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post #16 of 19 (permalink) Old Oct 24th, 2009, 06:47 PM
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I've found these the best places to use generally, especially once modded;

Adrian Flux
Greenlight
Chris Knott
A-Plan
Elephant

Once of those will be your top quote probably.


..:: Cheers Stu ::..

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post #17 of 19 (permalink) Old Dec 2nd, 2009, 07:58 AM
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I've used A-Plan insurance brokers .They have always found me a cheaper quote than I can find and come renewal time, they do their best to keep your business.

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post #18 of 19 (permalink) Old Dec 11th, 2018, 01:01 PM
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Your Job Title Matters

As an avionic engineer in the aerospace industry, giving insurance companies my 'proper' job title (Reliability & Maintainability Engineer) confuses them, as it does not appear in their database. Therefore, they tend to show me as a 'design' engineer - which I am, but not in the sense they are thinking of i.e. I do not design aircraft, I influence the design by identifying potential reliability or maintainability issues that will cost operators time or money.

However, my the major aspect of my job is to actually to gather, analysis and present data to use in identifying potential failures and maintenance issues. Therefore I could equally be described as a 'Data Analyst' and as I actually manage the database, I could be a 'Data Administrator', both of which can then be combined with 'Aerospace Industry' to give a factual description of my role.

Using the insurance company descriptor usually provides a premium of 400 p.a. fully comprehensive, minimal excess, and with business use. Using my alternative descriptions, the same insurance criteria results in a premium at least 100 less with less compulsory excess amounts too.

So next time you renew your insurance, check if changing job description to something more generic (but still factual) results in a lower premium.


Keep 'em rubber side down!
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post #19 of 19 (permalink) Old Dec 11th, 2018, 01:19 PM
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Originally Posted by NinjaNutter View Post
As an avionic engineer in the aerospace industry, giving insurance companies my 'proper' job title (Reliability & Maintainability Engineer) confuses them, as it does not appear in their database. Therefore, they tend to show me as a 'design' engineer - which I am, but not in the sense they are thinking of i.e. I do not design aircraft, I influence the design by identifying potential reliability or maintainability issues that will cost operators time or money.

However, my the major aspect of my job is to actually to gather, analysis and present data to use in identifying potential failures and maintenance issues. Therefore I could equally be described as a 'Data Analyst' and as I actually manage the database, I could be a 'Data Administrator', both of which can then be combined with 'Aerospace Industry' to give a factual description of my role.

Using the insurance company descriptor usually provides a premium of 400 p.a. fully comprehensive, minimal excess, and with business use. Using my alternative descriptions, the same insurance criteria results in a premium at least 100 less with less compulsory excess amounts too.

So next time you renew your insurance, check if changing job description to something more generic (but still factual) results in a lower premium.


Keep 'em rubber side down!
Very similar to my experiences

Also found some seem to have different prices if you are employed or self employed, depending on your job you could say either

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