Mini Finance. - MINI Cooper Forum

Finance & Insurance Use this forum to discuss financing and insuring your MINI

LinkBack Thread Tools Rate Thread
post #1 of 2 (permalink) Old May 10th, 2015, 04:34 PM Thread Starter
Has met Quack Quack Jack
MINI2 Newbie
Razzy's Avatar
Join Date: May 2015
Location: Hertfordshire, UK.
Local Time: 08:48 AM
Posts: 1
Mentioned: 0 Post(s)
Quoted: 0 Post(s)

United-Kingdom Mini Finance.

Hi, guys.

I went to view a Mini One Convertible today and I am waiting for a decision on the Finance... Realistically how difficult is it to get finance through Mini in the UK?

I'm 22, I earn 17k p/a and I have a 'excellent' credit score according to Experian. The only thing I have in my name is a Credit Card which the payments are up to date on (have missed 2 previously).

The deal was 300 deposit, Gap Insurance and Minor Damage Repairs for 198 pcm.

Extremely worried I won't get accepted so just wondering if anyone has been in a similar situation or knows how hard/easy it is to get approved?


Razzy is offline  
Sponsored Links
post #2 of 2 (permalink) Old Jun 29th, 2015, 11:44 AM
MINI2 Newbie
Join Date: Jun 2015
Location: London
Local Time: 08:48 AM
Posts: 1
Mentioned: 0 Post(s)
Quoted: 0 Post(s)

United Kingdom Male
If you've got a good credit rating that'll be a big help. Missing the odd month or two isn't ideal but it'll have been taken into account on your overall credit rating anyway.

Your salary is fine on the basis of making payments of 200 a month. On that salary you can probably get finance on 300 a month in terms of affordability checks.

The other things they'll look at are employment history, so if you've got 3 years of it I'll say it's nailed on you'll be accepted!

A1ex is offline  
Sponsored Links

Quick Reply

Register Now

In order to be able to post messages on the MINI Cooper Forum forums, you must first register.
Please enter your desired user name, your email address and other required details in the form below.

User Name:
Please enter a password for your user account. Note that passwords are case-sensitive.


Confirm Password:
Email Address
Please enter a valid email address for yourself.

Email Address:


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
Thread Tools
Show Printable Version Show Printable Version
Email this Page Email this Page
Rate This Thread
Rate This Thread:

Similar Threads
Thread Thread Starter Forum Replies Last Post
MINI Cooper S vs Fiat 500c Abarth AG Jeff MINI News 23 Dec 20th, 2017 09:18 AM
New 14 plate Mini Cooper SD Coupe Nightmare Kickboxkel Welcome New Members 7 Apr 4th, 2015 12:33 PM
Mini HQ - Terrible ethics for the customer. jobforacowgirl Dealership Feedback 11 May 22nd, 2014 05:36 AM
Brooklands Mini Day Sunday, March 24, 2013 mab01uk Mini Events 11 Apr 5th, 2013 06:11 PM
Mini Australia service chilld Dealership Feedback 4 Sep 4th, 2012 05:29 AM

Posting Rules  
You may post new threads
You may post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On

For the best viewing experience please update your browser to Google Chrome