MINI insurance quoted me £477, so I called my own Insurance Co. AXA and they quoted me about £100 less, and this keeps all my no-claims info up to date....no claims protection.. and so on so I stook with 'em.
PS I also have business mileage on my insurance as I am using the Cooper as a company car
Is fully transferable from one insurer to another, as is NCD protection (although not all insurers offer this option).
If you use a direct insurer or telebroker, make sure you keep a record of your previous insurer's policy number and address. Some of these outfits don't bother checking NCD proof at policy inception so they don't issue proper NCD proof if you move away at next renewal.
Others may expect you to prove your NCD entitlement before they settle a claim.