, go for it!

Don't worry about it being a Cat D. I mean, what is the difference between paying £14k for a similar car that hasn't been repaired and then getting £10k back in a few years to paying £10k now for this one and then getting £6k back after the same time?

[nickw]

Quote: Originally Posted by Scrogg (original)

Which is why this car, which would normally sell for around £14k, is available for £10k.

As I said in your other thread Nick, if you are happy with the results of the independent inspection, go for it!

Don't worry about it being a Cat D. I mean, what is the difference between paying £14k for a similar car that hasn't been repaired and then getting £10k back in a few years to paying £10k now for this one and then getting £6k back after the same time?

Thanks Scrogg, a good way of looking at it. Fingers cross on the inspection tomorrow.

Cheers
Nick

[JAMIE1131]

Quote: Originally Posted by JAMIE1131 (original)

Do you know how the thieves drove it?????

As everyones taking the p*** I'll explain what I meant!

When I buy a car I like to get some idea of who was using it before me and get a picture of how it was being driven. I wouldn't buy car from a young boy racer, but would be more likely to buy from a 30 something professional. If the car has been stolen and recovered its probably spent an evening (or more) being driven like a rally car. It doesn't take too many abusive starts to ruin a clutch or and a single kerb-strike could bugger up the suspension, something your only going to find out when your buying new tyres every six months!

[Scrogg]

Quote: Originally Posted by Suj999 (original)

No the lowest is CAT X, where its only a small panel damage.. CAT D is more..

Who told you that rubbish?

Any damage less serious than a Category D write-off is just a repair, and isn't registered anywhere!

[Martin F]

Quote: Originally Posted by Scrogg (original)

Who told you that rubbish?

Any damage less serious than a Category D write-off is just a repair, and isn't registered anywhere!

I agree there is no CatX; but minor damage aring from theft of a vehicle which is recovered is notified to MIAFTR but not categorised. See my post 6 above.

[:: Jon ::]

Quote: Originally Posted by JAMIE1131 (original)

As everyones taking the p*** I'll explain what I meant!

When I buy a car I like to get some idea of who was using it before me and get a picture of how it was being driven. I wouldn't buy car from a young boy racer, but would be more likely to buy from a 30 something professional. If the car has been stolen and recovered its probably spent an evening (or more) being driven like a rally car. It doesn't take too many abusive starts to ruin a clutch or and a single kerb-strike could bugger up the suspension, something your only going to find out when your buying new tyres every six months!

saying that is all well and good but even when you buy from a dealership you would never know how it was driven before by the previous owner.. for all you know it could have been thrashed around the streets..

no one knows how a 2nd car has been treated unless they have 1st hand experience of the person buying from

[nickw]

Quote: Originally Posted by Scrogg (original)

Which is why this car, which would normally sell for around £14k, is available for £10k.

As I said in your other thread Nick, if you are happy with the results of the independent inspection, go for it!

Don't worry about it being a Cat D. I mean, what is the difference between paying £14k for a similar car that hasn't been repaired and then getting £10k back in a few years to paying £10k now for this one and then getting £6k back after the same time?

Thanks everyone for their comments and advice. Unfortunately the Mini failed the inspection by Autolign today. I feel the current owner hadnt told me the whole truth, the car had been apart from stolen and recovered but in an accident as well all down the passenger side had been replaced. The inspector failed it due to poor repair, basically it had been bodged for optium profit on resale. The sill had been spot welded on and where there was no weld you could put your finger between the gap, also the weld had started to corrode, there was filler all around the rear quarter underneath and various other bodged repairs. Basically the car has to be stripped back to bare metal and start all over again if it is to gain a pass, not worth no more than £6500, due to nearly £4k of repair work needed. As I dont want the hastle of getting it repaired and then still knowing it is CAT D, I am walking away. So I am now looking for another black MCS low mileage, Chilli pack for £10k, any body knows of any honest person selling one please contact me.


Thanks

Nick