ive just had a simular thing i bought a mini cooper 2010 plate just over 1 week ago, when i drove it i heard the fan running ,checked it when i parked up and it had no water in the coolant bottle, i topped it up and it happened again. A friend came out and took the rocker cover off and the 2 small seals was burnt flat so he replaced the rocker cover gasket and all the seals and also put new plugs in as it was blowing a little white smoke, .he thought it was the head gasket but thankfully it wasnt. i have just replaced the thermostat housing including the gasket and that seems to of stopped the loosing the water. only thing is i now have a leak somewhere on the drivers side dripping on the ground and its loosing the coolant again.i have no idea what it could be .if i was you i would get some1 to check the rocker cover out to see if it is cracked or i the rubbers have worn down .that seems to of been my problem .