MINI2

randap · Sep 29th, 2003, 03:21 PM

Well, following the elephant.co.uk fiasco, I've been ringing around for quotes.

Tesco: £1355

BMW: £1345

.......
AXA: £609

Policy: 12 months (so it's actually cheaper than elephant!!), me (29) + my other half (26), 1 claim, no NCD, £15000 MC etc......

Standard Parts Clause: Anything from the factory / dealer fit is covered, 1st 12 mths is new for old.

Get this, if I have a performance induction kit fitted before I take delivery, it won't be classed as a modification and will be covered too!! How good is that?? May work for other things, but check b4 you buy. I was told that they are fairly tight on modifications, so you need to get everything done b4 delivery to be OK.

Whilst the proof is in the pudding (insurance companies are only as good as their claim process), I'm a fairly happy camper.

Just wanted to pass on my considerable joy!!!

Moral: leave elephant, join AXA (0800 013 9292).

P.S. I have taken great pleasure in cancelling my elephant policy.

P.P.S. The website was only £1 different from the phone quote, so give it a go....(www.axamotor.co.uk)

Kinster · Sep 29th, 2003, 03:56 PM

Yup, I've been with AXA for a while...I used their Website and it was only £517 for my MCS compared to elephants £1000

I had to question them by telephone if I were covered for factory-fitted items and they said yes, as all they needed was proof, like a receipt

There was a £40 difference between Website and telephone

Martin L · Sep 29th, 2003, 04:11 PM

Well done randap

Unfortunately finding a decent insurance company and quote involves a lot of leg work, but it's worth it in the end

Kinster · Sep 29th, 2003, 04:15 PM

Quote: Originally Posted by Martin L

Well done randap

Unfortunately finding a decent insurance company and quote involves a lot of leg work, but it's worth it in the end

I just typed in www.axamotor.co.uk

no hard work in that

I also mentioned them in the elephant thread...

randap · Sep 29th, 2003, 04:16 PM

Quote: Originally Posted by Martin L

Well done randap

Unfortunately finding a decent insurance company and quote involves a lot of leg work, but it's worth it in the end

It sure does. But now I have piece-of-mind - the "3 alloys and one steel" scenario which is very real with elephant was a bit of a concern.

Now I'm happy, and I can look forward to the new car without worry.

ashley adam · Sep 29th, 2003, 07:47 PM

I am with axa - Top class and excellent cover as well

laver · Sep 29th, 2003, 09:02 PM

After realizing a couple of weeks ago the actual level of insurance my current Elephant insurance gave me I have been rather worried.

On spotting your thread I immediately went to axa's site and attempted to get a quote, unfortunately they were unable to quote me online, so I went ahead and phoned their number to see if they would quote me over the phone... Its then that I find that as I am 23 they will not insure me on my MCS, I?m just too young, it seems that 25 is the cut-off for the MCS

So for the past few hours I?ve been looking around for other quotes that cover every single piece of my car, having spent £19300 I want to make sure that I get as much as possible back if I was unfortunate enough to have an accident.

The way I see it now is the difference in money that I pay between an elephant policy and a policy that gives me full cover over 4 years still doesn?t make up even half of the price that my extras are worth. Now that is a risk I really don?t want to be taking with my pride and joy.

Mini is looking like its giving me the best value at the moment and that?s £1500

The Tesco online system doesn?t like me as I seem to have got it muddled by asking for allot of quotes on different cars ( before I completely fell in love with a MCS and just had to have it no matter what the cost).

Everyone else I try is pointing in the £1800 direction

Anyone with any other insurance company ideas?

Mark_Mini · Sep 29th, 2003, 09:17 PM

Have you tried Egg

Not sure if it's like Elephant Tho

Got quoted around 1030 for a MCS and only 22 with 2 yrs NCB

PhilUK · Sep 30th, 2003, 11:50 AM

Just a warning:

Some (not all) Axa policies, won't give you a brand new car if you write off your Mini in the first year of insurance. Check the T&C's carefully. Not a big problem if you can live with it.

Phil

johnlondonw3 · Sep 30th, 2003, 11:56 AM

Quote: Originally Posted by PhilUK

Just a warning:

Some (not all) Axa policies, won't give you a brand new car if you write off your Mini in the first year of insurance. Check the T&C's carefully. Not a big problem if you can live with it.

Phil

Thats why everyone is trying to flog "gap" insurance.Aanyone had any experience of it ?

Jusy had a quote from What Car for MCS of £316,fully comp,use at work etc £250 excess........Ive got 7 yrs NCD and am very old ! Still worth a try

What Car tel no 01422 388455

randap · Sep 30th, 2003, 12:25 PM

Quote: Originally Posted by PhilUK

Just a warning:

Some (not all) Axa policies, won't give you a brand new car if you write off your Mini in the first year of insurance. Check the T&C's carefully. Not a big problem if you can live with it.

Phil

I'm OK. First 12mths is new-for-old. I also have shortfall insurance to cover a further 3 years - I was more worried about minor bumps rather than right offs, as the shortfall only covers claims for total loss.

caminicks · Oct 2nd, 2003, 01:33 PM

top tip re; the axa. they gave me a v. good price aswell - cheaper than anywhere else - i wouldn't have tried them if it hadn't been for mini2.com and your thread - thanks!

Kinster · Oct 2nd, 2003, 01:34 PM

Quote: Originally Posted by caminicks

top tip re; the axa. they gave me a v. good price aswell - cheaper than anywhere else - i wouldn't have tried them if it hadn't been for mini2.com and your thread - thanks!

No problem mate

B4d4Bing · Oct 2nd, 2003, 01:51 PM

just organised my insurance for my cooper s that i pick up on tuesday...£720

i'm 23 Doctor, 4 NCB, 3 Points for speeding not bad...plus all the extras covered and new for old in 12 months.

plus get this hartge kit wouldn't budge my premium!!

sweet

Who??

Adrian Flux....specialists in ferrari and kit cars and mods

northandy · Oct 2nd, 2003, 02:34 PM

WARNING !!!!!

When I tried the Axa site with my Reg No it shows it as a Cooper Auto, not an S !!!!.... cost virtually the same as Directline who i'm with already with....

Kinster · Oct 2nd, 2003, 02:41 PM

Quote: Originally Posted by northandy

WARNING !!!!!

When I tried the Axa site with my Reg No it shows it as a Cooper Auto, not an S !!!!.... cost virtually the same as Directline who i'm with already with....

Shame! AXA has done well for the rest of us

northandy · Oct 2nd, 2003, 02:50 PM

If I left it as a cooper auto it was £240 cheaper at £460.... wonder why mine shows as a cooper auto ???....

Kinster · Oct 2nd, 2003, 02:58 PM

Quote: Originally Posted by northandy

If I left it as a cooper auto it was £240 cheaper at £460.... wonder why mine shows as a cooper auto ???....

When you enter your reg number in other insurance websites what does it show up as?

randap · Oct 2nd, 2003, 04:34 PM

Quote: Originally Posted by caminicks

top tip re; the axa. they gave me a v. good price aswell - cheaper than anywhere else - i wouldn't have tried them if it hadn't been for mini2.com and your thread - thanks!

No problem (I don't work for AXA either). Just goes to show that good customer service does increase market share and competitive advantage.

Kinster · Oct 2nd, 2003, 04:48 PM

I have recently found out that AXA have increased their premiums. When I took mine out a few months ago, it was way cheaper than it is now.

Hey guys, don't use Axa, they're no good

Sep 29th, 2003, 03:21 PM	#1
randap Hangin at the Krusty Krab My Classifieds Join Date: Jun 2003 Location: Bikini Bottom Local Time: 12:37 AM Posts: 860 Offline	Long live AXA UK!! Well, following the elephant.co.uk fiasco, I've been ringing around for quotes. Tesco: £1355 BMW: £1345 ....... AXA: £609 Policy: 12 months (so it's actually cheaper than elephant!!), me (29) + my other half (26), 1 claim, no NCD, £15000 MC etc...... Standard Parts Clause: Anything from the factory / dealer fit is covered, 1st 12 mths is new for old. Get this, if I have a performance induction kit fitted before I take delivery, it won't be classed as a modification and will be covered too!! How good is that?? May work for other things, but check b4 you buy. I was told that they are fairly tight on modifications, so you need to get everything done b4 delivery to be OK. Whilst the proof is in the pudding (insurance companies are only as good as their claim process), I'm a fairly happy camper. Just wanted to pass on my considerable joy!!! Moral: leave elephant, join AXA (0800 013 9292). P.S. I have taken great pleasure in cancelling my elephant policy. P.P.S. The website was only £1 different from the phone quote, so give it a go....(www.axamotor.co.uk)

Sep 29th, 2003, 03:56 PM	#2 (permalink)
Kinster BarWeetGarNarWeetNinnyBon Join Date: Jan 2002 Location: Location: Location Local Time: 01:37 AM Posts: 2,633 Offline	Yup, I've been with AXA for a while...I used their Website and it was only £517 for my MCS compared to elephants £1000 I had to question them by telephone if I were covered for factory-fitted items and they said yes, as all they needed was proof, like a receipt There was a £40 difference between Website and telephone Hyper Blue/Blue MCSC with Chilli 'No man will make a great leader who wants to do it all himself' A. Carnegie

Sep 29th, 2003, 04:11 PM	#3 (permalink)
Martin L MINI defector Join Date: Mar 2002 Location: Harefield Local Time: 12:37 AM Posts: 13,666 Offline	Well done randap Unfortunately finding a decent insurance company and quote involves a lot of leg work, but it's worth it in the end MINI, RX8 and MX5 - Done those............. It's now TTime Unofficial MINI2.com bean counter

Sep 29th, 2003, 04:15 PM	#4 (permalink)
Kinster BarWeetGarNarWeetNinnyBon Join Date: Jan 2002 Location: Location: Location Local Time: 01:37 AM Posts: 2,633 Offline	Quote: Originally Posted by Martin L Well done randap Unfortunately finding a decent insurance company and quote involves a lot of leg work, but it's worth it in the end I just typed in www.axamotor.co.uk no hard work in that I also mentioned them in the elephant thread... Hyper Blue/Blue MCSC with Chilli 'No man will make a great leader who wants to do it all himself' A. Carnegie

Sep 30th, 2003, 11:56 AM	#10 (permalink)
johnlondonw3 MINI2 Senior Join Date: Sep 2003 Local Time: 12:37 AM Posts: 675 Offline	Insurance Quote: Originally Posted by PhilUK Just a warning: Some (not all) Axa policies, won't give you a brand new car if you write off your Mini in the first year of insurance. Check the T&C's carefully. Not a big problem if you can live with it. Phil Thats why everyone is trying to flog "gap" insurance.Aanyone had any experience of it ? Jusy had a quote from What Car for MCS of £316,fully comp,use at work etc £250 excess........Ive got 7 yrs NCD and am very old ! Still worth a try What Car tel no 01422 388455

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Sep 29th, 2003, 04:16 PM	#5 (permalink)
randap Hangin at the Krusty Krab My Classifieds Join Date: Jun 2003 Location: Bikini Bottom Local Time: 12:37 AM Posts: 860 Offline	Quote: Originally Posted by Martin L Well done randap Unfortunately finding a decent insurance company and quote involves a lot of leg work, but it's worth it in the end It sure does. But now I have piece-of-mind - the "3 alloys and one steel" scenario which is very real with elephant was a bit of a concern. Now I'm happy, and I can look forward to the new car without worry.

Sep 29th, 2003, 07:47 PM	#6 (permalink)
ashley adam MINI2 Regular Join Date: May 2003 Location: London Local Time: 01:37 AM Posts: 289 Offline	I am with axa - Top class and excellent cover as well

Sep 29th, 2003, 09:02 PM	#7 (permalink)
laver MINI2 Newbie Join Date: Mar 2003 Location: Kent Local Time: 12:37 AM Posts: 24 Offline	After realizing a couple of weeks ago the actual level of insurance my current Elephant insurance gave me I have been rather worried. On spotting your thread I immediately went to axa's site and attempted to get a quote, unfortunately they were unable to quote me online, so I went ahead and phoned their number to see if they would quote me over the phone... Its then that I find that as I am 23 they will not insure me on my MCS, I?m just too young, it seems that 25 is the cut-off for the MCS So for the past few hours I?ve been looking around for other quotes that cover every single piece of my car, having spent £19300 I want to make sure that I get as much as possible back if I was unfortunate enough to have an accident. The way I see it now is the difference in money that I pay between an elephant policy and a policy that gives me full cover over 4 years still doesn?t make up even half of the price that my extras are worth. Now that is a risk I really don?t want to be taking with my pride and joy. Mini is looking like its giving me the best value at the moment and that?s £1500 The Tesco online system doesn?t like me as I seem to have got it muddled by asking for allot of quotes on different cars ( before I completely fell in love with a MCS and just had to have it no matter what the cost). Everyone else I try is pointing in the £1800 direction Anyone with any other insurance company ideas?

Sep 29th, 2003, 09:17 PM	#8 (permalink)
Mark_Mini MINI2 Newbie Join Date: Sep 2003 Location: Swansea Local Time: 01:37 AM Posts: 11 Offline	Have you tried Egg Not sure if it's like Elephant Tho Got quoted around 1030 for a MCS and only 22 with 2 yrs NCB

Sep 30th, 2003, 11:50 AM	#9 (permalink)
PhilUK MINI2 Regular Join Date: Apr 2002 Location: London Local Time: 01:37 AM Posts: 78 Offline	Just a warning: Some (not all) Axa policies, won't give you a brand new car if you write off your Mini in the first year of insurance. Check the T&C's carefully. Not a big problem if you can live with it. Phil

Sep 30th, 2003, 12:25 PM	#11 (permalink)
randap Hangin at the Krusty Krab My Classifieds Join Date: Jun 2003 Location: Bikini Bottom Local Time: 12:37 AM Posts: 860 Offline	Quote: Originally Posted by PhilUK Just a warning: Some (not all) Axa policies, won't give you a brand new car if you write off your Mini in the first year of insurance. Check the T&C's carefully. Not a big problem if you can live with it. Phil I'm OK. First 12mths is new-for-old. I also have shortfall insurance to cover a further 3 years - I was more worried about minor bumps rather than right offs, as the shortfall only covers claims for total loss.

Oct 2nd, 2003, 01:33 PM	#12 (permalink)
caminicks MINI2 Newbie Join Date: Sep 2003 Local Time: 01:37 AM Posts: 32 Offline	top tip re; the axa. they gave me a v. good price aswell - cheaper than anywhere else - i wouldn't have tried them if it hadn't been for mini2.com and your thread - thanks!

Oct 2nd, 2003, 01:34 PM	#13 (permalink)
Kinster BarWeetGarNarWeetNinnyBon Join Date: Jan 2002 Location: Location: Location Local Time: 01:37 AM Posts: 2,633 Offline	Quote: Originally Posted by caminicks top tip re; the axa. they gave me a v. good price aswell - cheaper than anywhere else - i wouldn't have tried them if it hadn't been for mini2.com and your thread - thanks! No problem mate Hyper Blue/Blue MCSC with Chilli 'No man will make a great leader who wants to do it all himself' A. Carnegie

Oct 2nd, 2003, 01:51 PM	#14 (permalink)
B4d4Bing MINI2 Resident Doctor!! Join Date: Jul 2002 Location: Glasgow Local Time: 12:37 AM Posts: 405 Offline	just organised my insurance for my cooper s that i pick up on tuesday...£720 i'm 23 Doctor, 4 NCB, 3 Points for speeding not bad...plus all the extras covered and new for old in 12 months. plus get this hartge kit wouldn't budge my premium!! sweet Who?? Adrian Flux....specialists in ferrari and kit cars and mods MY MINI WAS A: 03 Chilli Red White Cooper S I'VE HAD IN BETWEEN: BMW Z4 2.5 V6, Golf GTi 2.0T DSG AND I'M BACK TO: 04 Dark Silver Mini cooper S

Oct 2nd, 2003, 02:34 PM	#15 (permalink)
northandy AWOL My Classifieds Join Date: Jan 2003 Local Time: 12:37 AM Posts: 14,328 Offline	WARNING !!!!! When I tried the Axa site with my Reg No it shows it as a Cooper Auto, not an S !!!!.... cost virtually the same as Directline who i'm with already with....

Oct 2nd, 2003, 02:41 PM	#16 (permalink)
Kinster BarWeetGarNarWeetNinnyBon Join Date: Jan 2002 Location: Location: Location Local Time: 01:37 AM Posts: 2,633 Offline	Quote: Originally Posted by northandy WARNING !!!!! When I tried the Axa site with my Reg No it shows it as a Cooper Auto, not an S !!!!.... cost virtually the same as Directline who i'm with already with.... Shame! AXA has done well for the rest of us Hyper Blue/Blue MCSC with Chilli 'No man will make a great leader who wants to do it all himself' A. Carnegie

Oct 2nd, 2003, 02:50 PM	#17 (permalink)
northandy AWOL My Classifieds Join Date: Jan 2003 Local Time: 12:37 AM Posts: 14,328 Offline	If I left it as a cooper auto it was £240 cheaper at £460.... wonder why mine shows as a cooper auto ???....

Oct 2nd, 2003, 02:58 PM	#18 (permalink)
Kinster BarWeetGarNarWeetNinnyBon Join Date: Jan 2002 Location: Location: Location Local Time: 01:37 AM Posts: 2,633 Offline	Quote: Originally Posted by northandy If I left it as a cooper auto it was £240 cheaper at £460.... wonder why mine shows as a cooper auto ???.... When you enter your reg number in other insurance websites what does it show up as? Hyper Blue/Blue MCSC with Chilli 'No man will make a great leader who wants to do it all himself' A. Carnegie

Oct 2nd, 2003, 04:34 PM	#19 (permalink)
randap Hangin at the Krusty Krab My Classifieds Join Date: Jun 2003 Location: Bikini Bottom Local Time: 12:37 AM Posts: 860 Offline	Quote: Originally Posted by caminicks top tip re; the axa. they gave me a v. good price aswell - cheaper than anywhere else - i wouldn't have tried them if it hadn't been for mini2.com and your thread - thanks! No problem (I don't work for AXA either). Just goes to show that good customer service does increase market share and competitive advantage.

Oct 2nd, 2003, 04:48 PM	#20 (permalink)
Kinster BarWeetGarNarWeetNinnyBon Join Date: Jan 2002 Location: Location: Location Local Time: 01:37 AM Posts: 2,633 Offline	I have recently found out that AXA have increased their premiums. When I took mine out a few months ago, it was way cheaper than it is now. Hey guys, don't use Axa, they're no good Hyper Blue/Blue MCSC with Chilli 'No man will make a great leader who wants to do it all himself' A. Carnegie

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