Mini Select PCP finance HELP!!! - MINI Cooper Forum
Go Back   MINI Cooper Forum > All Models & Variants > General Discussion


General Discussion Use this forum to discuss MINI topics which are not related to other forums. Posts may be moved from here to alternative forums by the moderators without notice

Mini2.com is the premier Mini Cooper Forum on the internet. Registered Users do not see the above ads.
Reply
Similar Threads
Thread Thread Starter Forum Replies Last Post
Mini HQ - Terrible ethics for the customer. jobforacowgirl Dealership Feedback 11 May 22nd, 2014 05:36 AM
Brooklands Mini Day Sunday, March 24, 2013 mab01uk Mini Events 11 Apr 5th, 2013 06:11 PM
Mini Countryman Select Finance MinatureMin Finance & Insurance 4 Oct 4th, 2012 09:46 PM
Mini Australia service chilld Dealership Feedback 4 Sep 4th, 2012 05:29 AM

 
LinkBack Thread Tools Rate Thread
  #1 (permalink)  
Old Feb 23rd, 2014, 08:21 PM
MINI2 Newbie
Offline
 
Join Date: Feb 2012
Posts: 28
Local Time: 06:53 PM
United Kingdom
Mini Select PCP finance HELP!!!

Hi,

I've recently agreed to the Mini Select finance Agreement and put down a 40% deposit.

Having returned home I've run through the calculations and I'd end up paying 5k more than the cars value.

They have not yet provided me with the finance documents but I wondered if I could change to HP finance? Is there a cooling off period?

I decided on the agreement yesterday.

Thanks
Reply With Quote
Sponsored Links
Advertisement
 
  #2 (permalink)  
Old Feb 24th, 2014, 06:52 AM
MINI2 Senior
Offline
 
Join Date: Apr 2012
Location: Suffolk - UK
Posts: 448
Local Time: 06:53 PM
United Kingdom Male
Yes I believe there should be a cooling off period but I would contact the dealer first thing.

Renault dealer tried to get my 20 year old daughter to sign up for one of these on a new Twingo 4 years ago, she had enough deposit for half the car and just wanted to finance the rest over 3 years, he was very pushy so I guess they make plenty of money on the finance deal.

That was all he wanted to talk to her about - just put 1000 down, keep the other 3k in your account that sort of thing until I went in with her looked at the details and took a bank loan out for her in my name for the balance. 4 years later she has now owned the car fully for a year, had she gone down the dealers route she would she be having to find 4k and I would imagine that 3k he said keep in your bank would have been well gone.

See if you can get a bank loan, they are much cheaper than dealer finance unless you can truly get a 0% deal.
Reply With Quote
Sponsored Links
Advertisement
 
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Rate This Thread
Rate This Thread:

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On

Similar Threads
Thread Thread Starter Forum Replies Last Post
Mini HQ - Terrible ethics for the customer. jobforacowgirl Dealership Feedback 11 May 22nd, 2014 05:36 AM
Brooklands Mini Day Sunday, March 24, 2013 mab01uk Mini Events 11 Apr 5th, 2013 06:11 PM
Mini Countryman Select Finance MinatureMin Finance & Insurance 4 Oct 4th, 2012 09:46 PM
Mini Australia service chilld Dealership Feedback 4 Sep 4th, 2012 05:29 AM

» Hot Topics This Week
Mini Cooper N/A rally build - (95 replies)
Naming your MINI? - (79 replies)
Ok so who has ordered an F56 MCS? - (46 replies)
New Online Magazine for Track Day Enthusiasts - (24 replies)
Standard radio plays MP3? - (21 replies)
» Recent Threads
Dropping rpm at idling(battery light)
Today 05:47 PM
by Ketber
Last post by Ketber
Today 05:47 PM
0 Replies, 1 Views
Horn Relay Location
Today 05:02 PM
Last post by Rick Med
Today 05:02 PM
0 Replies, 1 Views
Mini Specialist Glos/Worcs
Today 04:02 PM
by GR03
Last post by GR03
Today 04:02 PM
0 Replies, 20 Views
Electrical issues with a first gen cooper s
Jul 18th, 2014 04:55 PM
by BIG08
Last post by jeshopping88
Today 02:06 PM
6 Replies, 980 Views
Hi PLease Help Wipers stay On + Abs light flicker
Today 01:44 PM
Last post by jeshopping88
Today 01:44 PM
0 Replies, 68 Views
Serpentine belt tensioner
Today 01:36 PM
Last post by Luton1971
Today 01:36 PM
0 Replies, 64 Views
Timing Chain
Today 12:36 PM
Last post by martinctb
Today 12:36 PM
0 Replies, 75 Views
Runflats?!
Aug 9th, 2014 09:29 AM
Last post by Angib
Today 12:28 PM
16 Replies, 1,989 Views
Mini Cooper rear brake pad help/advice
Today 10:23 AM
Last post by souster4
Today 10:23 AM
0 Replies, 87 Views
Bulbs behind heater controls
Yesterday 09:43 AM
Last post by ScreamMini
Today 08:30 AM
3 Replies, 260 Views
Mini Cooper N/A rally build
Apr 10th, 2012 02:08 PM
Last post by mab01uk
Today 07:51 AM
95 Replies, 36,186 Views
2007 Mini Cooper R56 MAF Sensor issue
Today 06:27 AM
Last post by adyp1972
Today 06:27 AM
0 Replies, 125 Views
Convertible S 2009 Roof Broken
Yesterday 09:57 PM
Last post by k3fus
Today 05:45 AM
1 Replies, 176 Views
Plastic Clips on sides of convertible roof broken
Sep 1st, 2012 06:03 PM
by erplore
Last post by danalouise
Today 02:21 AM
3 Replies, 2,381 Views
Britax Duo Plus in R56 Cooper S Hatchback
Dec 15th, 2013 06:34 PM
by ican
Last post by RachelEStewart
Today 12:48 AM
4 Replies, 1,395 Views
Affordable Track Days on Thompson's New Road Course (CT)
Jun 14th, 2014 02:59 PM
Last post by RachelEStewart
Today 12:45 AM
2 Replies, 552 Views
Anyone still got a membership card?
Yesterday 10:49 PM
Last post by zoooooom
Yesterday 10:49 PM
0 Replies, 147 Views
de-cat my miltek or remove resonator?
Aug 18th, 2014 08:52 PM
Last post by ExclusiveWorkshops
Yesterday 10:13 PM
1 Replies, 412 Views
JCW 17" vs 18" for the track
Sep 1st, 2014 02:19 PM
Last post by ExclusiveWorkshops
Yesterday 10:02 PM
1 Replies, 358 Views
Mini Cooper S - Flat runs to normal?
Jun 20th, 2014 12:45 PM
by emmajsx
Last post by ExclusiveWorkshops
Yesterday 09:55 PM
9 Replies, 1,408 Views
» Premium
» Auto Insurance
Wheel & Tire Center

Powered by vBadvanced CMPS v3.2.1

All times are GMT. The time now is 05:53 PM.



Powered by vBulletin® Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.
SEO by vBSEO 3.3.2