How much do you pay in insurance? - Page 12 - MINI Cooper Forum

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post #166 of 173 (permalink) Old Aug 25th, 2017, 09:30 PM
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Insurance companies should be paying ME to be insured by them.
The number of other peoples insurers I've saved from having to cough up is quite staggering

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post #167 of 173 (permalink) Old Aug 26th, 2017, 01:39 AM
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Insurance companies should be paying ME to be insured by them.
The number of other peoples insurers I've saved from having to cough up is quite staggering
X2 !!!!!

Bu5 Still staggered that they can judge it by age and other stuff

Then again I'm a Millennial we are meant to find most things offensive rofl

But honestly I am a decent driver makes me so angry when I see people my age driving like ***** why should I pay more basically for them!! turds


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post #168 of 173 (permalink) Old Aug 26th, 2017, 05:19 AM
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I wouldn't recommend downloading any telematic apps from insurance companies as you are basically selling your soul. If you really feel it necessary to download one then put in false details. The less these organisations/ government has on you the better!
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post #169 of 173 (permalink) Old Aug 27th, 2017, 11:27 AM
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Thanks for the tip.

Wasn't planning on using the data with the company anyway just interested to see if they think I'm a "good" driver

Although I am guessing a "good" driver for insurance purposes is someone who doesn't drive at night, does low mileage, etc, as opposed to actual discipline / ability

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post #170 of 173 (permalink) Old Aug 27th, 2017, 11:36 AM
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Thanks for the tip.

Wasn't planning on using the data with the company anyway just interested to see if they think I'm a "good" driver

Although I am guessing a "good" driver for insurance purposes is someone who doesn't drive at night, does low mileage, etc, as opposed to actual discipline / ability
You can easily become an advanced driver and that's a recognised qualification. In my last job every vehicle was fitted with telematics, most firms have them now and the second the driver had an accident the company instantly checked his speed and he was usually sacked before he got back to the garage! The company agreed not to use the system as a discipline tool but they lied about it so the union would approve it. Fuel saving was it's purpose but you can't save fuel on knackered old buses that pish coolant and oil out of their engines!

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post #171 of 173 (permalink) Old Aug 27th, 2017, 11:39 AM
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You can easily become an advanced driver and that's a recognised qualification. In my last job every vehicle was fitted with telematics, most firms have them now and the second the driver had an accident the company instantly checked his speed and he was usually sacked before he got back to the garage! The company agreed not to use the system as a discipline tool but they lied about it so the union would approve it. Fuel saving was it's purpose but you can't save fuel on knackered old buses that pish coolant and oil out of their engines!

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Was very tempted to do that not particularly for the insurance saving either just sounded a good thing to do. Would you recommend the IAM or are there better ones?

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post #172 of 173 (permalink) Old Aug 27th, 2017, 11:55 AM
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IAM is the one to go for

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post #173 of 173 (permalink) Old Aug 27th, 2017, 01:14 PM
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IAM is the one to go for

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Ok, thanks

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