Hi all,
Haven't posted here in a while! I have a 2003 MC which is coming to the end of its Mini Select deal so I have decided to part company with it and get a new 2008 model!
Anyway, I have a couple of questions relating to spec and finance. Hope you guys can help.
1. SPEC
2. FINANCE
I have 3k in equity on my MC and was jsut planning to trade it in for another Mini Select deal but I've heard people say that this is quite a bad deal. I went back to the dealer and said I could get finance elsewhere etc. etc. and what could they do for me. They came back with this quote:
Is this a good deal? Could I drive them down further? Should I go elsewhere? I was thinking about doing a straight 3+35 lease but not sure. Any help gratefully received. Thanks!
Haven't posted here in a while! I have a 2003 MC which is coming to the end of its Mini Select deal so I have decided to part company with it and get a new 2008 model!
Anyway, I have a couple of questions relating to spec and finance. Hope you guys can help.
1. SPEC
- I have chosen a Pepper White/ Black Roof/ Black Bonnet stripes. I want to go for the cream bits on the seats and the extra cream colour line but I hear those mark easily. Is this true? I'm between PW and Lightning Blue so might go for that instead with the blue bits to the seats and blue extra colour line.
- Apart from that, I'm going for the Chilli pack, MFSW (missed out on that last time and really missed the cruise functionality, so not making the same mistake this time). I'm also tempted to add the Xenons and the 17" Crown wheels...Are the xenons worth it?
- Is there anything else I should have? I'm thinking about the Sports button and the Sports suspension? I had the SS+ on my original model and it was a harsh ride but LOTS of fun. Have things improved a bit, ride-wise?
2. FINANCE
I have 3k in equity on my MC and was jsut planning to trade it in for another Mini Select deal but I've heard people say that this is quite a bad deal. I went back to the dealer and said I could get finance elsewhere etc. etc. and what could they do for me. They came back with this quote:
- 15,520 (no xenons included in this quote but the 17"s are there).
- 3,000 equity trade in on my old MC (2003 model, metallic black, 30k miles, Chilli pack, auto air con, 17"s). They valued my car at 8k, is this about right?
- 199/month over 48 months and a final payment of ~7200 - 10.7% APR
Is this a good deal? Could I drive them down further? Should I go elsewhere? I was thinking about doing a straight 3+35 lease but not sure. Any help gratefully received. Thanks!