MINI2

Washy · Jul 3rd, 2003, 10:00 AM

Quote:

Originally posted by Martin L
Looking at the invoice for my Beemer I had the HK system £1495 and the full comms package £3795, which I guess included the sat-nav, dsp, TV, trafficmaster etc.
Not cheap at all, £5290 just for those toys

Dont you just love em....I put over £8000 worth of extras on the M3

£14600 MCS quite easily turns into a £20k car....why oh why.....

Dom · Jul 3rd, 2003, 10:08 AM

Don't say that... I'm trying to keep my S to around £16.5k so I can chuck it on the mortgage!

Kinster · Jul 3rd, 2003, 10:18 AM

Quote:

Originally posted by Dom
Don't say that... I'm trying to keep my S to around £16.5k so I can chuck it on the mortgage!

My spec was £16315

IB/W Cooper S
Chilli Pack
Magnesium Doors
Bonnet Stripes
ISOFIX
CD Prep
TLC

Martin L · Jul 3rd, 2003, 10:19 AM

Quote:

Originally posted by Dom
Don't say that... I'm trying to keep my S to around £16.5k so I can chuck it on the mortgage!

LOL, have you got one of those open plan mortgages with a cheque book and credit card

Very dangerous those, but then again you can borrow at money at the standard mortgage rate

Washy · Jul 3rd, 2003, 10:22 AM

Quote:

Originally posted by Martin L
LOL, have you got one of those open plan mortgages with a cheque book and credit card
Very dangerous those, but then again you can borrow at money at the standard mortgage rate

I can see the benefits of that type of mortgage...but they can be very dangerous...not suited to my cautious accounting mind...Nice straight repayment for me...

Martin L · Jul 3rd, 2003, 10:29 AM

Quote:

Originally posted by washy
I can see the benefits of that type of mortgage...but they can be very dangerous...not suited to my cautious accounting mind...Nice straight repayment for me...

I've got a repayment "open plan" mortgage.
Fixed rate for 5 years at 4.29% which I think is superb

Best benifits are is that you can "over pay" or "pay off" the principle up to 10% per year with no penalty

Dom I hope you haven't got a endowment mortgage. They're a minefield

I've been lucky with my previous one as I've broken even but that does include the shares I got

I've now cut my losses on that one and gone for a straight repayment

Washy · Jul 3rd, 2003, 10:32 AM

Quote:

Originally posted by Martin L
I've got a repayment "open plan" mortgage.
Fixed rate for 5 years at 4.29% which I think is superb
Best benifits are is that you can "over pay" or "pay off" the principle up to 10% per year with no penalty

Nice interest rate....

We certainly cover a lot of ground on this thread

Martin L · Jul 3rd, 2003, 10:36 AM

Quote:

Originally posted by washy
We certainly cover a lot of ground on this thread

We're worse then a bunch of women and their knitting cirle

On another issue... in my new pad I'll have a dishwasher. I've never had one before. What tablets do you recommend for that

Dom · Jul 3rd, 2003, 10:39 AM

3.59% fixed for two years

It's not open plan as such, but I can make over/under payments up to £500 a month

I've made 10k on the property since I reserved it in December so was thinking that could fund some of my S

btw... nationwide has reduced rates again... 5 year fixed at 4.09%

Washy · Jul 3rd, 2003, 10:49 AM

I am actually thinhking of moving my mortgage...4.09 sounds like a good deal.

I personally favour the Finish 3 in 1 power tabs

Martin L · Jul 3rd, 2003, 10:56 AM

Quote:

Originally posted by Dom
btw... nationwide has reduced rates again... 5 year fixed at 4.09%

Feck

Too late now to change my mortgage again, I'm too close to completion

I've change it 3 times already since I started to arrange the loan.
This is almost as bad as me swapping my MINI spec. Can't we do anything first time off

Washy · Jul 3rd, 2003, 10:58 AM

Well I'm on a half day today....Off to sign up for the new S
Do you think I will have a last minute change of spec....

Martin L · Jul 3rd, 2003, 11:03 AM

Quote:

Originally posted by washy
Well I'm on a half day today....Off to sign up for the new S
Do you think I will have a last minute change of spec....

You'll probably add the HK

Good luck mate

AidenL · Jul 3rd, 2003, 11:05 AM

Quote:

Originally posted by washy
Well I'm on a half day today....Off to sign up for the new S
Do you think I will have a last minute change of spec....

Yep !

To address some other matters discussed here today, I always use Sun Liquid Cream in our dishwasher, and the other dishwasher is partial to a Bombay and Tonic !

Mortgages, fixed at 4.85% 4 years ago, 1 year to run, I could get 3.3% at the moment !

Dom · Jul 3rd, 2003, 11:07 AM

Quote:

Originally posted by washy
I am actually thinhking of moving my mortgage...4.09 sounds like a good deal.

I personally favour the Finish 3 in 1 power tabs

http://www.nationwide.co.uk/mortgage..._to_change.asp

I should get commission

don't faff around with tablets martin, just chuck fairy liquid in it...

although why you'd wanna wash pizza boxes and takeaway cartons I don't know...

SoggyCornFlakes · Jul 3rd, 2003, 11:33 AM

Finish 3 in 1 gives your glasses a lovely crystal clear shine

Got Nationwide base rate tracker, can't remember the current rate

oh, and just ordered my new Cooper

Martin L · Jul 3rd, 2003, 11:40 AM

Quote:

Originally posted by soggycornflakes
oh, and just ordered my new Cooper

Spill the beans then

I hope you've gone for B/W

SoggyCornFlakes · Jul 3rd, 2003, 11:52 AM

OK Martin, beans are spilling here we go ....

View Poll Results: Forget what colour - Who's the maddest? Vote Now
Sham the car ho, who is lurking in the far north	183	3.65%
Washy who's still on course to set a record for most MINIs owned !	231	4.61%
Soggy who shacked up with Rakey, then thought better of it	242	4.83%
Aiden, who's got litres & litres in the drive,	174	3.48%
Cat Eating Rakey - he who spec's best at the pub	187	3.73%
ABG , who has Mod Mania ! and Porsche fever	149	2.98%
MartinL, back in a MINI, still the official beanie-type	136	2.72%
Mo who's binning his Works and going even more elitist with a Cooper S LE	108	2.16%
jimskater, who had to make a choice between a GP & MTI.... so he's doing both.	32	0.64%
puck, who's pullied, painted, and wants a new job !	185	3.69%
Shane, who's years too late.... and gone far, far away	2	0.04%
mad brummie, who ate all of his alphabet soup and was left with a Zed	2014	40.22%
ONED, the diesel loving, Annie beating handyman !	198	3.95%
lavs, who needs to start Speccin' something soon	178	3.56%
pappillon , who looks very good in all black	232	4.63%
CooperID who wants some big stoppers !	139	2.78%
Wobert, who needs to do some last-minute Speccin.....	146	2.92%
Goonery, who is busy with very complicated recipies...	204	4.07%
Ruthie, who is constantly smiling whilst driving her Lippy Red S !	267	5.33%
Voters: 5007. You may not vote on this poll

Jul 3rd, 2003, 10:00 AM	#1961
Washy 1151bhp/tonne Join Date: Jul 2001 Location: Northampton Local Time: 09:52 AM Posts: 18,320 Offline	Quote: Originally posted by Martin L Looking at the invoice for my Beemer I had the HK system £1495 and the full comms package £3795, which I guess included the sat-nav, dsp, TV, trafficmaster etc. Not cheap at all, £5290 just for those toys Dont you just love em....I put over £8000 worth of extras on the M3 £14600 MCS quite easily turns into a £20k car....why oh why..... Black to the future....

Jul 3rd, 2003, 10:18 AM	#1963 (permalink)
Kinster BarWeetGarNarWeetNinnyBon Join Date: Jan 2002 Location: Location: Location Local Time: 09:52 AM Posts: 2,709 Offline	Quote: Originally posted by Dom Don't say that... I'm trying to keep my S to around £16.5k so I can chuck it on the mortgage! My spec was £16315 IB/W Cooper S Chilli Pack Magnesium Doors Bonnet Stripes ISOFIX CD Prep TLC Hyper Blue/Blue MCSC with Chilli 'No man will make a great leader who wants to do it all himself' A. Carnegie

Jul 3rd, 2003, 10:19 AM	#1964 (permalink)
Martin L MINI defector Join Date: Mar 2002 Location: Harefield Local Time: 09:52 AM Posts: 13,600 Offline	Quote: Originally posted by Dom Don't say that... I'm trying to keep my S to around £16.5k so I can chuck it on the mortgage! LOL, have you got one of those open plan mortgages with a cheque book and credit card Very dangerous those, but then again you can borrow at money at the standard mortgage rate MINI, RX8 and MX5 - Done those............. It's now TTime Unofficial MINI2.com bean counter

Jul 3rd, 2003, 10:22 AM	#1965 (permalink)
Washy 1151bhp/tonne Join Date: Jul 2001 Location: Northampton Local Time: 09:52 AM Posts: 18,320 Offline	Quote: Originally posted by Martin L LOL, have you got one of those open plan mortgages with a cheque book and credit card Very dangerous those, but then again you can borrow at money at the standard mortgage rate I can see the benefits of that type of mortgage...but they can be very dangerous...not suited to my cautious accounting mind...Nice straight repayment for me... Black to the future....

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Jul 3rd, 2003, 10:08 AM	#1962 (permalink)
Dom Test thread infiltrator Join Date: Oct 2001 Location: Swindon Local Time: 09:52 AM Posts: 8,543 Offline	Don't say that... I'm trying to keep my S to around £16.5k so I can chuck it on the mortgage!

Jul 3rd, 2003, 10:29 AM	#1966 (permalink)
Martin L MINI defector Join Date: Mar 2002 Location: Harefield Local Time: 09:52 AM Posts: 13,600 Offline	Quote: Originally posted by washy I can see the benefits of that type of mortgage...but they can be very dangerous...not suited to my cautious accounting mind...Nice straight repayment for me... I've got a repayment "open plan" mortgage. Fixed rate for 5 years at 4.29% which I think is superb Best benifits are is that you can "over pay" or "pay off" the principle up to 10% per year with no penalty Dom I hope you haven't got a endowment mortgage. They're a minefield I've been lucky with my previous one as I've broken even but that does include the shares I got I've now cut my losses on that one and gone for a straight repayment MINI, RX8 and MX5 - Done those............. It's now TTime Unofficial MINI2.com bean counter

Jul 3rd, 2003, 10:32 AM	#1967 (permalink)
Washy 1151bhp/tonne Join Date: Jul 2001 Location: Northampton Local Time: 09:52 AM Posts: 18,320 Offline	Quote: Originally posted by Martin L I've got a repayment "open plan" mortgage. Fixed rate for 5 years at 4.29% which I think is superb Best benifits are is that you can "over pay" or "pay off" the principle up to 10% per year with no penalty Nice interest rate.... We certainly cover a lot of ground on this thread Black to the future....

Jul 3rd, 2003, 10:36 AM	#1968 (permalink)
Martin L MINI defector Join Date: Mar 2002 Location: Harefield Local Time: 09:52 AM Posts: 13,600 Offline	Quote: Originally posted by washy We certainly cover a lot of ground on this thread We're worse then a bunch of women and their knitting cirle On another issue... in my new pad I'll have a dishwasher. I've never had one before. What tablets do you recommend for that MINI, RX8 and MX5 - Done those............. It's now TTime Unofficial MINI2.com bean counter

Jul 3rd, 2003, 10:39 AM	#1969 (permalink)
Dom Test thread infiltrator Join Date: Oct 2001 Location: Swindon Local Time: 09:52 AM Posts: 8,543 Offline	3.59% fixed for two years It's not open plan as such, but I can make over/under payments up to £500 a month I've made 10k on the property since I reserved it in December so was thinking that could fund some of my S btw... nationwide has reduced rates again... 5 year fixed at 4.09%

Jul 3rd, 2003, 10:49 AM	#1970 (permalink)
Washy 1151bhp/tonne Join Date: Jul 2001 Location: Northampton Local Time: 09:52 AM Posts: 18,320 Offline	I am actually thinhking of moving my mortgage...4.09 sounds like a good deal. I personally favour the Finish 3 in 1 power tabs Black to the future....

Jul 3rd, 2003, 10:56 AM	#1971 (permalink)
Martin L MINI defector Join Date: Mar 2002 Location: Harefield Local Time: 09:52 AM Posts: 13,600 Offline	Quote: Originally posted by Dom btw... nationwide has reduced rates again... 5 year fixed at 4.09% Feck Too late now to change my mortgage again, I'm too close to completion I've change it 3 times already since I started to arrange the loan. This is almost as bad as me swapping my MINI spec. Can't we do anything first time off MINI, RX8 and MX5 - Done those............. It's now TTime Unofficial MINI2.com bean counter

Jul 3rd, 2003, 10:58 AM	#1972 (permalink)
Washy 1151bhp/tonne Join Date: Jul 2001 Location: Northampton Local Time: 09:52 AM Posts: 18,320 Offline	Well I'm on a half day today....Off to sign up for the new S Do you think I will have a last minute change of spec.... Black to the future....

Jul 3rd, 2003, 11:03 AM	#1973 (permalink)
Martin L MINI defector Join Date: Mar 2002 Location: Harefield Local Time: 09:52 AM Posts: 13,600 Offline	Quote: Originally posted by washy Well I'm on a half day today....Off to sign up for the new S Do you think I will have a last minute change of spec.... You'll probably add the HK Good luck mate MINI, RX8 and MX5 - Done those............. It's now TTime Unofficial MINI2.com bean counter

Jul 3rd, 2003, 11:05 AM	#1974 (permalink)
AidenL Nice TTs......... Join Date: Jan 2002 Location: On The Coast........ Local Time: 09:52 AM Posts: 42,151 Offline	Quote: Originally posted by washy Well I'm on a half day today....Off to sign up for the new S Do you think I will have a last minute change of spec.... Yep ! To address some other matters discussed here today, I always use Sun Liquid Cream in our dishwasher, and the other dishwasher is partial to a Bombay and Tonic ! Mortgages, fixed at 4.85% 4 years ago, 1 year to run, I could get 3.3% at the moment ! *Global Moderator*

Jul 3rd, 2003, 11:07 AM	#1975 (permalink)
Dom Test thread infiltrator Join Date: Oct 2001 Location: Swindon Local Time: 09:52 AM Posts: 8,543 Offline	Quote: Originally posted by washy I am actually thinhking of moving my mortgage...4.09 sounds like a good deal. I personally favour the Finish 3 in 1 power tabs http://www.nationwide.co.uk/mortgage..._to_change.asp I should get commission don't faff around with tablets martin, just chuck fairy liquid in it... although why you'd wanna wash pizza boxes and takeaway cartons I don't know...

Jul 3rd, 2003, 11:33 AM	#1976 (permalink)
SoggyCornFlakes Awwww %%%% it! My Classifieds Join Date: Jul 2002 Location: Northampton Local Time: 09:52 AM Posts: 33,019 Offline	Finish 3 in 1 gives your glasses a lovely crystal clear shine Got Nationwide base rate tracker, can't remember the current rate oh, and just ordered my new Cooper Cotswolds 6, you sixy thing you, come join the fun MINI2 Charity Ball 2009 ....... Global Moderator

Jul 3rd, 2003, 11:40 AM	#1977 (permalink)
Martin L MINI defector Join Date: Mar 2002 Location: Harefield Local Time: 09:52 AM Posts: 13,600 Offline	Quote: Originally posted by soggycornflakes oh, and just ordered my new Cooper Spill the beans then I hope you've gone for B/W MINI, RX8 and MX5 - Done those............. It's now TTime Unofficial MINI2.com bean counter

Jul 3rd, 2003, 11:52 AM	#1978 (permalink)
SoggyCornFlakes Awwww %%%% it! My Classifieds Join Date: Jul 2002 Location: Northampton Local Time: 09:52 AM Posts: 33,019 Offline	OK Martin, beans are spilling here we go .... Cotswolds 6, you sixy thing you, come join the fun MINI2 Charity Ball 2009 ....... Global Moderator