Mini Select PCP finance HELP!!! - MINI Cooper Forum
Go Back   MINI Cooper Forum > All Models & Variants > General Discussion


General Discussion Use this forum to discuss MINI topics which are not related to other forums. Posts may be moved from here to alternative forums by the moderators without notice

Mini2.com is the premier Mini Cooper Forum on the internet. Registered Users do not see the above ads.
Reply
Similar Threads
Thread Thread Starter Forum Replies Last Post
Mini HQ - Terrible ethics for the customer. jobforacowgirl Dealership Feedback 11 May 22nd, 2014 05:36 AM
Brooklands Mini Day Sunday, March 24, 2013 mab01uk Mini Events 11 Apr 5th, 2013 06:11 PM
Mini Countryman Select Finance MinatureMin Finance & Insurance 4 Oct 4th, 2012 09:46 PM
Mini Australia service chilld Dealership Feedback 4 Sep 4th, 2012 05:29 AM

 
LinkBack Thread Tools Rate Thread
  #1 (permalink)  
Old Feb 23rd, 2014, 08:21 PM
MINI2 Newbie
Offline
 
Join Date: Feb 2012
Posts: 28
Local Time: 07:00 AM
United Kingdom
Mini Select PCP finance HELP!!!

Hi,

I've recently agreed to the Mini Select finance Agreement and put down a 40% deposit.

Having returned home I've run through the calculations and I'd end up paying 5k more than the cars value.

They have not yet provided me with the finance documents but I wondered if I could change to HP finance? Is there a cooling off period?

I decided on the agreement yesterday.

Thanks
Reply With Quote
Sponsored Links
Advertisement
 
  #2 (permalink)  
Old Feb 24th, 2014, 06:52 AM
MINI2 Senior
Offline
 
Join Date: Apr 2012
Location: Suffolk - UK
Posts: 450
Local Time: 07:00 AM
United Kingdom Male
Yes I believe there should be a cooling off period but I would contact the dealer first thing.

Renault dealer tried to get my 20 year old daughter to sign up for one of these on a new Twingo 4 years ago, she had enough deposit for half the car and just wanted to finance the rest over 3 years, he was very pushy so I guess they make plenty of money on the finance deal.

That was all he wanted to talk to her about - just put 1000 down, keep the other 3k in your account that sort of thing until I went in with her looked at the details and took a bank loan out for her in my name for the balance. 4 years later she has now owned the car fully for a year, had she gone down the dealers route she would she be having to find 4k and I would imagine that 3k he said keep in your bank would have been well gone.

See if you can get a bank loan, they are much cheaper than dealer finance unless you can truly get a 0% deal.
Reply With Quote
Sponsored Links
Advertisement
 
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Rate This Thread
Rate This Thread:

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On

Similar Threads
Thread Thread Starter Forum Replies Last Post
Mini HQ - Terrible ethics for the customer. jobforacowgirl Dealership Feedback 11 May 22nd, 2014 05:36 AM
Brooklands Mini Day Sunday, March 24, 2013 mab01uk Mini Events 11 Apr 5th, 2013 06:11 PM
Mini Countryman Select Finance MinatureMin Finance & Insurance 4 Oct 4th, 2012 09:46 PM
Mini Australia service chilld Dealership Feedback 4 Sep 4th, 2012 05:29 AM

» Recent Threads
Window faulty? Help
Today 03:07 AM
Last post by m3ntal_l2
Today 03:07 AM
0 Replies, 48 Views
Window weird noise
Today 03:07 AM
Last post by m3ntal_l2
Today 03:07 AM
0 Replies, 47 Views
Exhaust on R53 '05 'S'
Sep 19th, 2014 07:28 PM
Last post by ExclusiveWorkshops
Yesterday 10:19 PM
6 Replies, 562 Views
MINI Breakers.....
Yesterday 10:15 PM
by mab01uk
Last post by mab01uk
Yesterday 10:15 PM
0 Replies, 102 Views
Serpentine belt tensioner
Sep 19th, 2014 01:36 PM
Last post by ExclusiveWorkshops
Yesterday 10:06 PM
1 Replies, 278 Views
Timing Chain Tensioner
Sep 27th, 2014 03:15 PM
by TonyR53
Last post by ExclusiveWorkshops
Yesterday 10:01 PM
3 Replies, 481 Views
Bought 2003 after 5 yrs of sitting; help!
Yesterday 06:59 PM
Last post by megatars
Yesterday 09:55 PM
2 Replies, 145 Views
2015 Countryman
Aug 31st, 2014 12:59 PM
by Sophia7
Last post by Jenna704
Yesterday 08:21 PM
2 Replies, 590 Views
headlight problem 😕
Aug 7th, 2014 11:30 AM
by gadger
Last post by sharpster74
Yesterday 07:53 PM
1 Replies, 388 Views
tempremental xenon headlights
Aug 29th, 2014 08:38 PM
Last post by sharpster74
Yesterday 07:45 PM
2 Replies, 552 Views
Which rear wiper
Sep 25th, 2014 07:14 PM
by moblies
Last post by Wheelnut3104
Yesterday 06:55 PM
1 Replies, 350 Views
2011 mini clubman temperture sensor
Yesterday 06:33 PM
by S17cky
Last post by S17cky
Yesterday 06:33 PM
0 Replies, 98 Views
Resonant noise - Mini One D 2006
Yesterday 02:04 PM
Last post by vlado.rekso
Yesterday 02:04 PM
0 Replies, 171 Views
2006 1.4 Mini One D Idle Knocking Noise Just purchased.
Mar 4th, 2013 08:20 PM
Last post by vlado.rekso
Yesterday 01:46 PM
1 Replies, 1,840 Views
how do i reset the airbag light?
Sep 1st, 2006 08:43 PM
Last post by jamesslittle
Yesterday 01:43 PM
7 Replies, 40,635 Views
Bristol Chat
Mar 6th, 2006 03:49 PM
Last post by jamesslittle
Yesterday 01:40 PM
15 Replies, 407 Views
Mini one speakers
Sep 22nd, 2014 11:50 AM
by Giddzz
Last post by Widgey
Yesterday 01:35 PM
1 Replies, 236 Views
de-cat my miltek or remove resonator?
Aug 18th, 2014 08:52 PM
Last post by marque
Yesterday 01:14 PM
3 Replies, 572 Views
Recommended Spark plugs?
Yesterday 05:54 AM
Last post by marque
Yesterday 01:11 PM
1 Replies, 167 Views
Need advice on what a mechanic "said "
Sep 24th, 2014 05:55 AM
Last post by marque
Yesterday 01:07 PM
5 Replies, 2,056 Views
» Premium
» Auto Insurance
Wheel & Tire Center

Powered by vBadvanced CMPS v3.2.1

All times are GMT. The time now is 06:00 AM.



Powered by vBulletin® Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.
SEO by vBSEO 3.3.2