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Is mini finance any good, I am thing about buying a cooper S my present car is on finance on a personal loan, my wife thinks I would be better going through the mini dealer, with a personal loan you own the car but I suppose if you missed a few payments they would go for the house. If it was secured on the car it would disappear .
What are your thoughts please ?
If it was secured on the car, and the car was not worth what you owed then they would still come after you. Look at the loan APR, choose the lowest. Also, be aware of arrangement fees and final payment fees.
I took out Finance from Mini, but that was because it was the best deal for me at the time, this might not be the case for you. Everyone is different.
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