Would be good to have full service history and look at frequency of oil changes. Also check the oil level in the car currently to see if the owner has been keeping it at proper levels.
Check when the brake pads and rotors were last changed, can be somewhat expensive if done through the dealership.
Timing chain/tensioners and rattle in cold weather are related.
In the back of the clubman, open the two rear doors and remove the floor cover. Then remove all the spare wheel equipment. Check for water stains and/or rust. Certain years have experienced water leaks in the trunk of the car (mine did and it's a 2009). The leakage can be repaired by resealing the body joints.
If this is going to be a daily driver in stop-and-go traffic, I strongly would caution against it. Better to use these cars for long highway driving so that engine oil gets up to temperature. Forced induction engines will generally consume much more fuel in city driving than at constant highway speeds.
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