MINI2

d1bble · Jul 10th, 2003, 12:04 AM

Have ordered an MCS and cant wait to take the keys on Sept 1st, but im wondering when i have to actually pay the balance for the car.

They have my deposit.

Has anyone paid by cheque or cash ? (bankers)

Or can you electronically exchange funds at the dealers?

Tone · Jul 10th, 2003, 09:33 AM

If it's any help, the dealer wanted a cheque for the balance at least five days before collection of car, to clear cheque. (That's not to say that there are not other ways of doing it)

Bonjour · Jul 10th, 2003, 10:29 AM

I paid the balance with a bankers draft on the day. If you're paying by cheque, the cheque will need to clear before they let you have the car.

Martin L · Jul 10th, 2003, 10:32 AM

It depends on your dealer.
Most will be happy to release the car on delivery date if you show up with a bankers draft

They're also happy for a direct bank transfer but need to see the money in their bank before they release the car.
If you are lucky they will accept a switch card or even a credit card

Unlike my previous dealer my new dealer will accept payment for the whole car on credit card. Reward points aplenty

brett · Jul 10th, 2003, 10:40 AM

How did you do that? you must be able to get a free trip around the world. plus how did you approuch the bank for the small

credit limit increase?

KenL · Jul 10th, 2003, 10:42 AM

I paid the balance by switch card on the day.

Martin L · Jul 10th, 2003, 10:47 AM

Quote:

Originally posted by brett
How did you do that? you must be able to get a free trip around the world. plus how did you approuch the bank for the small credit limit increase?

Not quite a trip around the world

Only a trip to US and back for two

As I've already got a huge limit on the card which still isn't enough

the card company have said I can just overpay the extra credit I need before I pay for the car and everything will be OK

Only problem though now is that my insurance company are going to pay the dealer directly instead of me first so I won't now be able to cane my credit card. No free trip to the US anymore

bobnobski · Jul 10th, 2003, 10:51 AM

same as KenL - they just swiped my switch card & away I went!

northandy · Jul 10th, 2003, 12:20 PM

Switch for me too, although less hassle if you let your bank know first.

NuVoix · Jul 10th, 2003, 12:25 PM

I've got to pay my balance next wenesday. I will pay by Visa, My dealers advised me to contact my bank beforehand and inform them that a large transaction will take place around a perticular time. Should be trouble free providing I have sufficient funds.

hurrens · Jul 10th, 2003, 12:26 PM

I paid on my Debit Card on the day. Walked in, checked the car for match to specification, damage etc. handed over card, signed chit, drove car away from dealer's forcourt. Didn't stop driving for 70 miles. Home only 7 miles from dealer.

Richard Crofts · Jul 10th, 2003, 12:44 PM

I am not paying a penny more than my £1000 I put down as deposit until collection day...noway am I giving over all my money until I have checked it over, seen all the addons are fitted and tested it!...I've learned from previous mistakes with cars and other stuff to.

I'll be tranfering all the cash into my bank account a little before collection and then just handing over my visa card for the rest to be sorted when i'm happy...if its not upto scratch I'll hold 10% until its fixed...but I will expect it sorted pronto or be allowed take the car with the promise of fixing in near future...but I wont pay the 10% until it is!

KenL · Jul 10th, 2003, 12:57 PM

Do you think they'll let you take the car without paying for it in full?

I only paid £500 deposit too.

dietcokeplease · Jul 10th, 2003, 05:13 PM

I paid by bank draft on the day. Most dealers accept, Switch, Visa Debit, CHAPS transfer or simple net transfers.

My sisters dealer forgot to debit her Switch card for about 6 months after she picked up the car.........

rabbit · Jul 10th, 2003, 05:22 PM

Use switch. It is so much easier

dinger · Jul 10th, 2003, 05:23 PM

Quote:

Originally posted by dietcokeplease
.

My sisters dealer forgot to debit her Switch card for about 6 months after she picked up the car.........

Would you Derek and Woodmans believe it.

Jul 10th, 2003, 12:04 AM	#1
d1bble MINI2 Newbie Join Date: Mar 2003 Location: Leicestershire Local Time: 12:24 AM Posts: 27 Offline	When to Pay? Have ordered an MCS and cant wait to take the keys on Sept 1st, but im wondering when i have to actually pay the balance for the car. They have my deposit. Has anyone paid by cheque or cash ? (bankers) Or can you electronically exchange funds at the dealers?

Jul 10th, 2003, 09:33 AM	#2 (permalink)
Tone MINI2 Master Join Date: Dec 2002 Location: Dorset, U.K. Local Time: 01:24 AM Posts: 5,780 Offline	If it's any help, the dealer wanted a cheque for the balance at least five days before collection of car, to clear cheque. (That's not to say that there are not other ways of doing it) "I get by with a little help from my friends"

Jul 10th, 2003, 10:32 AM	#4 (permalink)
Martin L MINI defector Join Date: Mar 2002 Location: Harefield Local Time: 12:24 AM Posts: 13,666 Offline	It depends on your dealer. Most will be happy to release the car on delivery date if you show up with a bankers draft They're also happy for a direct bank transfer but need to see the money in their bank before they release the car. If you are lucky they will accept a switch card or even a credit card Unlike my previous dealer my new dealer will accept payment for the whole car on credit card. Reward points aplenty MINI, RX8 and MX5 - Done those............. It's now TTime Unofficial MINI2.com bean counter

Jul 10th, 2003, 10:42 AM	#6 (permalink)
KenL MINI2 Master Join Date: May 2002 Location: Edinburgh Local Time: 12:24 AM Posts: 5,102 Offline	I paid the balance by switch card on the day. Red/Black R56 Cooper

Jul 10th, 2003, 10:47 AM	#7 (permalink)
Martin L MINI defector Join Date: Mar 2002 Location: Harefield Local Time: 12:24 AM Posts: 13,666 Offline	Quote: Originally posted by brett How did you do that? you must be able to get a free trip around the world. plus how did you approuch the bank for the small credit limit increase? Not quite a trip around the world Only a trip to US and back for two As I've already got a huge limit on the card which still isn't enough the card company have said I can just overpay the extra credit I need before I pay for the car and everything will be OK Only problem though now is that my insurance company are going to pay the dealer directly instead of me first so I won't now be able to cane my credit card. No free trip to the US anymore MINI, RX8 and MX5 - Done those............. It's now TTime Unofficial MINI2.com bean counter

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Jul 10th, 2003, 10:29 AM	#3 (permalink)
Bonjour der Hummermeister Join Date: Feb 2003 Location: Stuck in a box Local Time: 01:24 AM Posts: 1,519 Offline	I paid the balance with a bankers draft on the day. If you're paying by cheque, the cheque will need to clear before they let you have the car.

Jul 10th, 2003, 10:40 AM	#5 (permalink)
brett 1st MINI Owner in QLD !!! Join Date: Jun 2002 Location: St George Local Time: 10:24 AM Posts: 2,390 Offline	How did you do that? you must be able to get a free trip around the world. plus how did you approuch the bank for the small credit limit increase?

Jul 10th, 2003, 10:51 AM	#8 (permalink)
bobnobski MINI2 Irritant My Classifieds Join Date: Jan 2003 Location: Worcestershire Local Time: 01:24 AM Posts: 939 Offline	switch same as KenL - they just swiped my switch card & away I went!

Jul 10th, 2003, 12:20 PM	#9 (permalink)
northandy AWOL My Classifieds Join Date: Jan 2003 Local Time: 12:24 AM Posts: 14,328 Offline	Switch for me too, although less hassle if you let your bank know first.

Jul 10th, 2003, 12:25 PM	#10 (permalink)
NuVoix "I really HATE Sytner" Join Date: May 2003 Location: Derby, UK Local Time: 01:24 AM Posts: 146 Offline	I've got to pay my balance next wenesday. I will pay by Visa, My dealers advised me to contact my bank beforehand and inform them that a large transaction will take place around a perticular time. Should be trouble free providing I have sufficient funds. Visit www.miniraiders.co.uk

Jul 10th, 2003, 12:26 PM	#11 (permalink)
hurrens MINI2 Regular Join Date: Feb 2003 Location: Truro Cornwall Local Time: 12:24 AM Posts: 337 Offline	I paid on my Debit Card on the day. Walked in, checked the car for match to specification, damage etc. handed over card, signed chit, drove car away from dealer's forcourt. Didn't stop driving for 70 miles. Home only 7 miles from dealer. Black Jack

Jul 10th, 2003, 12:44 PM	#12 (permalink)
Richard Crofts THE STICK Join Date: Feb 2003 Location: Worcestershire WR15 Local Time: 12:24 AM Posts: 3,261 Offline	I am not paying a penny more than my £1000 I put down as deposit until collection day...noway am I giving over all my money until I have checked it over, seen all the addons are fitted and tested it!...I've learned from previous mistakes with cars and other stuff to. I'll be tranfering all the cash into my bank account a little before collection and then just handing over my visa card for the rest to be sorted when i'm happy...if its not upto scratch I'll hold 10% until its fixed...but I will expect it sorted pronto or be allowed take the car with the promise of fixing in near future...but I wont pay the 10% until it is!

Jul 10th, 2003, 12:57 PM	#13 (permalink)
KenL MINI2 Master Join Date: May 2002 Location: Edinburgh Local Time: 12:24 AM Posts: 5,102 Offline	Do you think they'll let you take the car without paying for it in full? I only paid £500 deposit too. Red/Black R56 Cooper

Jul 10th, 2003, 05:13 PM	#14 (permalink)
dietcokeplease Official MINI2 Fluffer Join Date: Jul 2001 Location: Spearmint Rhino Local Time: 12:24 AM Posts: 5,261 Offline	I paid by bank draft on the day. Most dealers accept, Switch, Visa Debit, CHAPS transfer or simple net transfers. My sisters dealer forgot to debit her Switch card for about 6 months after she picked up the car......... There is just one moon and one golden sun; And a smile mean friendship to ev'ryone; Through the mountains divide, and the oceans are wide; It's a small world after all.

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Jul 10th, 2003, 05:22 PM	#15 (permalink)
rabbit MINI2 Regular Join Date: Jul 2002 Location: Woking Local Time: 01:24 AM Posts: 126 Offline	Use switch. It is so much easier

Jul 10th, 2003, 05:23 PM	#16 (permalink)
dinger TT or not TT Join Date: Jul 2001 Location: Tunbridge Wells,Kent Local Time: 12:24 AM Posts: 3,075 Offline	Quote: Originally posted by dietcokeplease . My sisters dealer forgot to debit her Switch card for about 6 months after she picked up the car......... Would you Derek and Woodmans believe it.

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