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Old Mar 1st, 2003, 11:49 AM   #1
BRGreenie
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Works upgrade vs Hartge / Others - Insurance benefits?

I'm drawn to either the Works upgrade ( but it's too expensive ) or the Hartge ( cheaper but not covered by warrenty )

Question - when I fill in my insurance form - the bit that says 'ANY NON STANDARD MODS?' if I have the Works mod - is that a standard manufactuers mod therefore cheaper to insure? and will the Hartge mod be seen as a boy racer passport? and cost???

anyone know???
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Old Mar 1st, 2003, 02:16 PM   #2 (permalink)
Tone
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BR Greenie, am afraid it's doubtful whether the fine minds of the insurance people will pay much attention to this point. Either way, get ready to pay, 'cos you want to go fast. And why not? Enjoy!

"I get by with a little help from my friends"
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Old Mar 1st, 2003, 05:12 PM   #3 (permalink)
rasp
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Hi

The JCW upgrade is group 19 acording to my dealer so when you apply for your insurance I would think that you would just state that it is the JCW MCS and that should be enough, although I have the Hartge upgrade I am not sure on the group rating but my insurers only wanted to know who done the upgrade and there address.

Hope this helps

Rasp
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Old Mar 2nd, 2003, 02:52 PM   #4 (permalink)
BRGreenie
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Thanks for the advice - I guess tou are right that the cost will be their regardless - but it's nice to see someone elses experience
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Old Mar 3rd, 2003, 12:23 PM   #5 (permalink)
MichaelK
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You will probably find that most companies will have the JCW S as a specific car 'MINI insurance' or you will have to put it down as an option i.e like the chilli pack.

Hope this helps. If you want a list of the cheapest for the JCW S drop me a line

Cheers

Michael

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Old Mar 3rd, 2003, 12:45 PM   #6 (permalink)
GTT 280
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out of intrest, what is the % increase over a standard MCS or a Chilli MCS ?


Too many mods to list, PM me if the cat needs killing...
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