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Old Jan 26th, 2014, 11:57 AM
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Insurance at 19 years old on a cooper..

Hi there,

I'm 19 years old, live in the U.K. And I am taking lessons. I'm a couple months away from passing and I want the best insurance quote for a second hand Mini Cooper being sold for £2,000. What's the bat price I can get? Don't want to pay over £1,500 a year ?

Please help me out!

Appreciate it

Jessica
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Old Jan 26th, 2014, 05:55 PM
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My son got reasonable insurance on a 2002 Mini One with 'Elephant' with both parents also listed on the policy. Try putting your details into confused.com and then phoning the best quote.....price often comes down when you actually speak with them direct.
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Old Jan 27th, 2014, 01:10 PM
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Thank you . How much does he pay annually !? And both my parents don't drive? Can I still put them on the policy!?
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Old Jan 27th, 2014, 02:36 PM
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You wont be able to put a non driving parent on the policy as one of the questions is "How long have you held a licence for?"
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Old Jan 27th, 2014, 07:26 PM
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Just after passing his test it was about £850 from memory with parents on policy.

Also perhaps try this new type of policy for young drivers:
Car Insurance from insurethebox | Drive Safe & Save
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Old Jan 28th, 2014, 07:12 PM
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I'm 19 and I just got insured on an r53 Mini Cooper s with Admiral multicar. My own policy with mum and dad as named drivers, no no claims

Was a little more than a grand, try them
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Old Jan 30th, 2014, 11:28 AM
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Thank you for all your comments, it looks like I won't be able to get a mini! What do you guys think is a good car for my price range then ? What about a corsa?
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Old Jan 30th, 2014, 12:31 PM
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try hic greenlight need 2 insure but to be honest youll pay a high price first year sorry...get yourself a nissan micra first year save your money build a years ncb up then try.....its not only people your age even my age its high with full no claims who can try higher excess etc or named driver
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Old Jan 30th, 2014, 06:16 PM
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Quote: Originally Posted by jessicakatex (original)
Thank you for all your comments, it looks like I won't be able to get a mini! What do you guys think is a good car for my price range then ? What about a corsa?

If you have to.....just get a cheaper small car like a Corsa, Clio, Micra or a Ford Fiesta, etc, at first to build up your no claims bonus and driving experience, while saving up for your Mini a year or two down the road.
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Old Jan 31st, 2014, 10:59 PM
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Thanks guys think I'm gonna go for a Clio, corsa or a ford! Then once I've got more experience I'll definitely be getting a mini
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Old Feb 1st, 2014, 06:29 AM
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Quote: Originally Posted by jessicakatex (original)
Thanks guys think I'm gonna go for a Clio, corsa or a ford! Then once I've got more experience I'll definitely be getting a mini

Do some online quotes first for a range of cars, you might find that the cost of insuring a MINI One is not that much more than say a Corsa ten at least you have your MINI.

Research is everything when you are a youngster, my youngest daughter spent hours weighing up the pro's and con's of different cars when she was coming up to 17 to get the right car - Tax, Insurance, MPG, cost of parts etc.
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Old Feb 4th, 2014, 06:35 PM
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Hi, do what one of my friends did. Buy a classic, he bought a Mini Cooper from late 60s. Insure it for whatever level you want/can afford, third party only or fully comp. you still get a cooper but through the classic club pay hundreds not thousands, plus free tax if it's pre 73 car! I hope this helps
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