My 8-year old daughter and I were in my 2004 MCS tonight when she switched her passenger seat heater on that within 20 seconds had burned a hole through the front of the silver cloth seat back. She wanted out of the car immediate and, when curbside, would not get back in for about 5 minutes. Is there a recall I’m unaware of? How much is this going to cost me? The car is 5000 miles out of the warranty.