I was in this dilemma.....ended up going for an "S" at long term it will hold its value better....plus you get to drive a faster car!
However....once I'd convinced er inside...I thought mmmmm A/C would be nice....then I started looking at the option list....oh dear!!!
Ended up setting a self imposed limit of £15.5K as I want a basic...ish car but with some creature comforts.
Wasnt bothered about S-spokes, part leather or Xenons etc so didn't go CHILLI!
IMO I think speccing the car is half the pleasure...so why not enjoy it!