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Cyber Police
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9,618 Posts
Discussion Starter #1
Right last week my Mums 1 series got flooded and engine now does not work. Car taken by BMW and insurance company came to look at it.

Today insurance has told my mum that she will have to pay some money toward the engine as they clam, As the car will have a new engine and 0 miles on the clock the car will be worth more then it is now, What to me seams odd as the car has 40k worth of ware and tear but with an new engine. What if i was buying the car would make me think the price should be lower

would a new engin make the car worth more ?

What should we do ?

Jordan
 

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Cyber Police
Joined
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9,618 Posts
Discussion Starter #3
Right now the insurance company are inciting as the car will get a new engine this will be an improvement to the car meaning the car is now going to be worth more money and my mum has to pay 20%

where do we stand on this as its not making the car worth more ?
 

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PowerSteeringPumpActivist
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8,410 Posts
I'm afraid I don't know Jordan... :redface:

This is strange though... if you damage a car and it has a new bumper/body panel fitted it's not worth more (even if that replaces a stone chip on the old panel) - insurance companies are supposed to get things back into working order, that's why it's called insurance. :hmph: I'd probably go down to the Citizens Advice Bureau or somewhere like that - certainly dig out your policy documents are start reviewing the small print.

Do we have any automotive professionals or legal specialists on MINI2 that have experience in this area?! :confused:

All the best,
Andrew.
 

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Registered
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4 Posts
Not sure if you still need help but ask to see where this is stated in the policy. If it's not then they have no leg to stand on.
 
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