I am thinking about purchasing a 2004 MINI CVT with 4000 miles on it? It was a loaner car so it has never been titled meaning that the full length of the warranty would be in effect. In addition, they will add another 3 months or 5000 miles to the length of the warranty. Should I just wait for a 3 months for a new 05 model? Has anyone purchased a loaner MINI before and did you have any problems? How much, if anything, were you able to knock off of the MSRP? Thanks for your input!