Join Date: Oct 2016
Location: Hartfield, E Sussex
Local Time: 11:42 PM
Mentioned: 32 Post(s)
Quoted: 481 Post(s)
Adrian flux - Mods Declared - No Problem
Insured my 2005 R53 MCS in December with Adrian Flux. Rang them on Thursday to inform them about the modifications I've just fitted.
When I took it with them in December, knowing I was going to mod it a bit, they said that would not be an issue and the premium would not go up. A likely tale I thought, just to get my premium. Bit of a 'heart in mouth' moment! Did they not speak with forked tongue?
Put on non-runflats
Milltek non-res exhaust cat back
Orranje Stealth Cold Air Intake (CAI)
Had full set of leather seats swapped for the half/half that were in it (just thought I'd tell them.....to avoid ANY potential wriggling "Ah your arse slipped on the leather, causing you to tosh the car, non standard seats").
It's added to my policy details - no problem, no questions, no charge. Did they NOT speak with forked tongue. Brilliant. Exactly as it said on the tin. It was as explained to me when I decided to go with them.
Well technically not WITH them, VIA them. They are a broker. They placed my policy with an underwriter who is happy with moded cars and doesn't refuse to insure you or charge you additional premium.
Incidentally, I have no expectation that the exhaust and CAI will add bhp. Not my reason for fitting them. However, once I get used to, and bored with, the improvement in driveability these mods have made, I may go for a 15% pulley upgrade. With the improved breathing now on it, that should get good benefit, add a chunk of bhp and torque.
And that won't be an insurance issue either.