I just got my insurance from Elephant today too - the cheapest by far. I'm 23 (by a few days) and it 'only' cost £463 fully comp with business use. It worked out cheaper to add my girlfriend to the insurance than have me on my own! So she's on the insurance but I'm not sure if I'll let her drive my baby!
Brigantine: A brigantine (the shortened expression is brig) is a small vessel equipped both for sailing and rowing, swifter and more easily maneuvered than larger ships, and hence employed for purposes of piracy, espionage, reconnoitering, etc., and as an attendant upon larger ships for protection, landing purposes, etc. The earlier days the brig was a vessel with two masts square-rigged like a ship's fore- and main-masts, but carrying also on her main-mast a lower fore-and-aft sail with a gaff and boom. In later times, while still having only two masts, it carried square sails on her fore-mast, and, as to its after-mast, it was like that of the main-mast of a schooner, that is to say, fore-and-aft-rigged.
...or maybe not.
ps. the MINI is more like a Clipper than a Brigantine